NEW - pay off £20,000 (ish) by Christmas 2009

juicygirl

£1540.10 for December from me :j

poorandindenial

Am waiting for Jan 2nd to go by before I make my payments as otherwise I will get confused (not too clever, see)

Mind you, payments will be nothing to write home about this month as I foolishly booked a pricey holiday and need to use my extra payments to clear that. Roll on the end of January.

milliemonster

Hiya, my current total paid is in my sig at the bottom, but I have just had to add to the debt to buy a new oven as mine blew up on Boxing Day, I don't have to deduct that do I?

Buffythedebtslayer

So far have paid off 476.62 edited actually its 504.62 forgot I paid CC twice in December.

Not as much as I would like.

I really need to sort out the myriad of bank accounts I have.

its ridiculous.

I probably have much more money then I realise.

P.s I can't update my sig, as the egg website is down (amazingly tho you can still apply for a card how nice!!!)

hypno06

milliemonster wrote: »

Hiya, my current total paid is in my sig at the bottom, but I have just had to add to the debt to buy a new oven as mine blew up on Boxing Day, I don't have to deduct that do I?

Personally I would add the new debt back on, but it is up to you how you want to do it! The way I am doing it is showing how much my debt has reduced by each month, so if I spend on it during the month, I have to take that into account.

But others will be doing it different ways, so you choose what suits you!

mel19632

£3,193 paid off in December for me - looks high but I was VERY lucky to receive a good xmas bonus - won't be expecting one of those next year!

Well done to everyone so far - roll on 2009! xx

hypno06

That was an excellent bonus, Mel!! Good for you!!! What a fab start to 2009!

:T

poorandindenial

I am counting what I pay rather than the level the balance reduces (although I can guesstimate that at the end) so if i put anything on a credit card then I don't count what I then pay off of it (I only have one credit card for spending so I can get the additional protection for expensive items)

The only payments I count are those from the debts listed in my sig (anything else isn't a debt for more than a month but clearing those other bits each month (overdraft and credit card) aren't included in my totting up for this or any other challenge)

ETA: congrats Mel

suzialwaysbroke

Well, 2 x Cap 1 cards (1 for me & 1 for OH) paid £139.91 capital off both today. Well, not really today, but I get the statements today so can really see what I've paid, off to update siggy

Love Suzi xx

brightpurple

£892.06 paid so far. I hope everyone had an excellent Christmas and here's to a fantastic debt busting New Year!!