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NEW - pay off £20,000 (ish) by Christmas 2009
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£94 to Abbey yesterday and £25 to MBNA today.
Just been looking at how much debt I had a year ago...shocking reading! BUT it makes me think how far we have come and makes me feel very motivated!
For anyone who is interested - as at 31 October 2008 we had £36,019 of debt....at 31 October 2009 - we will be at £19,097...target for 31 October 2010 is £0 (well we are aiming for 30 June 2010!Paying down the mortgage:
At 1 October 2011: £226,000
Currently: £224,499
Aim: 85% LTV (£212,500)
Paid £1,500
Target remaining: 88.89%0 -
not farr off target, i've £3k left of the £20k but the target of £30k looks a bit unrealistic now, still you never know...
I'm the same - real life got in the way of my original £30k target, but I should hopefully hit the £20k instead, and I will be happy enough with that.Anyway, you can shut up. I'm 40 next year :eek:
Me too - and I jolly well hope I am debt free by then
Just been looking at how much debt I had a year ago...shocking reading! BUT it makes me think how far we have come and makes me feel very motivated!
For anyone who is interested - as at 31 October 2008 we had £36,019 of debt....at 31 October 2009 - we will be at £19,097...target for 31 October 2010 is £0 (well we are aiming for 30 June 2010!
that is excellent progress, and you certainly should feel motivated by it :TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Payday today, so thats another £1430 towards debt (payment and virtual pot)... which now brings me down to approx £1533 remaining!
All i have to do is find an extra £100 next month and i 'should' be able to clear the loan in 1 go and be debt free... yay! fingers crossed nothing super expensive comes up (car in garage in couple weeks) ... i have a budget for that, a very healthy one too so if it goes over that i'll be crying!
Well done everyone with your totals so far, everyone is doing a damn fine job! 14/12/2009 - Official Debt Free Day
31/06/2012 - Officially a home owner! Now, where is that Mortgage-Free Wannabe Board... :cool:
"What the hell is that?" "I don't know, but if cats could sing... they'd hate it too"
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terakris, that is excellent news - payday for me too, but only £15 extra thrown at the debt today
Still, that is £15 less that I owe, so all good :T
Keep going guys - all going great guns!!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Everyone is doing really well and especially well done to those who are nearly debt free.
My total is currently 12316.47 which leaves 2683.53 left to find. Rough calculations are that I will pay off 1500.00 in 'normal' payments meaning I need to overpay 1k or so. I may actually be able to do this - eek! x xxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Hello All, just popping in to wish everyone good luck in the final push before Xmas!
I haven't got near to the £20k mark but should manage £10k which I am happy with, should be debt free by Feb 2010 so cannot wait for that!
Keep up the good work all!DEBT FREE - FEB 2010 :beer: (LBM £24,000)
House Deposit 2010 - £2500 / £10,000 Saved
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Final stats for the month:
£16,609 paid off to date
Mint card has gone!
Target for next month is to pay off Citicard - which currently stands at £2,810...bit of a challenge there!Paying down the mortgage:
At 1 October 2011: £226,000
Currently: £224,499
Aim: 85% LTV (£212,500)
Paid £1,500
Target remaining: 88.89%0 -
Final stats for the month:
£16,609 paid off to date
Mint card has gone!
Target for next month is to pay off Citicard - which currently stands at £2,810...bit of a challenge there!
Well done!! That is an amazing achievement.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
I have managed to pay another £125 off Mr T cc and £100 off the two V credit cards. Still have to decide how to pay Coop CC as it is the one where we pay interest.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Hello - Payday for October tomorrow so I have crunched the numbers and have my monthly update!
Paying off: £1370
New debt total: £5935
Total paid since December: £14046
urg x x
November payday tomorrow!
Paying off: £1431
New debt total: £4944
Total paid since December: £15477
What's really annoying is that I managed to add £400 to the debt this month grrrrrrr!
Still - I did manage to get sub £5000 this month!!!!!
Waving to you all
urg x x0
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