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NEW - pay off £20,000 (ish) by Christmas 2009

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Comments

  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    £50 to MBNA. Sig updated.
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • mel19632
    mel19632 Posts: 647 Forumite
    £25 to MBNA x
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • mel19632
    mel19632 Posts: 647 Forumite
    oooh just realised I am £1 off paying off £11k!
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • terakris
    terakris Posts: 119 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper
    Just to report back, the day was fantastic! I spent £10 all day and that was for a program as a momento(sp?) of the day... everything else was paid for so a right result :D

    Now... back to clearing the Egg loan by end of July (then only 1 loan to go YAY)
    14/12/2009 - Official Debt Free Day
    31/06/2012 - Officially a home owner! Now, where is that Mortgage-Free Wannabe Board... :cool:
    "What the hell is that?" "I don't know, but if cats could sing... they'd hate it too"
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    mel19632 wrote: »
    oooh just realised I am £1 off paying off £11k!

    hands a pound coin to mel.....

    Sounds like people are having some fantastic luck, opportunities, whatever!! :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • mel19632
    mel19632 Posts: 647 Forumite
    Thanks Hypno!

    Now if everyone could just follow Hypno's lead - send all pound coins to the following address..... :)
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • sounds like you had a great time terakris. :)

    Well i have sold item on ebay and looked at the cashback site i been using and i have another £10 to go in my debt pot :) not much i know but it is a little bit more towards being debt free.

    When i get home i have a few things to put on ebay and a mobile phone to send off to be recylced which is another £30 so a bit more for the pot and as i havent got much work to do at work today i have been listing things i have for sale online and replying to emails that people have sent asking about the items. So looks like i might make it debt free by xmas.

    Well it is pay day this week so means i shall be able to pay off a few more debts :) will keep you updated. :beer:
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    sounds like you had a great time terakris. :)

    Well i have sold item on ebay and looked at the cashback site i been using and i have another £10 to go in my debt pot :) not much i know but it is a little bit more towards being debt free.

    When i get home i have a few things to put on ebay and a mobile phone to send off to be recylced which is another £30 so a bit more for the pot and as i havent got much work to do at work today i have been listing things i have for sale online and replying to emails that people have sent asking about the items. So looks like i might make it debt free by xmas.

    Well it is pay day this week so means i shall be able to pay off a few more debts :) will keep you updated. :beer:
    Debt free by Christmas what a lovely Christmas present well done

    DTxx
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    I'm feeling kind of depressed today.

    My husband and I work so hard, full time, to keep our heads above water, and we're doing fine, but I was so focused on getting the credit cards paid off by Christmas (which is quite a long shot in itself) that I kind of went into denial about how much we owe on his student loan (he just did two years' conversion to teacher of music from being a musician). We didn't get any help from teh government, despite their claims to give £10k to teachers to train, because he didn't finish his first degree. So we suddenly got a letter through the post showing we owe £17k to the student loans people... That's so much money! I knew it was there (actually I thought it was about £15k) but seeing it in black and white, it just seems so much. I want to be saving for our son's college money, not paying this off for ever.

    I know there are lots of you out there with more debt than this but I'm just having a bad day with it all.
  • Batfink
    Batfink Posts: 367 Forumite
    I've just paid £83.06 off my Amex. Why the strange amount? Well - that was how much was in my current account - with nothing else I need to buy this week. :)

    Sarah - I know the feeling well, student loans are a nightmare. Sadly, although I am close to declaring myself debt free, this only ever included my Credit Cards, Loans and Overdraught's - I've still got the nightmare that is my student loan to tackle. Thankfully I've not finished uni yet, so I don't need to start paying it back just yet.

    Don't get too distressed - the rate you're going it'll be gone in no time!

    x
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