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NEW - pay off £20,000 (ish) by Christmas 2009
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Well done everyone on your totals, its amazing where you can find the extra incentive when you are determined to get rid of your debt. I hope I have my second wind for this half of the year, starting to feel a bit insecure with no savings for emergencies as I am self employed and I also work as a locum.
Need to get rid of my debt and build savings...
I have set up a direct debit for my mbna card, payment came out today for £152.26.Mortgage £25,789.17/£24,918.14/£22,921.47
Pay off £20k by Xmas 2010 - £16,360.000 -
yaaay!!! bit of a cheaty £100 off here. One of my debts is to my father and i pay him £100 per month. He knows mum and i are going away (well he should do as they live together!
) so has said that I can knock £100 off the debt and use it as spending money on the holiday! woot woot! so I dont have to pay him my next installment of £100 and will put it into my currently very rattley savings jar instead yay! debt @05/11/11 £12210.63!! slowly chipping away!!:heart2:impossible is nothing.:heart2:0 -
DH was paid yesterday so another £100 to go to pay off credit card.
£200 paid off garage bill too!!business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Well done everyone. Some gret totals coming in.0
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Another 489.62 for me, getting close to the 10K mark!CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0
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I am finally going to start my debt free challenge, I am going to start one card at a time, so I am going for barclays goldfish, this has just over £5,000 on it.
I am still waiting for a start date for my job, but I have some spare cash so I thought I would use it for this (no cash is ever really spare).
So £81 to my debt pot.0 -
Can't update my signature - haven't been able to for a while :-(
Haven't posted for a bit - have a 13 day old son to add to the family, so have been a tad busy!!:rotfl::rotfl:
Anyway, my total to date is £26232 against my original target of £15k :j
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Can't update my signature - haven't been able to for a while :-(
Haven't posted for a bit - have a 13 day old son to add to the family, so have been a tad busy!!:rotfl::rotfl:
Anyway, my total to date is £26232 against my original target of £15k :j
Congratulations :T:T Does he have a name? Your debt busting is pretty damn good too!
DTxx0 -
That is amazing!! I think you have pretty much blown everyone else out of the water with that total - and a new baby too! How did you do it?? xPaying down the mortgage:
At 1 October 2011: £226,000
Currently: £224,499
Aim: 85% LTV (£212,500)
Paid £1,500
Target remaining: 88.89%0
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