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NEW - pay off £20,000 (ish) by Christmas 2009

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Comments

  • angelthecat
    angelthecat Posts: 4 Newbie
    Wow! What an inspiring thread! I know we've reached June, but I really want to try this as well. I've got a 16k loan which will take another 5 years to pay off, but having started to read this thread, I suddenly find myself wondering if I could do something to make the next five years a lot easier. I feel a rummage around the loft and an eBay sale coming on!
  • mel19632
    mel19632 Posts: 647 Forumite
    I can see £100 ready to go to Barclaycard on Monday. Have good weekend all!
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    £150 off the debt today. Sig updated.
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • pania
    pania Posts: 8,258 Forumite
    £65 for me as of yesterday! woo! some of my debts are getting weelly weelly weeny now so thought i would itemise them below. just so i know where i am headed with them.

    Nationwide. Largest at £13525.72
    Halifax Loan £1718.71
    Halifax CC £805
    Dad £772
    Training Debt £ £640
    Nationwide CC £494
    Welcome finance £487.46

    Guess what two are going to be targeted next!!! :)
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Pollydaydream
    Pollydaydream Posts: 306 Forumite
    No new payments for me to report.

    Just popped in to say well done to everyone (and to motivate myself to actually get on with this challenge - spent hours yesterday messing about with budget sheets and the snowball, and it just keeps coming out the same. Answer = spend less time faffing with spreadsheets, more time actually doing something about it :rolleyes:.

    Have a good day everyone.
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    £25 off MBNA today. Sig updated.
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    Hubby's got loads of extra gigging work this month and has promised it all to put towards the debt/holiday spending money. He doesn't know but every time he gives me his freelance money I'm saving a little for his tax bill as he's completely useless at saving - so in return for him getting on board to pay off debts, he's going to have a nice surprise next January as he won't have to find the extra for his tax bill.

    Anyway, the point is that I SHOULD have about £1,000 extra to throw at Cap One this month. THe 0% is up for that one and for Egg in August, so I will need to try to get one final (I hope) 0% card. Might ring round all the other ones I'lve still got open and see what they can offer me; if they won't play nicely I'll close them down. My dream is to have just one credit card, with nothing on it! LOL.
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    £150 off my debt today :j

    Sig updated!!
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • mel19632
    mel19632 Posts: 647 Forumite
    £5 to tesco

    a mini step!
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    edited 11 June 2009 at 8:49AM
    Another £100 off today. Sig updated.
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
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