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NEW - pay off £20,000 (ish) by Christmas 2009

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Happy Sunday indeed! No payments from me today, but hoping for a few £££ off the debt in the next few days as mystery shopping and bits and pieces like that pay out........

    Keep going guys!

    Mel - good luck for your exams this week.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • mel19632
    mel19632 Posts: 647 Forumite
    Thanks Hypno! My incentive is that if I pass I get £750 exam passing bonus - so v important I get through them all first time.
    £5 win on daily scratchcards as well today.

    Happy Sunday everyone - hope everyone is enjoying the weather x
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    V. V. Important, then Mel!! Are they in anything exciting?
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • mel19632
    mel19632 Posts: 647 Forumite
    er...no! They are tax exams (*slightly embarrased*) :P
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Don't be embarrassed Mel! good luck for them!

    I have paid an extra £10 to the evil egg loan today......my child benefit hit my bank account, so most of it is allocated to other stuff, but I swiped £10 to send to egg before it gets spent on other stuff!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • richestorags_2
    richestorags_2 Posts: 96 Forumite
    Morning all,

    Couple of credit card payments today so updated sig. Keep going!
  • Uniscots97
    Uniscots97 Posts: 6,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Made my usual monthly payments and updated my sig.
    CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    edited 11 May 2009 at 2:12PM
    I am back from my trip and whilst I was away I had my payday as this only happens every three months it is a big event.

    I have 2 CC 0% deals ending this month so I have paid those off and with my other payments that means I have paid an extra £8224.96. I have also finished the car fund (still not bought I keep hoping OH will change his mind so I can use it for debts but not much chance of that :rolleyes:).
    So with the car fund I have paid or saved over 33K this year.
    That is not the whole picture though because paying the 0% deals off has left me short of money until pay day in 3 months time so unless a miracle happens I may have to take out another 0% deal to manage which means I will be going in the wrong direction. My thoughts are pay them off now avoid interest work as hard as I can to get extra money so that when/if I have to take out a new deal it will be for a lesser amount. We will see.

    DTxx
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    £100 of my tax arrears. Sig updated :j
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • julie2710
    julie2710 Posts: 1,381 Forumite
    About time I updated. 866.60 off mortgage and 199 off M&S card .
    Signature updated. Was hoping to clear some more money with bonus but am going to have to use that for the solicitors fee as divorce nearly finalised now!
    MBNA [STRIKE]£2,029[/STRIKE] £1,145 Virgin [STRIKE]£8,712[/STRIKE] £7,957 Sainsbury [STRIKE]£6,870[/STRIKE] £5,575 M&S [STRIKE]£10,016[/STRIKE] £9,690 Barclaycard [STRIKE]£11,951[/STRIKE] £11,628 CTC [STRIKE]£7,629[/STRIKE] £6,789 Mortgage £[STRIKE]182,828[/STRIKE] £171,670
    LBM Dec12 excl mort 47,207/42,784 Dec13
    Excl mortg and CTC 39,578/35,995 Dec13
    Incl mortg 230,035/214,454 Dec13
    Extra payment a week:this week £0 / YTD£1,457.55
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