Monday 24/11/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking
• make a loaf in breadmaker
• swim and jacuzzi to use gym membership
• storecupboard lunch and tea
• carry on cleaning and decluttering house
• shred paperwork and add to compost bin
• not use car
• have a no spend day

Good morning fellow dfw's Hope you all had a good weekend, back to work now:rolleyes: No snow here today but very cold.
Hi to all the regulars and welcome to anyone finding us for the first time, and hugs to anyone who needs one (((hugs))). Hope you all have a good day even though it is Monday:rolleyes:.

Ctch up with you all later:D

mbaz

I'm second I'm second I'm second!

(Sneakily posted quick reply and then edited it to actually add my list )

Today I will

- check online banking
- coffee morning at home (cheap entertainment)
- baking
- 3 mystery shops this arvo
- clicks and surveys
- babysitting tonight

and that's it! Have a good day all!

Mx

mickey_mouse

:rotfl: Mbaz that is the sort of thing I do. The mouse is happy with a respectable 3rd place today:D

today i will do ...
-go to the gym (done)
- comps
- daily clicks
- surveys
- make m-i-law birthday card as didn't do it yesterday
- nsd

have a great day everyone.

I have pink fluffy socks on - anyone beat that:D

lilly81

Morning guys,
My date last night was really good, he was a total gent and a nice guy, so second date is Thursday daytime whilst DS is at school :j
Yesterday I didnt do all of my list, so half of it is to be done today.
Today I will:
* Go to CAB and sort out appeal
*fill out all my benefit forms
*write letters to various benefit agencies
*call home school link worker to see what can be done to help DS
*hang washing to dry in only room with heating on
*buy DS xmas present whilst its reduced
*use left over chicken from last nights dinner into something for tonight's dinner, maybe a stew type thing?
I hope you all have a great day
lilly x

P.S. I have fluffy bright blue slippers on

mcjordi

hi sophiesmum hope your well,, and everybody else of course

today i have updated my xmas list -not much to get now
updated snowball
chucked a load of carp out
tidy up
watch dvd i got with some popcorn
paid £5 towards my P-A-D challenge

Piquant_2

Good morning everyone!

Well, one thing's for certain, I'm never going to be in the number 2 slot, far too early for me!!

Thanks as always to Sophiesmum:T

Can beat that Mickey, have bright pink thermal pants on!!! bloomin' heck it's cold today....

Lilly, I had a good date on Friday, and have another one next weekend, so good luck to you!

mbaz, congrats on second place, did you sit F9-ing until SM had posted? :rotfl:

Didn't pop on over the weekend, I was so busy that I ran out of time! I did get a free knife from some Debenhams promotion though, it's a good one too.

Today's list

• come to work, don't use my heating here!
• charging phone as we chat
• bought in breakfast and lunch
• made a loaf
• tomorrow's payday, and since messing my budget up 4 weeks ago, I have spent the grand sum of £4.37!!!

Piq x

painted_lady

Hi everyone, I have to
- do washing loads on 30
- wash curtains in living room as part of christmas "spring" clean Sophiesmum inspired me to do
- sort some more photos in kitchen (1000's printed and not in albums) as part of christmas declutter
- going to dentist for 2 fillings (oooch, I HATE dentist and am very scared), hopefully can claim cost back on hospital fund
- cooking great dishes from stores/manky veg in fridge
- use boots vouchers to get some facewash
- get some photos printed for a client

Sophiesmum, these thread are ace for organising me, they get me thinking what I have to do today. Thanks for being a continued source of support and inspiration.

Purple_Sparkles

Good Morning All

Today I will;

Make bread
check on-line banking and transfer 'change' to my savings account
Store cupboard lunch & dinner
Make up some more cleaning products as I'm almost out
Hang new to me internal door and use the old one to replace the missing one in the kitchen
Order remaining small gifts using vouchers earned in surveys etc
Finish tiling the fireplace out of free slate

I think that's it for me, have a great day everyone.

Nix143

Morning chaps and chappesses, hope you all had a great weekend

Today I will
- check online banking, I am expecting bonus payment and a Paypal transfer into there
- have a NSD - brought homemade soup for lunch
- answer Ebay questions this evening about my items up for sale on Sunday and list any more stuff I can find that may sell pre Christmas
- do all my surveys etc

Have a great one everybody x

mbaz

Piquant wrote: »

mbaz, congrats on second place, did you sit F9-ing until SM had posted? :rotfl:

Piq x

er.......................No.....:o

OliveOyl_2

Painted Lady, I know what you mean about using this thread to organise yourself, and focus your mind on the DFW task. It certainly does for me.
And all these dates that are working out :grinheart how lovely

Morning All :hello: it's cold, and I'm wearing grey woolly socks :cool2:-not :rotfl:

Do today I have/will:

• made packed lunch with HM bread
• leftover delight for supper
• will go to the gym tonight
• And pick up my shelving for the shed, which I shopped around for, and bought through Quidco :money:
• got 2 free long life bulbs from some site, some time ago, I forget the details
• had long discussion with OH and we've worked out the next 3 return flights and how where to budget for them. (It's complicated :rotfl: ) It looks like at least one of our frequent-flyer schemes will pay for one of the flights :j If we book them far enough in advance we can use the free miles for the very expensive flights, because they're done by miles, not season, but of course they are V.Popular.
• so in the light of that, I can do my cash-flow-budget-spreadsheet and work out overpayments tonight.

Thinking of my flights pleases me, so I am cheery today.
Hope you all have good ones despite it being a cold Monday.