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Just the three of us - new beginnings!
Comments
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savingholmes wrote: »HI LittleEmms - I am another job hunter like yourself. How are you finding things?
Doodledoo - hope everything is still on track for the interview!
Hi Savingholmes
Its not going great to be honest but I'm not going to get down about it all... that's the easy way to go!!
Doodle - how's the little one today? I hope she's a bit better??
xxLBM - 17th November 2008 - better late than never :rolleyes:
Challenges - 2009 - Reduce CC to £1k by December
June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£1600 -
OMG I GOT THE JOB :j:j:j:j:j:D:D:D:D:D:j:j:j:jProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Well done Doodledo
Tea
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Congratulations Doodledo.... FAB news....:beer:
Well done xx
How's your DD now?Must be in the air as my DD (almost 4) had a bad night last night, kept crying out and ended up in with me!"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
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Thanks
She is pretty much back to normal now thankfully. My little girl has just turned 4, such a sweet age.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
HOOOOOOOOOOOOOOOOOOOOOOOOOO-RAH!!!!
Yay for you.... am well chuffed for you sugar xxWealth is not measured by currency0 -
YAY!!! Well done Doodledo!! Really chuffed for you!!!start = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
Thanks everyone I am over the moon.
I feel like the tide is turning and good stuff is coming my way after all the poop I have been through in the last 6 months I finally feel like something wonderful is happening to me.
Going to make such a difference to my and my little girl Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Thanks SA Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000
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