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Just the three of us - new beginnings!
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I have been stalking you on the other side and your reviews are making me drink far too many carbonated drinks lol.
I only have three caffeinated products left to review now! Not to worry, I have started suggesting household products so as to start wowing everyone with the vast horde of redundant knowledge I've acquired while buying new pots and pans this month!
Have tried reviewing a few albums too, but I always get carried away and end up writing 2,000 word epics...
Forgot to say - congrats on the pay rise, that's not bad for a 'small' raise.. I think my mob get an incremental rise in August, which is also when my gym membership is due to expire. With any luck this will leave me £300 spare a month - go go debtbusting :rotfl:0 -
Glad to hear Ruby is well!Debt @ LBM 29/12/08 - £49044! Now £44684.Fat loss 29/85lbs // £100 into £10k £243.07/£10kHSBC Loan 9658 // HSBC CC 3484 // HSBC CC 1464 // DP's 779 // Car 0% 4851 // Halifax OD 1348 // HSBC OD 1.5k // HSBC OD 1k // Barclays OD 400 // IOMOM 4400 // S Loan 15k // Cap1 £8000
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Hope today's interview went well!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Fingers crossed on that interview.xBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Morning everyone
Thank you for all your well wishes. The interview actually went ok, well I think it did and it wasn't as bad as I thought. The presentation wasn't too bad and I filled the 15 minutes with mindless drivel lol :rotfl:
I should find out next week so fingers crossed although I still have a feeling that one of the other more experienced candidates will get it but you never know.
Also applied for another job on Friday which is actually my bosses job so would stand a pretty good chance of getting it fingers crossed.
Ahhh well we will see all I can do is keep trying.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hi doodledo - just catching up - things seem to be going well! Last week's interview will be excellent practice even if you don't get the job. Sounds like there are others available for you in any event, so I am sure you won't be staying in your current post for much longer!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Cheers Hypno
I am definately ready for the next step as feel its the right stage in my life especially with my DD starting school. Time to get back on that career ladder.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Morning one and all a very sleepy Doodledo reporting for duty. My little girl is poorly and she decided to cry on and off from 7pm last night till she fell asleep about half an hour ago
. Didn't even get to bed last night spent much of it sat on her bed with her as she wanted to know where I was all the time.
I feel a little guilty as I wonder if all the chaos in the house is disrupting her little world more than I realise. I mean everything I am doing is to make a brighter future for us but maybe its just too much for a four year old.
I changed her bedroom round yesterday as I bought her a "big girl" bed and she was absolutely devasted at me taking her other bed away.
So plan for this week is to get as much of the house back to normal as possible although I am limited with that now as plan was for me to finish my bedroom today and go and order carpets but with her on the sofa in a duvet I can't see me being able to leave the house.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hope your little girl is feeling better - its a tough age. My DD is almost 6 and that can be hard enough! Hope you managed to get down at least some of what you planned!
Fingers crossed on the job too!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Aww bless her, i hope she is feeling better soon. I remember when my children went into big beds..sniffle.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0
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