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Just the three of us - new beginnings!
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Well has been a good day today. I found out a got a small pay rise from April which has upped my monthly take home by about £80
and I passed my assessment the other week so I am through to the final stage .
Friday I have to do a presentation without any preparation and then be interviewed :eek:Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Well done on the payrise and good luck for Friday!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Thanks chickadeeeeeeeeeee Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hey Doodle
Not been on here for a bit - sorry!! So just had a quick read and catch up. You sound like you're in such a positive place hun- I'm so impressed. House sounds like its coming along and well done with the car boot!!!! (Hope the sun burn has calmed
)
Good luck with job thing - sounds like it's all good!!
xxLBM - 17th November 2008 - better late than never :rolleyes:
Challenges - 2009 - Reduce CC to £1k by December
June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£1600 -
Hey stranger nice to see you again.
Thanks things are quite positive at the moment, lets hope it's the start of good times
You ok?Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Good luck for your next interview hun! Do lots of money making whilst I'm away! Now a SAHM trying to earn some spare pennies each month0
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hey Doodle
Yes all ok - just struggling with the job hunting and as for claiming job seekers (which I have to do for mortgage insurance to kick in) ... well that's is something else!! ...
Been very busy with garden last week whilst the weather was good!! And have been using any spare internet time for job searching!! But I'm giving myself time on here now - I need to - this place keeps me sane
Glad to hear all is positive!!
xxLBM - 17th November 2008 - better late than never :rolleyes:
Challenges - 2009 - Reduce CC to £1k by December
June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£1600 -
just caught up with the diary & so good to hear everything is going well at mo - hows Ruby doing? - I'm lumbered at the moment with a twisted knee - I thought gardening was supposed to be good for you! I'm on crutches at the mo & I'm not a very patiant patient - I don't do ill - really peed off as my weeks holiday started to day & I had so many plans, also supposed to be going away this w/e for a skittles/dancing trip
house sounds really good & you sound really positive
I looked into ebaying a few things but now you have to have paypal just to sell & I closed mine after an attempted fraud in the States which Paypal didn't pick up on but thankfully my credit card provider did & stopped the $500 going thru - paypal tried to say that I must have left my password lying around but I don't do that its all in my head & anyway it was done in the USA, funnily enough thats where paypal is based - Hmmm?
so just doing the surveys - son came home from a school presentation yesterday & was told that on average it'll cost over £6k per year whilst he's in Uni Arghh!!
so really fed up & got to watch my 78 yr old Dad digging my garden & I can't stop him!0 -
HI LittleEmms - I am another job hunter like yourself. How are you finding things?LittleEmms wrote: »hey Doodle
Yes all ok - just struggling with the job hunting and as for claiming job seekers (which I have to do for mortgage insurance to kick in) ... well that's is something else!! ...
Been very busy with garden last week whilst the weather was good!! And have been using any spare internet time for job searching!! But I'm giving myself time on here now - I need to - this place keeps me sane
Glad to hear all is positive!!
xx
Doodledoo - hope everything is still on track for the interview!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hey - well done on the car boot sale, fab result!
x"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
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