*my Diary* - Omg!

natsplatnat

Hi All!!

Well, as things are still up in the air regarding BT on my CC's, I thought I would list a brief summary of my debts as they stand at the moment.....

Ready....

Egg Loan £4528.57 @7.9%
Barclay CC £1780.65 @6.9% (LOB)
Abbey CC £6549.62 @26.485% yuck
Halifax CC £2077.79 @0%
Tesco CC £1980.30 @17.47% yuckish
Egg CC £72.07 @16.9%

Interesting reading eh? lol

This evening I am going to get back on the phone to Barclays as there is plenty of spare space on there to move the Abbey CC to. Failing that, I am going to speak to Abbey and point out they are robbing g*ts!! lol

Just waiting for my 'new' A&L CC to come through which is 0% for 12 months - fingers crossed its a decentish limit so can get some more back to 0%!

Well, thats it for me..... oh, apart from noting that I have earned £75 in cashback from Q.co this year!! Bonus!!!

Hope you are all well and braving the elements and survivng the christmas shopping?

Nats x

natsplatnat

OMG!

I have just decided to use the second page of the spreadsheet that I kinda nicked/developed from EL's and for the first time I can see how much I am paying towards my debts each month.

On minimum repayments alone (gulp, deep breath) its..... £500+!!

Well there is food for thought! Imagine the shoes I could be buying with that money! *dreams* Next year I am going to steel my reserve and 'get stuck in big style!' (have even started daily-clicking again, something which I believe I have mentioned before as "doing my head in!"

Laters!! Nats x

Lemon_Tree

it is horrible to think of what we are actually paying off debt each month isn't it. With overpayments i'm paying a minimum of £1k a month, just think what i could so with that!

do you do the daily scratch cards? they're worth the effort.

natsplatnat

Morning LT! Blimey, you are really steaming ahead with your debt busting - and at £1k a month I'm not surprised!!

I must admit I have never really bothered with the daily scratchcards - I think I will start though! Any top tips for good sites welcome!!!!

Right am off to do a couple of 'clicks!' - hope everyone is ok? :beer:

Lemon_Tree

i do butlins bingo £10 minimum deposit to start and limit for withdrawal, and Virgin £5 minimum deposit to start and limit for withdrawal. I worked out last night i've got just short of £150 since the start of this year so it's been well worth doing.
I'm also doing bingo britain at the moment which i've won £85 since 9th Nov, but that will be finishing soon

natsplatnat

Thanks LT! Looks like its worth doing then - I shall have a look!! Is the Bingo Britain ending totally? That looks even better.

natsplatnat

Hi and good morning All!

Can someone enlighten me on the best way to do the Bingo Brittain thing - or point me in the direction of a thread explaining it? (am feeling a little low on brain power this morning!)

Have a good weekend all!

Nats x

Lemon_Tree

hi think you need page 86 on Hypno's thread, it's all explained there. I've now won another fiver. You get 30 days of free bingo money hence why my run is almost at an end.

natsplatnat

Ah, I see! Thanks Lemon Tree - my brain realy isn't functioning at all well today!

I will track down Hypno's thread and have a looksey!

Nats x

natsplatnat

Hi All!

Right, just a quick one! Tracked down Hypnos thread and found out about BB (thanks again to LT for the heads up on that one). I signed up last night and signed my OH up too.

This morning, I won £5 and my OH won £20 = HAPPY DAYS!! Have withdrawn both balances (topping mine up as necessary). Here's to tomorrow!!

Hope everyone is having a good weekend? the sun is shining here in Kent at the moment!

Nats x