*my Diary* - Omg!

natsplatnat

Hi All!!!

Well its payday again!! (sorry OBNW!!)

I actually had more money left in my bank last night than I thought I would... which is strange considering the extra diesel and £30 withdrawal for OH's b'day. :rolleyes: I have checked back though and can't see anything missing that should have gone out... so thats a bonus and I put it down to a calculating blip!!

Well, this week coming I only have the DD to my Egg loan going out today (must update signature!). So.....

I will withdraw £60 to cover, diesel, cigarettes, food and entertainment for the coming week.
Make a provision for an extra £40 to cover valentines (staying in cooking meal with OH, but probably nicer food than of late) and my mums b'day (next Tuesday.

If I stick to this (no reason why not!!) then I will be at -£540 by next Thursday evening.

Although I enjoyed it, I think something went a bit amiss from my previous "long-range forecast" so did another quick one last night!! I reckon my bank account will not see another positive balance until Friday 27th March. Friday the 3rd April should also see a positive balance. Then 2 weeks of being OD again and then 2 weeks of positive balances. This will take me up to the 1st May - hopefully with a balance of +£289.87!! Well, we'll see - I know I am going in the right direction and I will get there when I get there!! (I am toooo laid back - but what else can I do?)

Have a great Friday and weekend all. I am off work this Saturday and I would really like to wake up in the morning and see enough snow to go and play in!!

Nats :beer:

Olderbutnotwiser

:mad: :mad: :mad: I'm really not jealous of all your paydays:rolleyes:
Two weeks today I will have my next one:D
Come on payday come to mama
Nat after living with an permanent overdraft for about 20 years it sure does feel great not to have one.
Obviously I've tons of debt but working from a 'black' current account really does feel good. Good luck and don't ever go back once you get there :A

ElizabethJH

This you get paid weekly business just confuses me!!! ha ha!!

Have a great valentines

Olderbutnotwiser

ElizabethJH wrote: »

This you get paid weekly business just confuses me!!! ha ha!!

Have a great valentines

Tell me about it Elizabeth!
It's just not right, or ethical, or fair, or reasonable, or fair, or decent or even fair!
Hey lucky I'm so mature though!

natsplatnat

Olderbutnotwiser wrote: »

Nat after living with an permanent overdraft for about 20 years it sure does feel great not to have one.
Obviously I've tons of debt but working from a 'black' current account really does feel good. Good luck and don't ever go back once you get there :A

I do want to be in that position soooo badly. I am really looking forward to running my account as close to £0 as I can with all the spare going towards clearing my debts!! There is little point keeping money in the current account as the interest is sooooo low (I think, virtually zilch!!)

Have a fantastic weekend!!

ragstoricheswannabe

least you only have an overdraft of £540, mine is near the £2600 limit and will take me an ice age to clear!!!!!! will swap anyday...............

hope everyone has a lovely valentines day!!!!!!

natsplatnat

OOOOOhhhhhhhh! Q.co just tracked A&L at £0.00 - at least its there and will turn to £50.00 later!!!!

YAY!!!!

LittleEmms

Hi Nats

Sorry not been ‘in’ of late – well I have been reading – just no time to reply! Well done on having the money left over!! That’s brilliant! Have you allocated it to anywhere?

I think you’re doing really well with the O/D … its good to be crossing one goal off at a time! I’m hope to start joining you very soon

Thought you did great with the b/f and birthday! Really good – I may be after some tips – my b/f 30th in June! Need to start thinking about it now to actually be able to do something nice and not break the bank!

Hope you had a nice weekend with the Saturday off?? And that you had a good valentines!!

Emms x

ragstoricheswannabe

hope you had a good valentines weekend?!!!!!! did you get spoilt?? (the dfw way of course )

angie_baby

hey nats, hope you had a good valentines weekend?