HSBC 0% balance transfer - pathetic credit limit offered

Thefunkygibbons

Now, I am worried, I need the approval and all the stuff sorted by 1 Feb which is the date of expiry on the egg card

Can't do a second as I don't want another search on the file

tinalives

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Smudge32

Waiting to find out my credit limit at the moment. Been on hold for 12 minutes so far. Was approved in a week.

tinalives

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Smudge32

Smudge32 wrote:

Waiting to find out my credit limit at the moment. Been on hold for 12 minutes so far. Was approved in a week.

Was on hold for 32 minutes but got the credit limit that I needed - just. £4000.

tinalives

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svmitche

antuk wrote:

I still can't get an answer about if ive been approved yet after three weeks and i have a account with these people, grrrrr!!

I have an account with them too and have ust applied for the card - dunno why I bothered though, or why I still bank with them - they're pretty rubbish!

michaels

svmitche wrote:

I have an account with them too and have ust applied for the card - dunno why I bothered though, or why I still bank with them - they're pretty rubbish!

Reason for bothering - if you got a pre-approved application form then odds are no credit check.

Geo number posted above - I mailed application (pre approved) on about 16th December, Received card just after xmas, balance transfer credited to other account today.

Smitty

This has been the worst credit card application I have ever been through, due to:

the wait times by post
the wait times on the phone
the customer service staff that cannot speak English
the number of times I have had to send them more information by post as they have messed up
the low c/l (3.5k when I asked for 14k)
and to top it all off they told me I cannot pay the minimum payment by DD as I do not bank with HSBC. They then had the cheek to ask me if I would like to open a bank account with them ! - No thank you

After insisting that I should be able to pay by DD, she said she would send a form out to me, which I could send to my bank to set up a standing order.... has it arrived ??

NO

YorkshireBoy

Smitty wrote:

and to top it all off they told me I cannot pay the minimum payment by DD as I do not bank with HSBC.

After insisting that I should be able to pay by DD, she said she would send a form out to me, which I could send to my bank to set up a standing order.... has it arrived ??

You were given poor information.

Once logged into your HSBC credit card account online, you can order up a DD mandate which they will post to you. The completed mandate should then be sent to their head office for processing.