Another Debt Free Diary :)

ElizabethJH

Ok Breakfast at home, lunch brought from home and dinner round a friends so today is going to be a NSD

Haven't had one of those for a while!!

ElizabethJH

These NSD are harder then I remember... so tempted to buy something else for lunch!! Going to stick to it though

ElizabethJH

£1.75 spend today... have stomach cramp and nauseau think I might have a virus, didn't sleep last night at all and just wanted to eat something tasty and healthy so carrot sticks and houmous.. still feeling sick though

hypno06

I hope you feel better soon x

SazM030306

Hey you're doing fantastic! Hope you're feeling better soon. xxx

ElizabethJH

Thanks - feeling much better today, think it must just have been a 24 hours thing thought still feeling really bloated! Last night I just cleaned up a bit as I have friend stopping over the weekend and then got an early night so that must of helped. Am aiming for another NSD today have brought sandwiches!

Am thinking of opening up a savings account and doing a PAD into it as I think it will be easier to pay off my overdraft this way in one big go. When I have the money available to me I'm just too tempted to spend that £1 here and there, and can't refuse the bargains if I know I have the money available. My friend send me a link for a saving account where we get £25 each for me opening it so think I will do that!

Also I really need to look at claiming back charges off my closed credit cards and actually cancel some of them! I've got to the point where they're all paid off but never actually cancelled them all down. Well I'm already feeling a lot more organised just having cleaned up my house a bit, need to keep up this organisation and finish those credit cards off properly!!!

natsplatnat

Yay to feeling better - there are all sorts of wierd and wonderful bugs doing the rounds down my way!!

I like the idea of setting up a separate account to PAD into and then payign lumps back to your parents! Bonus if you can get a free £25 too!

Nats x

ElizabethJH

Yes - I found the PAD really worked when I was doing it made me think a lot more about the pennies then I was before!

Also... I have heard about the job I went for at last... still not sure whether I've got, they're changing the role and I need to speak to them about it again first, but sounds hopeful!!

wendz86

Hi,

Just popping in to have a little look! I do something similar with my overdraft. I am saving it all up in my isa, and then making lump payments off the overdraft. Have made my first payment and now working towards my next. Is a good way to do it as then you don't touch it.

ElizabethJH

Just signed up to Qypes new voucher offer... done 6 reviews of the 40! Spent about £20 on a night out last night Was celebrating the end of a friends exams though so won't be spending the rest of the weekend! Having a day in then tmw is race 4 life and a bbq on the evening, then cheese rolling on the Monday woo!!