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Another Debt Free Diary :)
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i do mine online in £50 lumps, or combinations of £50
I'm like you if i didn't reduce it i would go back up to the limit0 -
Payrise and a bonus!! I am really chuffed for you!! It will help no end in your quest!!
If you have internet banking, you shoud be able to request to lower your OD limit online - well saying that, I can on one account, but not on the other, worth a look though!
Have a great weekend, Nats xstart = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
Oh that's great!! I'll check right away - might just take £50 off as a start and then another £150 on payday... hope it lets me
Have a great weekend - I'm sat in the sun at the moment - can't see my computer screen but that's not important!!Debt Free since 2012Current Savings £1,400Current Mortgage £143,398.270 -
£100 in my bank... £10 in my purse... pay day 2 days!!
Debt Free since 2012Current Savings £1,400Current Mortgage £143,398.270 -
just a little note - i'm only allowed to decrease my overdraft once a month.
Don't know if that will apply to you.0 -
Well I've checked online banking and it won't let me do it that way, so I'm going to go into my bank on Wednesday - will double check with them thenDebt Free since 2012Current Savings £1,400Current Mortgage £143,398.270
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Definitely a great pro-active way of reducing temptation! Excellent idea!Debt @ LBM 29/12/08 - £49044! Now £44684.Fat loss 29/85lbs // £100 into £10k £243.07/£10kHSBC Loan 9658 // HSBC CC 3484 // HSBC CC 1464 // DP's 779 // Car 0% 4851 // Halifax OD 1348 // HSBC OD 1.5k // HSBC OD 1k // Barclays OD 400 // IOMOM 4400 // S Loan 15k // Cap1 £8000
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Spent £4 on lunch today... but got some seeds, plant pots and slow release plant food.. going to grow some chili's and salad hopefully... going for the egg box trick so I don't need to buy a seedling tray.. going to pick up some compost from my sisters, feeling like I need to do some creative things.. going to look into getting a canvas so I can paint something for above my mantlepiece as well!! Almost finished knitting my beret so need something else to keep me busy!
Debt Free since 2012Current Savings £1,400Current Mortgage £143,398.270 -
good ideas to keep you busy. I've been planting veggie seeds and keep checking on their progress. i used the egg box trick last year and also the loo roll trick and they both work fine.0
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What is the egg box trick? I've been planting my seeds in plastic takeaway containers - it's embarrassing how many we have. Is there more to the egg box trick than filling them with soil and shoving your seeds in?Mortgage (original/ current):193,000 (23/09/11)/ £102,500 (07/11/2019)
2019 Challenges: Make £300 a month: £9.71/£300 (January)0
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