ICE SAVE - 2nd E Mail Received

Baldur

~Chameleon~ wrote: »

Is that before you even get to the stage of hitting the "initiate" button?

You can't even see the initiate button until you've clicked away the FSCS page.

tuggy12

NonGeographicalMan wrote: »

Your deliberately flaming and abusive post has been reported to the forum management.
I have not got my money back at the present time.
If your forum membership is not withdrawn or at least suspended for making this deliberately personally abusive post then the forum management clearly have no credibility.

:T LOL, you never give up do you:j

Perhaps the forum management will also revisit your earlier post where you were abusive about the forum founder:-

NonGeographicalMan wrote: »

I am only an investor in Icesave at all because Martin Lewis regularly tipped it as a sound bet. He should be ashamed of himself and give a public apology but instead of this he will no doubt be coining it all the way to the bank and setting up click thrus to new dodgy deposit takers that he will now try to lure British savers in to the clutches of.

Public hanging is too good for Martin Lewis is what I say.:eek::mad::mad::mad:

Moneysavingexpert phooey - MoneyLosingNincompoop is more like it.:mad::mad::mad:

:rotfl: :rotfl: Surely only a basket case would post hundreds of times on a forum whose founder he would wish to hang!!:rotfl::rotfl:

NonGeographicalMan

tuggy12 wrote: »

Perhaps the forum management will also revisit your earlier post where you were abusive about the forum founder:-

I have taken a more positive view of the forum owner in the light of the fact that his subsequent non removal of such posts clearly indicates that he understood that post the news of Icesave UK ceasing to operate or pay out on withdrawals (but before Alistair Darling undertook to stand by all Icesave investors in the House of Commons) most of us in this position were in a state of severe emotional trauma and looking at a potential financial abyss. Also Martin Lewis knows that if he had not personally given Icesave such a high profile recommendation on his website guides and in his weekly newsletters then tens of thousands less British citizens would have placed their money with Icesave. For all those reasons he knew that he had to let forum members let off some steam and not appear to react over sensitively to things said in the heat of the moment.

I think the fact that you have now gone to all the trouble to dig out this old post and use it in the most inflammatory manner possible is a clear indication of your own perverse enjoyment of pushing people's buttons or yanking their chains. Presumably that is why you christened yourself tuggy on this occasion in your current short lived forum identity. Of course I am sure you have had many other identities in many forums before you presumably eventually always received bans from for your clearly sadistic enjoyment of flaming and antagonising other forum members. And you do not do that when you are upset by something traumatic like the Icesave collapse but in the most perverse, calculating and stalker like manner possible.:eek::eek::eek:

Just a thought but I wonder whatever became of tuggy and tuggy1 to tuggy11;)

NonGeographicalMan

cos69 wrote: »

Its been like that even before they started sending the first email

Try to initiate your account, you might be lucky but they usually only activate the compensation access when the email is dispatched. Will do not any harm to try - I do once a day.

No you will not get lucky if you try logging in once a day without receiving the second email, unless the second email has not reached you due to being blocked by a spam filter but has now been sent.

When the second email is sent then the next time you log in to your Icesave account you are asked to accept a load of text blurb called Notification from the FSCS about the basis on which they will be offering compensation. You have to click a tick box to do so. Whereas before the second email is sent this Notification blurb when you log in does not appear. Only if you get the Notification blurb will Initiate then work whereupon you get another text box screen called Acceptance with more terms and conditions that you have to agree to in order to get your money. Again this does not appear though if you log in and try Initiate before the second email has been sent.

The next day after you have claimed compensation (presumably after some overnight batch computer run) you can no longer log in to your Icesave account at all and the system says your user id and password are now invalid. This is very shoddy in my opinion as you should still be able to log in and look at your statement and see the tax paid etc even when your claim is complete. There is no warning by FSCS that you will not be able to log in to your account again after midnight on the day on which you apply for compensation. Like many other things with FSCS this has not been thought through properly.:mad:

Polka_dot_4

Today, 6:35 PM #543 Polka_dot vbmenu_register("postmenu_15888807", true);
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Quote:
Originally Posted by NonGeographicalMan
So if the total amount I am owed including interest that should have been paid up until November 14th is still under £35,000 then the FSCS should have paid me interest between Oct 7th and Nov 14th do you not think? But as you say I have had to lose that interest from Oct 7th to pay out date because of the extra cost of bailing out people with more than £35,000 with Icesave who placed it there knowing that amounts over £35,000 were not meant to be covered by the FSCS.:mad:

I disregard £50,000 as that was a lucky fluke and no one who had deposits with Icesave expected that it would be covered above £35,000.

Do you also disregard those of us who had less than £16,000 who would also have lost out had HMG not stepped in?

(Just in case you missed it first time round!)

NonGeographicalMan

Polka_dot wrote: »

Do you also disregard those of us who had less than £16,000 who would also have lost out had HMG not stepped in?

Actually those of us with more than £16,000 but less than £35,000/£50,000 with Icesave also stood to lose this same amount as the Icelandic Compensation Scheme was liable to pay this initial amount for all Icesave depositors and not just those with less than £16,000 deposited (or whatever the Euro equivalent amount was) deposited with Icesave.

My view is HM Government was aways duty bound to make up the £16,000 that the Icelandic government is trying to renege on because the FSA persistently let Icesave market on the basis that it was a UK deposit taker and that funds deposited with it were protected by the FSCS scheme on the same basis as any other UK based deposit account. By contrast they were under no obligation to compensate people with more than £35,000 deposited with Icesave (if it had failed on Oct 6th or previously as it might easily have done) or £50,000 as it luckily turned out to be by just one day because anyone depositing more than this sum with Icesave would have known they were exceeding the widely publicised maximum limits of the Financial Services Compensation Scheme. I kept another £25,000 in a lower paying Nationwide Esavings account back in April 2007 and did not transfer it to Icesave account for that very reason.

Polka_dot_4

NonGeographicalMan wrote: »

Actually those of us with more than £16,000 but less than £35,000/£50,000 with Icesave also stood to lose this same amount as the Icelandic Compensation Scheme was liable to pay this initial amount for all Icesave depositors and not just those with less than £16,000 deposited (or whatever the Euro equivalent amount was) deposited with Icesave.

My view is HM Government was aways duty bound to make up the £16,000 that the Icelandic government is trying to renege on because the FSA persistently let Icesave market on the basis that it was a UK deposit taker and that funds deposited with it were protected by the FSCS scheme on the same basis as any other UK based deposit account. By contrast they were under no obligation to compensate people with more than £35,000 deposited with Icesave (if it had failed on Oct 6th or previously as it might easily have done) or £50,000 as it luckily turned out to be by just one day because anyone depositing more than this sum with Icesave would have known they were exceeding the widely publicised maximum limits of the Financial Services Compensation Scheme. I kept another £25,000 in a lower paying Nationwide Esavings account back in April 2007 and did not transfer it to Icesave account for that very reason.

That wasn't my take on the situation when the bank defaulted.

LGG_2

I've not had my second email yet either. Don't really expect one, since my ISA was funded totally from transfers in and I don't remember giving them a current account at any stage. Anyone remember whether the online ISA sign up had a linked account bit?

So I guess I'm waiting for a letter. Have we heard when paper-based applications are going out, or have I got to wait till all the internet ones are sorted?
============================================


so u just had an ISA and not an easy access account? after reading what you said i checked my account as i have an ISA and a easy access. my ISA was opened with a cheque and i transfered my 3600 allowance into my ISA from my easy access account. so tbh i dont know if my ISA has a current account linked to it.obviously its linked to my easy access as i did a transfer from one to the other so from this i presume they will realise its then linked to the same current account as my easy access? have you checked your account to see if it has the initiate button next to it or do they all have it even if u have to go through the paper process? great now another thing to worry about lol

guli

Hi all,

As one of the earlier ones to open an account with Icesave, I have 3 linked accounts in Icesave.

Have anyone who have more than 1 linked accounts received the second email this week and initiated the claim with FSCS?

I haven't received the second email with FSCS, hope having more than 1 linked account does not confuse them to not sending me the second email!

Thanks

dwileflunker

Well I've read most of NonGeographicalMan's posts and I note that along with all the dribble he writes he also regularly accuses people of being Trolls. The reality is I think he is probably the Troll because he very rarely posts anything about the original thread and simply tries to be confrontational. Still if that's the limit of his intelligence so be it.