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Pap attempts to live on part time wage for a year...
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Hope you have a woderful Christmas too Pap.
Take care hun. xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I'm okay, thanks hun. Seems as if you're doing great, well done xx0
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Aww bless you sea, I ahve been watching your thread/s. Hope all will/has gone well regarding your children/oh.
Thanks babes and beanie, I trust you have had a great holiday season
Ok so what has happened? not much :rotfl: Oh yeah christmas :rolleyes: It was fabby, we had a great time and it was much better than last year. Gift wise I recieved some really practical stuff which I asked for as I didnt want 'bits'. One of the best that I got though was £30 worth of itune vouchers, woo hoo that will last 1/2 the year and also I asked mum for a new shaver so I could get the matching one in January ~ she got me both bless her. Also after smashing my terrmundi in november (acidently) my little brother got me a new pig, ok its not sealed but its plastic so wont break :rotfl: So now I just have my campervan for display only and everything is going in this new pigSo I had a fab time.
Money wise all is great. I had to spend £3 on xmas sweets/gifts and then I spent £1.98 on some old vinal records to craft with so I am now up to £17 spent. I have roughly 15 days to go so I am doing very well
Hope you all have a great new year ~ and good luck to you all for 2009 :beer:0 -
Just a quick update to add that I have just checked my online bank and the standing order to my savings isnt there anymore
So i just payed manually but I payed an extra £5.05 too. Thats the odd £3 I have left of my monthly money and £2.05 thats been floating in my spending account for over a month
I now have £20 till the 15th of january
simple :j
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pleased you had a great xmas and some lovely gifts:D
as a fellow crafter can you tell me what you are going to do with the vinyl records?
Happy New Year:D£2 savers club 2025 #40 -
mickey_mouse wrote: »pleased you had a great xmas and some lovely gifts:D
as a fellow crafter can you tell me what you are going to do with the vinyl records?
Happy New Year:D
Hiya mikey, I am making a mini book for a class that I got given for christmas. I have a bind it all machine so make all my books/journals/notpads/scrapbooks, the records 7" will be the cover, I brought them on ebay 99p each with free postage0 -
I love reading pap threads - a hyperbolic obsessiveness with the most minute aspects of the financial world
Glad to see you're managing to meet your demanding plans - kudos!
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sounds like a cool project:D
I made some tree decorations using cds:D£2 savers club 2025 #40 -
mickey_mouse wrote: »I made some tree decorations using cds:D
They can also be used to scare animals away from the gardenA worthwhile use for covermounted magazine freebies! :money:
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Glad you had a lovely christmas, have a happy new year plus it's your birthday tomorrow isn't it? (mine too), if so hope you have a wonderful day xx0
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