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Pap attempts to live on part time wage for a year...
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Evening Pap, wish I could help so you don't need to sell your DS.
Hope you are having a good evening xThis time I haven't smoked since 6th Jan 2014 and still going ok.
Fingers crossed x0 -
penelopedee wrote: »Evening Pap, wish I could help so you don't need to sell your DS.
Hope you are having a good evening x
Aww bless you Pen, its not a problem really. I have wanted to upgrade to the dsi anyways. I will have to wait untill payday anyway to cover postage, I will see then. I know that the shop will give me nearly £100 for it all if I have store credit so maybe thats an option in the new year? I dont know yet there are a few factors that may mean I will keep it and trade it in for the updated console prob on my birthday... We shall see, I will keep you all updated anyways :T
I am having a good night thanks, hope you are too. I see you have been trick or treating in your village, I love it when the little ones dress up.... soo cute :A0 -
So another few days have passed and I am still plodding. I must admit these daily (kind of) updates are really keeping me focussed :j So not much has happened, I did get to enough bingo points for a amazon £5 voucher. I wont get that untill Thursday but I will be saving them up for something of worth.
I have been semi naughty and brought a new excercise dvd. I had a few new ones that I hadn't opened so I ebayed them about a month or so ago and alas now I am getting sick of the same two routines. So I looked on ebay and they were all around £5+ but I went over to play and they have an 80% sale on. So I purchased one for £3.99 + cashback. There is another two that I would like to purchase too, but I have said if I am 100% till the 1st December I can buy one (although it may be £9.99 then). Yes I am sad needing to reward myself for sticking to something but thats meI was thinking of going to classes at the gym but after looking online they range from £3.20~£5.00 for an hour session! These dvd's can be reused and sold on, so very mse. Maybe I can think about the gym in a few months time...
So money updates ~
Sunday 1st ~ £2.00 debt
Monday 2nd ~ £2.01 debt + £3.99 exercise dvd + £1.00 savings pot
Not too bad :j That leaves £10.50 in my purse and £28.00 in my bank after the cheque payment. Still enough to PAD £2 a day and the remainder in my purse. Only 13 days untill payday :j
Keep plodding all0 -
Keep on plodding hun
xx
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Was going to say 'enjoy your exercise dvd' Pap, but not sure enjoy is the right word!
Have a good evening xThis time I haven't smoked since 6th Jan 2014 and still going ok.
Fingers crossed x0 -
Well done on your PAD challenge pap, seems as if you're doing really well :T. The exercise dvd is much cheaper than the exercise classes too and at least you can do them in the comfort of your own home
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Hi all, happy wekend :j
Beanie ~ Thanks :T
Pen ~ Thanks, it arrived to day and although you can never enjoy these things it was really good. Its not as intense as I find Davina but maybe becuse its one on one its better? Anyways it was worth the investment and I will certainly be using it more and more.
Babes ~ Thankyou, I find pad'ing helps now because everyday I can see my debt coming down which means my daily spends are reduced due to the fact I would rather pay of my debt :rotfl: Yes I do love doing dvd's at home but I think I would thrive from a class environment because I think I would work harder. Ah well maybe next year I can go to some
So here's the remainder of the week regarding spends ~
Tuesday 3rd ~ £2.00 debt + 40p 2* tea
Wednesday 4th ~ £3.00 debt + 40p 2* tea + 30p Cambridge (changed my order so needed to add 30p)
Thursday 5th ~ £3.00 debt + £2.00 shampoo & conditioner + 20p tea + 25p tissues + 40p carrots
Friday 6th ~ £2.00 debt + £1.00 savings pot
Saturday 7th ~ £2.00 debt + £1.00 savings pot
My usual shampoo & conditioner was on 3 for 2 so was going to bulk buy, ie three of each. But alas there was only conditioner left :rolleyes: I brought a different brand this time but the same price as my usual. It will just mean I will need to get some prob the end of december maybe? The only thing is tea at work (20p each) I usually take my own tea bags in and then have water from my place of work but the times I had the tea we weren't open. It wont be happening this coming week :j
So that leaves £4 in my purse and £16 in my bank. So about £2.30 (ish) to PaD a day untill pay day on the 13th, 6 days :j
Have a great weekend all :beer: Keep plodding0 -
Hi Pap, have a good weekend too xThis time I haven't smoked since 6th Jan 2014 and still going ok.
Fingers crossed x0 -
From me tooI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
And from me, PaP - keep on 'plodding'.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0
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