Pap attempts to live on part time wage for a year...

penelopedee_2

Hi Pap, hope all goes well with the diet packs. And you don't send us to sleep, its nice to hear from you.

postingalwaysposting

Thanks all :hello:

So another mini update from me. I managed to get only the missing 9 packs so came away with just over £20. I have put £5.40 in a christmas gift, spent £1.18 and put some in my savings tin(s). This leaves £12.60 which I will be keping in my purse untill payday with the goal to have some of it left on payday (15th). I have worked out I just have enough bus journeys until payday, it will mean going up with Mum at 6.30am and starting at 9am but what can I do

So here are my spending diary updates ~
Tuesday 27th ~ £5 debt
Wednesday 28th ~ £5 debt + 50p pot
Thursday 29th ~ £3 debt + 78p cabbage + 40p water
Friday 30th ~ £3.42 debt + 40p xmas gift + £5.00 xmas gift + £1.50 pot

In other news I now only need to save £70 for christmas. I have reviewed it again and removed some of the items I wanted to buy and I also reduced my brother birthday by £10 and my Mums money by £20....

So to afford that I have decided to trade in my Ds console, if they give me a good price. I dont want to, I dont use it much but I do love it. However needs must and maybe when I am out of debt I will save for another I have games on my touch so I will still be able to play those. I am hoping for about £60 with all the games I have for it. I will take it over on Monday and see what they say

Other than that I am still plodding. Homelife isnt going well but alas money dictates that I have to stay here. However I have applied for a new job... and it does have a pay cut I know, commonsence says you can't however I may not even have it yet. I will deal with it if/when

Take care all :beer:

penelopedee_2

Hello Pap,well done on sorting out the diet packs but sorry you are letting go of your DS.

Hope something sorts itself out regarding your homelife. Take care x.

beanielou

Sorry homelife not good hun
If you were nearer me u could be my lodger(& Thomas)

postingalwaysposting

Thanks Pen and Beanie. Its not horendous but I could do without it just now. I am just keeping myself to myself, have been for the whole week and its working. The house looks like a bombs hit it though but as I stay in my room 90% of the time I dont have to look at it :T

Started playing bingo port again today. I have never reached enough points for a voucher before but I thought its free so why not try. I am going to start comping and freebie grabbing soon too, although I want to set up a seperate email address for that. I am guessing that its free, I could prob sell on some of my prizes and also freebies will help because my tolietries box is gradually running down :rolleyes:

Re-calcuated my budgets tonight and after house insurance and a cheque (£2 for credit report as I haven't done them for over a year) yet to go out I have £38 left for debt repayments. So thats roughly £2.20 per day PAD which is fab and would take my credit card debt below £200. Looking at Novembers budget I am aiming to PAD around £2~£3 per day if I can afford it. That should leave me about £100 on my credit card :T

Oh and also a huge surprise tonight... Mum has decided she is going to repay Henry :j Basically earlier this year our vaccum went bang and Mum has wanted a Henry for years. So work had a fab deal where I got Henry and 20 bags for £80. So I said I would buy it and payed from my then holiday savings. I asked her if I could have it back for xmas because I would use it for gifts... But she hadnt mentioned it since. Tonight she droped into conversation that 'I need to repay you the Henry money this payday' :j I am not going to budget that money in anywhere untill its in my possession, however if I do I will pay it straight off my debt :beer:

I am getting a bit more positive as the week pans on, maybe my monthly had something to do with it

Keep plodding all :A

penelopedee_2

Hi Pap, haven't dozed off from the wine yet!!

Good news about the Henry. But why don't you compromise. Pay most of it off your debt and keep a little bit back to top up your toiletries or something else nice.

postingalwaysposting

penelopedee wrote: »

Hi Pap, haven't dozed off from the wine yet!!

Good news about the Henry. But why don't you compromise. Pay most of it off your debt and keep a little bit back to top up your toiletries or something else nice.

Pen, :rotfl: I am yawning loads here. And I had a nap today which I never do, strange.

I may do just that as its my birthday in December and that budget is leaving me only £10 if that Next year I am going to put away £21 a month for my internet so the £63 bill tri-monthly isnt such a struggle. So I was planning to visit town (in the day) and having a bit of retail therapy or go out for a meal so maybe £20 can be put asside for that. As for toiletries its not all too bad I am only running out of shampoo/conditioner, as I am on my last bottles. I tend to bulk buy if something is on offer so I have lots of bubble bath/foamburst/bodyform/toothpaste so its just s&c and mouthwash none of which I buy big name brands so its not too bad :T

babes21

Hi pap, the payment a day challenge sounds like a great idea, something to keep you motivated too isn't it. Definitely treat yourself to something lovely for your birthday, you deserve it!!!

ehallett

Hey pap

I hope you have had a good day today.

You were doing well on BP last night. You will have enough for a voucher in no time .

Definitely give yourself a little treat for your birthday. You deserve it.

Emily xx

postingalwaysposting

Thanks Babes :A I will certainly put some money aside. The PAD challenge has its own thread I did pop in there once but now I do it alone :j

Emily I am not doing well tonight. I was up to my highest las night at 7980 and now I am down to 6549... We shall see! Thanks for stopping by...

Ok so todays spends...
Saturday 31st ~ £2.41 debt + £1.00 water + 20p tea

I could have done without the water if I am honest but the bottle will be refilled for a few weeks yet. I also found 10p when cleaning my room today so thats a bonus. I took my ds to trade in but they will only give me £60 for the console and 8 games So I have decided to throw them on ebay in a few days/weeks, some of the games I have I know are going for £15+ so you never know. The only worrying thing is the mail strikes but if I time it right I should be ok...

Keep plodding all :T