Pap attempts to live on part time wage for a year...

postingalwaysposting

Right so... everythings been semi arranged and each week I will be spending around £40 extra. So thats £160/£200 a month. However I have spoken to Mum and she will reduce my house keeping my £40 so I will only need to find £120/£160. I wont be starting untill 4th so this month I need to find £80.
I plan to have this outgoing untill christmas.

So out of the £150 I have spare I only now have £70. Thats £50 for the fair although I want to get this down to £30 and £20 for postage and stuff.

Working up to and including July's pay day that would make my outgoings
M ~ Total = £446.90 ~ leaving £50 for argos
J ~ Total = £469.90 ~ leaving £30 for argos
J ~ Total = £406.90 ~ Leaving £90 for argos

So after the 0% deal I will get interest on £27.81. I know this isnt good but I feel what I am doing is needed more than this debt just now. If need be I have £30 in my isa savings for xmas so I can withdraw that for the remainder. Also I can reduce my savings each month to pay off the missing bits.

Once everything is in motion and before next payday i may share what this outgoing is but just now I want to keep it to myself as its personal

Hope you are all having a great week :j

beanielou

Hope you are having a great week hunxxx

postingalwaysposting

beanielou wrote: »

Hope you are having a great week hunxxx

Thanks Beanie, holiday Friday so thats fab :j its come around so fast ~ As Rog said it would I just hope my week away doesnt fly :rolleyes:

SarahNeedle1872

postingalwaysposting wrote: »

Right so... everythings been semi arranged and each week I will be spending around £40 extra. So thats £160/£200 a month. However I have spoken to Mum and she will reduce my house keeping my £40 so I will only need to find £120/£160. I wont be starting untill 4th so this month I need to find £80.
I plan to have this outgoing untill christmas.

So out of the £150 I have spare I only now have £70. Thats £50 for the fair although I want to get this down to £30 and £20 for postage and stuff.

Working up to and including July's pay day that would make my outgoings
M ~ Total = £446.90 ~ leaving £50 for argos
J ~ Total = £469.90 ~ leaving £30 for argos
J ~ Total = £406.90 ~ Leaving £90 for argos

So after the 0% deal I will get interest on £27.81. I know this isnt good but I feel what I am doing is needed more than this debt just now. If need be I have £30 in my isa savings for xmas so I can withdraw that for the remainder. Also I can reduce my savings each month to pay off the missing bits.

Once everything is in motion and before next payday i may share what this outgoing is but just now I want to keep it to myself as its personal

Hope you are all having a great week :j

Ooooh, sounds very intriguing PAP..... I'm sure whatever it is will be more than worth it, and you'll share if/when you're ready.... Yay for Friday!:T

Sx

beanielou

Hope your week away doesent fly too fast & enjoy xx

Toto

Hey PAP, talking of sewing machines, I have 2 in my garage doing nothing, one was a gift and one was mine which I have barely used you are more than welcome to have my spare if you want it. I'd rather it went to use rather than just rotting in the garage.

postingalwaysposting

Toto wrote: »

Hey PAP, talking of sewing machines, I have 2 in my garage doing nothing, one was a gift and one was mine which I have barely used you are more than welcome to have my spare if you want it. I'd rather it went to use rather than just rotting in the garage.

Oh my word Toto, really :j Ohhh you have just made my year :j I dont know how I could get it down here? Maybe you can put it in the post? I will cover all costs etc. I did put a post on freecycle but no one emailed me and the ones on ebay are too far away. Would you like any money for it?

Toto

No worries, honestly I forget they are there until I either clean up the Garage or someone mentions sewing. They are just sitting there and you are most welcome to one of them. PM me your addy and I'll get one in the post tomorrow or Friday, it'll be before we go away on Saturday though.

Toto

And no of course I don't want money for it, just enjoy using it

postingalwaysposting

Toto if you are 100% sure... You are fab. Please send my your addy so I can send a cheque or throw over your paypal email and I will send all the postage costs over :j

You are fabby, enjoy your trip to cananda :j