2009 MF Wannabe's

want2bmortgage3

please can my target be changed from £6000 to £1200 (£100 a month), this is much more achievable for me

jackiegibbo

another £75 went off to the halifax today:D good luck everyone

LouiseJ

Not a good month for me this time, boiler decided to die on me so only £146 overpayment sent this month (my target is £540 every month)..........

If the insurance pays out I will catch up:rolleyes:

abouttimetoo

Hi all

Just to report my March overpayment of £500. This is less than I would like but I've just come back from holiday and I'm also trying to beef my savings up:o This means £1500 of OP's so far this year and 21% of my 2009 OP target.

Hope you are all doing well with your own OP's
Regards

Optimisticpair

LouiseJ wrote: »

Not a good month for me this time, boiler decided to die on me so only £146 overpayment sent this month (my target is £540 every month)..........

If the insurance pays out I will catch up:rolleyes:

Hope the insurance covers yours.

I've had a long spell offline due to the house move. Thanks everyone who sent good wishes.

Other half is still living 120 miles away due to work / no broadband. I got dial up this week.

Our Rayburn, for the CH, water and cooking, died. Rather frozen here but it saved me loads on fuel . It costed out at £43 a week to run and it didn't heat the whole house. As it wasn't an insured event we didn't get a pay out.

We invested in an efficient controllable oil fired CH system which has reduced the fuel bill by about a third while heating twice as much space.

fluffysox

Hello All, thanks for the motivation, I read your posts at least twice week to ease my MFW addiction between OPs:rotfl: .
In total this month my overpayment was £730, taking our 2009 total to £3796.25. Not bad since its our worst month for birthdays etc. Could potentially have stretched it further but in the process of changing current accounts from Alliance and Leicester to First Direct and decided to leave sufficient cash in both until I'm sure all Direct Debits have switched OK.
Next month should be a better OP we stoozed some cash from credit cards into ISAs and the interest plus payments we've made to credit cards will all go onto the mortgage.
I'm loving the low variable rate with Nationwide- every time they write to me to say its falling again I feel like I've had a little win on the lottery:rotfl: .
Also every month we get a letter saying that because our overpayment was more than £500 they are reducing our minimum monthly payment. OH asked me why I don't tell them to keep payment the same- I said I love getting the letters- they are like certificates for good effort- well done to us all!
Zavarony- I will pm you- thanks for your work on this board:T

zebedy

Hi,

I've just made my Mar OP of £400.

Yay:j (I've pm'd zav, and updated my signature)

MrsMcK_2

Hi,

No185 here have made an over payment of £8500 for first quarter of year. Very excited at getting mortgage down. We have just remortgaged and now have a current account mortgage, hope it works well and I keep on track.

RosieTiger

Wow MrsMcK !!!!!!!!!!!!!

kar

Hi,

I think it's about time I started posting again as I'm beginning to make mortgage overpayments (although with the amount I owe I can't see it having much affect at the moment!)

Current mortgage as of January 2008 - £163,903.05 :eek:
Monthly repayments £1088 at 6.08%:eek: (fixed rate for another 3 years)

Current overpayment every month starting from March £500 (max we can overpay without penalty)

Aiming for an overpayment of £ 5000 in 2009

I feel like I don't really belong here because I have such a lot to pay off still but both me and my other half desperately want to see that figure come down. Hope to get to know some of you.

Kar