2009 MF Wannabe's

Barny1979

Zavorony - I pm'd you last week to be given a number but have yet to

zavarony

Barny1979 wrote: »

Zavorony - I pm'd you last week to be given a number but have yet to

Hi Barney, I've already added you - your number is 309, sorry - thought I'd PM'd you back!!:p
Would you mind adding it to your sig please cos it just helps me find you more easily when I update. I aim to do that most weeks but seem to be playin catch up at the moment!:rolleyes:

Good Luck and welcome to the Thread
Zav:beer:

elantan

hey zav did you get my pm?

jackiegibbo

another £100 went off to the halifax today:D

llydaw

no 120 checking in £201 for us this month. Not doing so well at the mo but I guess everylittle counts. Other half is out of the country for several months working so having to cover extra costs:-C

SmileyG_2

MFW #203 checking in!
My August overpayment has left my account, yet another £250!

Numbers are:

Target £3000
August overpayment £250
Overpayment to date £2000

This means an predicted interest saving of £437.62 since Jan 2009 until my MF date of September 2014, My £250 pm overpayment is more than covering the mortgage interest (£243.96), which means the regular payment at the 1st of the month has become a capital repayment!

Continuing improvement on the investment front means that overpayments plus the endowment plus my investments should leave me with a contingency of £650 (last month £nil!). As I wrote last month, this assumes that interest rates stay unchanged. It needs to be nearer £2500 before I’m comfortable with it, so overpayments will continue.
Hopefully, the recent upturn in the stock market will also have had a positive effect on my endowment although I won’t change my estimate for maturity until next year.

As promised, I’ve started my diary to stay focused on the final objective. I’m not a prolific diary writer, so hopefully if I have something to say it will be significant (well, maybe just from my point of view!).
The link is here.....
http://forums.moneysavingexpert.com/showthread.html?t=1854517

Keep the faith and prepare for success!!!

SmileyG

SmileyG_2

jackiegibbo wrote: »

another £100 went off to the halifax today:D

Jackie,

welcome back, I thought we'd lost you!;)

gratefulforhelp_2

A bonus £3000 paid off the mortgage today, and the DD put up by £100, so new target needed, say £5000, and new monthly amount of £185.

Yay!

Can you make ovepayments to Northern Rock on a credit card, does anyone know, to get the cashback??

TOPAZ_2

Zavarony,
No. 167 reporting in. I havent updated for a while - just thought I'd give the August update

I have reduced my Mortgage this month by £488, so thats £16,337 Year to date, and my mortgage now stands at £153,663.

It looks like I will exceed my target to get to £150k by the end of the year - so I will have to see if I can think of a new one. (possibly £147.5k) I want to completely pay it off by the end of 2013, when I will be 45 - but I have not yet managed to work out how yet.

Keep up the good work everyone
Topaz

Barny1979

Over £2000 paid off now