PPI Reclaiming discussion Part III

marshallka

jojo1964 wrote: »

To be honest, i cant remember whether or not i got a rebate, unfortunately after the loan was redeemed i got rid of the paperwork, i will draft a letter on monday to FP to request the info required, other loans i had i have no record of so is it possible to request bank statements to show who the loans were from?

It would show you on your settlement statement if you have it. If not it would be sent in the SAR.

dreamer33

Turboman wrote: »

Think I'll just pack it in and go back to my more complex cases in anther place- You advise accordingly

Turboman you can still help on here, it is very much appreciated, all help is good help.

tylerlewis

Turboman wrote: »

Hi Tylerlewis

Right, we are now absolutely sure that these loans are ongoing and we are discussing PPI refunds and keeping the resulting loans going--not settling them by paying them off.

There's so many posts giving out fragments on your info that its confusing -

Can you post the actual agreements as .jpg images or host with Photobucket (suitably edited for personal details)

or alternatively , if you are not familiar with above techniques, supply the following all in one post by Quote/Edit of this post (in a different colour ideally):

Loan1

Amount advanced:
Monthly Premium for above:
APR % :
Date Commenced:
Loan Term in months:
Total Interest (if quoted on agreement)

Amount of PPI Loan:
Monthly Premium for above PPI loan:
APR % (if different) :
Total Interest (if quoted on agreement):

TOTAL OF THE ADVANCE AND THE PPI LOAN:
TOTAL MONTHLY PREMIUM PAYABLE:

Number of Payments made:

LOAN 2
Amount advanced:
Monthly Premium for above:
APR % :
Date Commenced:
Loan Term in months:
Total Interest (if quoted on agreement)

Amount of PPI Loan:
Monthly Premium for above PPI loan:
APR % (if different) :
Total Interest (if quoted on agreement):

TOTAL OF THE ADVANCE AND THE PPI LOAN:
TOTAL MONTHLY PREMIUM PAYABLE:

Number of Payments made:


PLUS any clauses/tables on the agreement that you think are information that affects premiums/refunds/cancellations ( these might be useful to have here all in one post)

Ok I will get onto HFC for this information thanks :rolleyes:

marshallka

pinknico wrote: »

Surely if the interest went down the payments went down so changes the amount already paid?

OMG, Pinknico, I have put that in the post but the poster does not have the statements...

I think I will go and calm down. I posted this is if the payments stayed the same and were not variable. I was only trying to help...

pinknico

EVERYONE is needed on this site, give Turboman a chance to show some figures when he is given the information he (she?) requires

marshallka

Turboman, I will leave it to you for now. I seem to have upset you and lots of others by the sound of it. Sorry if I have. I was only trying to understand you. It seems you have taken offence...

dreamer33

marshallka wrote: »

Turboman, I will leave it to you for now. I seem to have upset you and lots of others by the sound of it. Sorry if I have. I was only trying to understand you. It seems you have taken offence...

Marshallka you are very much needed too you are :A and a great help. I don't think you have upset anyone.

I think its just a case of confusion regarding the figures and how they are worked out.

You never know both calculations may well work out in the end to be the same.;)

pinknico

marshallka wrote: »

OMG, Pinknico, I have put that in the post but the poster does not have the statements...

I think I will go and calm down. I posted this is if the payments stayed the same and were not variable. I was only trying to help...

Thats what Turboman is saying First plus's interest rates have gone up and up ,so he was trying to get as clear a picture as possible.

Dont get so stressed there is no need and does your health no good:A

tylerlewis

tylerlewis wrote: »

Ok I will get onto HFC for this information thanks :rolleyes:

Just spoken to HFC and they need to dig out my original agreements so they can give me the exact figures. They are ringing me back on tuesday with the details so when I get these I will post them here

hayjamdan

hi all just a quick question please when u have a loan and u haven't finished paying i understand so far that if ur claim is successful u will be paid back what u have paid in ppi.The loan then gets redone without the ppi and then the rest of the ppi gets taken off the redone amount am i right or wrong.i dont no if when u have a single premuim if u pay all the premium at the start of the loan but u still pay it in the monthly amount am confused