PPI Reclaiming discussion Part III

jojo1964

Thanks marshallka for the info, one of my loans was with FP where i paid PPI upfront with the promise of it being repaid if i never claimed within 5 years, the loan was paid off early and as far as i can remember there was no rebate of the PPI, i have briefly looked through this thread and can see that others have had similar instances.

dreamer33

jojo1964 wrote: »

Thanks marshallka for the info, one of my loans was with FP where i paid PPI upfront with the promise of it being repaid if i never claimed within 5 years, the loan was paid off early and as far as i can remember there was no rebate of the PPI, i have briefly looked through this thread and can see that others have had similar instances.

When did you take your loan out?

Did you go through FP or a broker?

dreamer33

showergirl wrote: »

Well have calmed down a bit now. Have done dishes, tidied round and had another shower.

Just having another coffee before I tackle ironing. Don't know where it all comes from there is only the 2 of us, as our daughter is at uni. Going to ring her 2nite to see how her days been. She is studying to be an occupational therapist and some of the stories she tell really make me cry you think youv'e got troubles then you hear her and think what the hell am I whinging for.

Hows your washer Marshallka. I wonder what that woman thought when the repair man pulled out a ring and it wasn't hers.:rotfl: Would love to be a fly on her wall.

Hows everyone else hope youv'e had a good day. Dreamer I'm pleased to hear your husbands news, Just a pity you couldn't be sure how long it would go on for. Hopefully we will all get some good news soon and this recession will be over.

If the banks were quick enough to help us as we've been to help them we could all breath a sigh of releif

Well i'm going to have my coffee and take a look at your posts.

Have a good night

Showergirl

Yes totally agree, really good news, however I know its not nice to be made redundant but at least the ones paid off will now be able to move forward and sort things out, whereas we are still in limbo just waiting again for the time when it comes. Hopefully it won't come to that and they will find a buyer and things will be ok.

Thanks showergirl x

dreamer33

maxdp wrote: »

Hi Dreamer

Am so glad you have a reprieve for a while now. Fingers crossed things pick up soon. That must be a weight off of your shoulders for the time being.

Kinda a little weight lifted but still feel like we are dangling by a string xx

dreamer33

di3004 wrote: »

Dreamer

What a relief, phew :T , great news for you and your family hunni.:beer: .

Good luck for the future as well hun;) , okay I am sorry for the ones who have lost their jobs, being in that situation ourselves.

How are you feeling now dreamer ?;) X

I'm ok Di just feel on edge all the time, waiting for some news each day.

pinknico

marshallka wrote: »

OH I am pinknico.... :eek:

Nothing to get stressed over:A When ALL figures are posted you and Turbo can see if you come up with the same answer and go from there.xx

marshallka

Hiya dreamer, I know this thread has got terrible to catch up with. More like MSN now...:eek: .

marshallka

pinknico wrote: »

Nothing to get stressed over:A When ALL figures are posted you and Turbo can see if you come up with the same answer and go from there.xx

Its like Tiggrae. I thought with my co-op ones I was getting back far more in fact £3K more than I did and then I realised after speaking to the FOS adjudicator that my settlements actually did come into this. I then used the rule of 78 calculator (as my loans were settled this way) and they came back to the penny what both the adjudicator and co-op calculated. I realise that Turbo is far more professional than me but it just maddens you when you listen to a pro (like tiggrae was as she claimed for a living!!) and they have led you to believe you are getting far more and then your hopes are dashed. I had my firstplus one done over at the CAG and this was near on double using a spreadsheet thing and then they would have paid me to have the loan...:eek:

tylerlewis

Morning all

Sorry for all the confusion last night.
Just to be sure Marshallka what figures do you need from me so I can get them from HFC

marshallka

di3004 wrote: »

Hi hun
I think he will be back later.;)

I know he does a lot of workings out for other sites as well.;)

I do not have a clue with numbers.......:o lol.....:D X

Its not to do with numbers Di really, its to do with regs etc...