PPI Reclaiming discussion Part III

di3004

Oh forgot to mention, my eldest had taken he girl out tonight.......they also work together for the DWP.......:eek: , but anyways his last relationship last for over 2 years and he did say a week ago he had enough of women but it doesn't seem that way pmsl......:rotfl: :rotfl:

maxdp

Was looking over my unmentionables cause I had to fill a detailed form in and looking back on the bank account the loan amount plus PPI was submitted into my bank account then next day they took the PPI amount straight out to pay the policy provider. OmG have we been done.:eek:

di3004

maxdp wrote: »

Oh good for your Di. Glad hubbie out looking. So you seem to have a case why are LLOYDS being >>>>>>>!!"£$%%^^^&&:eek:

Thanks hun.:A x

Lloyds are so adamant not to agree as it seems.......:rolleyes: , I do really wish I found a copy of the letter I sent them in 2004 or at least the letter they sent me back....... (PPI query)......:rolleyes:

maxdp

di3004 wrote: »

Oh forgot to mention, my eldest had taken he girl out tonight.......they also work together for the DWP.......:eek: , but anyways his last relationship last for over 2 years and he did say a week ago he had enough of women but it doesn't seem that way pmsl......:rotfl: :rotfl:

Bless him think hormones have kicked in. Bad for you Di:mad: good for him:j

di3004

Just gonna get some more pressies wrapped while I have a chance, back as soon as.......;) x

bathgatebuyer

Hi all. Got a letter back from Egg who are telling me that the PPI cover was opted in, although they have sent through a CCA which they say would have said 'none' on it. They say that at the time of the online application I would have been prompted to read through a copy of the terms and conditions of the cover and then had the option to select the cover in question. They asked me to prove that this was not the case, although this was in June 01 so obviously I'd be struggling to do that! LOL!

marshallka

maxdp wrote: »

Was looking over my unmentionables cause I had to fill a detailed form in and looking back on the bank account the loan amount plus PPI was submitted into my bank account then next day they took the PPI amount straight out to pay the policy provider. OmG have we been done.:eek:

I know with our Firstplus one we never saw the PPI loan money as it was a consolidation and they paid what loans/debts we had and then the other couple of hundred quid to us. This is what single premiums are. They are lump sum payments by way of a loan... . Still not heard anything from my Firstplus unfair rebate one but they have said it will be a few more MONTHS in the email they sent on 1st December...:eek: . At least they have told me that and I will just have to wait i suppose.

maxdp

di3004 wrote: »

Thanks hun.:A x

Lloyds are so adamant not to agree as it seems.......:rolleyes: , I do really wish I found a copy of the letter I sent them in 2004 or at least the letter they sent me back....... (PPI query)......:rolleyes:

Di look in the loft or the back of the drawer you know the one. When you pull the drawer out it is stuffed down the back on the carpet. Ombudsmen obviously think you have a case then/ Lloyds are well dodgy I cannot believe what they have sold my business partner and partner over the years. About 8 policies and none cover cause we do not necessarily work 16 hours per weeks. We also had critical illness cover, life cover mortgage cover and every credit card and loan was covered with PPI. We were not aware ( both business and personal) OMG can you believe it we were so well covered that if someone had died we would have been rolling in it. But not covered for health issues cause our bank manager told us that the health issues were not a problem and would be covered.

Non advised sales which were actually advised sales from 2004. hmmmmmmm

marshallka

bathgatebuyer wrote: »

Hi all. Got a letter back from Egg who are telling me that the PPI cover was opted in, although they have sent through a CCA which they say would have said 'none' on it. They say that at the time of the online application I would have been prompted to read through a copy of the terms and conditions of the cover and then had the option to select the cover in question. They asked me to prove that this was not the case, although this was in June 01 so obviously I'd be struggling to do that! LOL!

Laini always said it was up to them to prove otherwise...;)

maxdp

bathgatebuyer wrote: »

Hi all. Got a letter back from Egg who are telling me that the PPI cover was opted in, although they have sent through a CCA which they say would have said 'none' on it. They say that at the time of the online application I would have been prompted to read through a copy of the terms and conditions of the cover and then had the option to select the cover in question. They asked me to prove that this was not the case, although this was in June 01 so obviously I'd be struggling to do that! LOL!

Do not believe them cause most of their stuff was pre ticked. They are hiding behind small print. I would claim this is the usual tactic

So saying this have not read all your other stuff on here so am sure a regular will give you more informed advice.

Just get cross cause it is the same load of old rubbish.:rolleyes: