PPI Reclaiming discussion Part III

pinknico

What sign are you Max?


Well done catinthehat for the success, but what xxxxx (insert own insult here!) First Plus are:mad:

They cant have anything to lose

sarah8608

marshallka wrote: »

sarah, what have you done so far... have you written to anyone and what year was this PPI...??

hi no i havent written yet the ppi must have been on since i took the card about 9 yrs ago i cancelled it last yr but didnt ask for a refund
should i ask for a copy of the agreement thanks for replying

di3004

Hi folks I'm back.:D

Pinknico, yes hun I have only just started Home Ed as from Tuesday just gone, luckily we have Mencap who have been really good to us and are also helping all they can, but this is only because he has special needs.
The main subjects that I was told to help him with they say will depend on what he wants to do when he leaves school, he loves animals and loves computers, all this is still being sorted but for now we are getting on with continuing with what he was doing at school.;)

Max hun, yes I love it to be honest and remember helping out my mates kids, okay this was before I had my youngest, but there were 3 of them, but not everyday, was voluntary, but loved it.;)

Marshallka, yes you could do it, anyone can.
I used to think years ago that you had to be qualified, but no this is not the case, if you get the chance to read the link I added earlier, its very interesting.;)

I know its early days, but I am sure I will manage, we do have educators in the family as well who are supposed to be getting in touch with me.;)

Thanks folks, your all very supportive and a fantastic lot.:D :A

di3004

Just for you to know folks, I'm also a LEO........:D , like Marshallka then lol......:rotfl: :rotfl: 2 kings of the Jungle here then so far......:T .

catinthehat1

pinknico wrote: »

What sign are you Max?


Well done catinthehat for the success, but what xxxxx (insert own insult here!) First Plus are:mad:

They cant have anything to lose

Thanks Pinknico - but everything we do seems to be a battle, for some people, things just seem to come easy, not with us - we could write a book!!! Sadly no time to do that either!! I'm pleased that FOS believe us, I know we were mis sold - but as time goes on (have been complaining to FP for nearly a year) we just start to doubt if we have given the FOS everything we should!

marshallka

pinknico wrote: »

I havent seen any evidence of you having trouble learning, when I first came on here I thought you and Di were professional advisors;)

Pinknico, I still have trouble with left and right:eek: . (not joking there either!!):o

di3004

marshallka wrote: »

Pinknico, I still have trouble with left and right:eek: . (not joking there either!!):o

:rotfl: :rotfl: :rotfl: , this subject is making me laugh so much :rotfl: :rotfl: :rotfl: , well put it this way, its a good job my son is good at maths, bless him.....my uncle is a retired maths and physics teacher and has been good enough to offer to help with those.;) Thank goodness, where figures are involved........:eek: , everything else I can manage, I think.......:o :rolleyes: .lol

maxdp

catinthehat1 wrote: »

they had sent me an email (FOS) that is last week, saying that there was a hold up with a 'regulatory matter'!! So I sent them an email asking what does that mean in 'Layman' terms, and this was their reply, but I still don't know exactly what 'our case and others' is!!! But you a right, so the FOS can say we should get our money back, but clearly Firstplus have decided that they are going to challenege them!!! Surely this shows that they are on dangerous ground, I think that if they agree to ours, then the flood gates will open - what do you think??

Good for you catinthehat. Am sure we all have our fingers crossed for you. Keep us informed:D

maxdp

pinknico wrote: »

What sign are you Max?


Well done catinthehat for the success, but what xxxxx (insert own insult here!) First Plus are:mad:

They cant have anything to lose

Aries, bull in a china shop. Just about sums me up. is the insult definitely female.

marshallka

maxdp wrote: »

Marshallka Why is this complaint different that yours. Am not up to scratch on catinthehat. First plus is either an issue or not. Some people seem to get help others do not. I do not understand Though saying that good luck to Catinthehat.:D

Well catinthehats was about an unfair rebate that they offered back (a pro rata refund) and she took it to the FOS and I think its now about misselling too. Mine is about just unfair rebate as this was against the lender. This was told to us from tiggrae to go for unfair rebates against the lender and then FOS told both Di and me that "unfair rebates" are against the actual underwriter of the policy as the rebates are determined by these and not the lender. Now most of Firstplus's earlier policies were a consortium or insurers:rolleyes: but ultimately the insurer is LLOYDS and it even states on the bottom of the insurance policy that all complaints about the policy are dealt with by LLOYDS who were under the INSURANCE OMBUDSMAN SCHEME so would be compulsory jurisdiction... . But NO, they are now giving us jurisdiction issues even with this on the policy documents.