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PPI Reclaiming discussion Part III

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  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Yeah, I know Di, friday cannot come soon enough for me...;)

    I wonder what I will be posting up (if anything!!). I am just bothered as they sepcifically told me a telephone convo and then wrote to me to tell me they need to see me. The receptionist started to say "there is a letter in the post about more blood tests" and then then she changed it to "about your blood tests!!". I hope they can tell me something...

    These tests that I had done this time are autoantibody screen, APPT, INR and ACA and LA .

    No wonder your feeling so down hun with all this on your mind.

    Hope what ever the problem is here that they deal with promptly, like I said we are all here for you, if you feel like you don't want to post Friday we will understand, but you know where we are, we support you through and through with it all hun as much as we can.;) :A xx
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Yes of course and that.....,you will be glad to get that done with as well.;)
    We are all here for you.:A ;) x
    If it is done with Di... two of the tests can DEFINATELY diagnose lupus but I have the opposite and its high white cells and I thought it was only low white cells with lupus. I have found two posts on a site whereby people were found to have it and had them high and platelets like mine..

    I have a feeling I will not know anything about why just like with firstplus in that it will be months again with this one...
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    No wonder your feeling so down hun with all this on your mind.

    Hope what ever the problem is here that they deal with promptly, like I said we are all here for you, if you feel like you don't want to post Friday we will understand, but you know where we are, we support you through and through with it all hun as much as we can.;) :A xx
    Nothing will stop me posting on here Di, and I mean nothing. I need to help people if I can.. it makes me feel in the land of the living.

    There are always others worse off than yourself..
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    If it is done with Di... two of the tests can DEFINATELY diagnose lupus but I have the opposite and its high white cells and I thought it was only low white cells with lupus. I have found two posts on a site whereby people were found to have it and had them high and platelets like mine..

    I have a feeling I will not know anything about why just like with firstplus in that it will be months again with this one...


    Good luck with everything here;) , any idea how lupus is actually treated ?:confused:
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Nothing will stop me posting on here Di, and I mean nothing. I need to help people if I can.. it makes me feel in the land of the living.

    There are always others worse off than yourself..


    Bless you, you have a heart of gold.:A ;) , and I agree its best to keep going, take your mind off things. xx
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Good luck with everything here;) , any idea how lupus is actually treated ?:confused:
    No, I don't think it is that so not looking as its not nice. They have found the lupus anticoagulant in the blood and other things but it can mean a connective tissue disorder of any kind, even thormbosis which seems viable with symptoms etc. I noticed that the letter from the hemo at the hossie said lupus at the top and I said to the doc "I have wondered this myself" and she said to me that is one thing we are testing for.

    It says here



    Autoantibody Screen test system should be used to screen patients suspected of having SLE
    other connective tissue diseases, autoimmune liver disease, such as chronic active hepatitis, or primary biliary cirrhosis
    patients with pernicious anemia, and patients with symptoms consistent with possible autoimmune disease

    I was told last year that they thought I had a connective tissue disorder where the body attacks itself..

    I would go mad if it was anything to do with the liver as I do not drink hardly...
  • marshallka
    marshallka Posts: 14,585 Forumite
    Have you done your email ready for the FOS about the rebate thing..I have thought about this in what they are doing with mine and the FOS were going to write to insurer to give them a chance for a final response. Now they have written to your insurer and your insurer has given you a final response so I would have thought that now this complaint is in the queue for the FOS under a claim number. They will probably send out another complaint form for you to make the complaint against the insurer.
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    No, I don't think it is that so not looking as its not nice. They have found the lupus anticoagulant in the blood and other things but it can mean a connective tissue disorder of any kind, even thormbosis which seems viable with symptoms etc. I noticed that the letter from the hemo at the hossie said lupus at the top and I said to the doc "I have wondered this myself" and she said to me that is one thing we are testing for.

    It says here



    Autoantibody Screen test system should be used to screen patients suspected of having SLE
    other connective tissue diseases, autoimmune liver disease, such as chronic active hepatitis, or primary biliary cirrhosis
    patients with pernicious anemia, and patients with symptoms consistent with possible autoimmune disease

    I was told last year that they thought I had a connective tissue disorder where the body attacks itself..

    I would go mad if it was anything to do with the liver as I do not drink hardly...


    Blimey its a lot to take in......:eek: ,

    I like Baileys but cannot really drink, may have the odd very small one here and there, and maybe the odd glass of red wine, like yourself we do not go out, and I hate the smell of booze especially lager and cider.....YUK, maybe many moons ago I would drink more but not for the last 15 years or so.

    Yes it would be a shock for you if it were anything to do with the liver, mainly its down to drinking where there's liver damage or that is what I thought.......:confused:
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Have you done your email ready for the FOS about the rebate thing..I have thought about this in what they are doing with mine and the FOS were going to write to insurer to give them a chance for a final response. Now they have written to your insurer and your insurer has given you a final response so I would have thought that now this complaint is in the queue for the FOS under a claim number. They will probably send out another complaint form for you to make the complaint against the insurer.


    Yes I emailed the one who sent the details to HFC or who claimed she did, so I forwarded her a copy of the letter received from HFC, made her aware again that they are passing the rebate buck onto Endeavour where they were just the lender.
    The one dealing with this is due to return on Weds so I am hoping she will get to my email and respond to it with something useful.:rolleyes:
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Yes I emailed the one who sent the details to HFC or who claimed she did, so I forwarded her a copy of the letter received from HFC, made her aware again that they are passing the rebate buck onto Endeavour where they were just the lender.
    The one dealing with this is due to return on Weds so I am hoping she will get to my email and respond to it with something useful.:rolleyes:
    I was told by Cassidy Davis when I spoke to them that although the complaint about the rebate is firstly with them (as they took over from this company that liquidated) it then goes onto Lloyds and ultimately back to FIrstplus. This is what is the usual procedure I think but I think that the FOS will not listen to HFC passing it back. They will probably make them take the complaint. Just because they are saying its not them does not mean that the FOS will see it that way too.
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