📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

PPI Reclaiming discussion Part III

13513523543563571194

Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    Hi Nomore, You've done really well stick with it! Am dealing with Welcome and BH but both pre 2005. I need to call FOS next week. Do you know when either became a member of GISC?

    Di - So sorry to hear about hubby but hopefully that's given you even more fire to go for these financial con merchants and seek recompense!


    Thank you so much hunni.;) :A .

    I believe that Welcome were a member of GISC up until the FSA taken over in Jan 2005.;)
    If any different I shall let you know but I'm sure that is correct.;)

    I also help out on other sites, where this was also confirmed by someone who are dealing with these prior to 2005. Hope this helps xx
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Is anyone else having problems viewing the FSA register search here?:

    http://www.fsa.gov.uk/register/
    The one and only "Dizzy Di" :D
  • Hi there
    I am seeking advice on whether you only get 8% interest for compensation on a PPI claim
    Last August I received letter from FOS stating that HBOS would refund all premiums plus interest, additionally it will pay credit interest at 8% simple

    Today I received calculations as follows:
    Refund of Premiums = £1399.82
    Interest for compensation at 8% = £370.91
    Total = £1770.73

    I contacted HBOS today and asked regarding this credit interest of 8% and they stated that it does not apply on secured loans, but I am going to phone FOS on Monday to confirm this
    Thank you in advance
  • di3004
    di3004 Posts: 42,579 Forumite
    Hi there
    I am seeking advice on whether you only get 8% interest for compensation on a PPI claim
    Last August I received letter from FOS stating that HBOS would refund all premiums plus interest, additionally it will pay credit interest at 8% simple

    Today I received calculations as follows:
    Refund of Premiums = £1399.82
    Interest for compensation at 8% = £370.91
    Total = £1770.73

    I contacted HBOS today and asked regarding this credit interest of 8% and they stated that it does not apply on secured loans, but I am going to phone FOS on Monday to confirm this
    Thank you in advance


    Hi there
    I assumed it was for any claim, although I may be mistaken.
    Yes good idea to check with them on Monday, good luck.;)

    Wow well done for this as well, almost forgot to add that - sorry, are you happy about this hunni ?
    Di
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    sportage1kia, well done to you !!! :T :beer: :j ;) .

    Di
    x
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Robbie/Williams, sent you a PM.......:D
    The one and only "Dizzy Di" :D
  • nutmeg
    nutmeg Posts: 103 Forumite
    hi everyone
    need some advice please, posted a couple of days ago saying i had sent my first letter to Halifax claiming ppi on three loans. I also e-mailed them (just to make sure!) on same day, recieved this reply by e- mail
    Thank you for your e-mail dated 24th November 2008.

    Firstly, allow me to apologise for any inconvenience that this matter has caused you.
    In order for us to assist you further regarding this please contact our Loans Team on xxxxxxxso we can look into this matter for you. Our lines are open Monday to Friday 8am to 8pm, Saturdays 8am to 6pm and Sundays 10am to 4pm.
    I trust this matter will be resolved shortly.
    do i contact them by phone or wait for reply off letter?
    would be really greatful for any advice, thanks in advance
    they think they are dolls.......but they are really TROLLS:eek: (x3)
  • di3004 wrote: »
    Hi there
    Have you still the documents for this hunni ?
    Like the agreement and the terms and conditions ?

    Hi di3004

    Yes I do still have everything.
  • marshallka wrote: »
    You work for your own limited company and I assume you are a director...so you actually do work for yourself. As regards covering you for unemployment etc it would cover you like any other self employed person in that whatever it says about self employment in your terms and conditions. Usually it pay out for self empolyed people if you pay class 2 NI and have been in continuous work for 6 months or more. I would check your terms and conditions before making a complaint...

    Thanks very much for the information back Marshallka. Your assumption is right. I'm not sure what you mean by class 2 NI. My pay is done in such a way that I don't earn enough to pay NI because most of my money is paid as a dividend
  • pinknico
    pinknico Posts: 3,261 Forumite
    di3004 wrote: »
    Is anyone else having problems viewing the FSA register search here?:

    http://www.fsa.gov.uk/register/


    Site was closed last nite Di.

    Sorry to hear the redundancy news Di, thinking of you and your family xxxx
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.