PPI Reclaiming discussion Part III

di3004

Has anyone heard from our Laini? .

Laini if your reading this - hope your okay and get your money through from the Nemo muppets soon.:D :A
Hope your okay too hunni. x

di3004

Not seen Dreamer today either.... , I expect she will be here to join us at some point tomorrow......:T .x

marshallka

di3004 wrote: »

Has anyone heard from our Laini? .

Laini if your reading this - hope your okay and get your money through from the Nemo muppets soon.:D :A
Hope your okay too hunni. x

I bet Laini is relaxing a little now...

marshallka

After I received the email from the FOS about the jurisdicition issues on the Firstplus complaint about unfair rebate I sent this email to the adjudicator

On the bottom of the Evidence of Insurance form it states

any enquiry of complaint that you have should be addressed, in the first instance, to the claims manager of the scheme administrators at the address above. Should you not be satisfied with the reponse you may ask the complaints and advisory department at Lloyds to review your case. If you still remain dissatisfied you may then contact the Insurance Ombudsman. The scheme administrators will provide the address, Your rights in law.


I cannot see that this is outside of jurisdiction at all.


I have now received this in reply

Dear Mrs

Thank you for your email. Unfortunately I am unable to comment on jurisdiction at present.

I will contact you as soon as I am in a position to do so.

Thank you for your patience in this matter.

Kind regards

Littleluc21

di3004 wrote: »

Hi L

I wish you the best of luck here hunni and I'm sure you will win this back with no problem, I am on the process of also dealing with my son's he is 20 now, but when he was in the last year of sixth form - going into the first year of uni it may have been, he was sold PPI cover also on his burton store card, he was not eligible, wish he had shown me his paperwork earlier, these are also GE Money, will tell you how we go, yet you will beat us to it, please let me know hun and good luck.;)

Di
xxx

I hope so Di, if got even £500 back could clear another credit card and that would be amazing! Although worked out could be due around £1000 back - thats two credit cards!!!

Will keep you all posted - how long do you reckon until I get my first reply?

L xxxx

Littleluc21

marshallka wrote: »

Hi, don't forget the 8% statutory interest on them too.

Put the 8% interest thing at bottom of letter - really want this money back! Bloody hate GE money grrrrrr

L xxxx

mlucyminx

Hi everyone. Hope you are all well.

Have just posted this question in wrong forum so going to now ask it here.


I'm sure I saw someone else ask this question but cant remember replies and cant find in forum.

Can you claim PPI on an overdraft?

I was unemployed when I took my overdraft out and also did it on line.

It definately states overdraft protection on my statement and is working out at about £18.00 per month

marshyyouth

di3004 wrote: »

Aww don't worry hun, but yet I thought the same as you when this was happening to me......:o , but found out this just tends to happen now and then, so all should be okay.;) x

You were right Di , its all back to normal now :rolleyes: (maybe they were trying to put the willys up me). Have now sent off my recored delivery second letter to those evil people at TSB towers, highlighting points they missed from the first letter in bright red, just in case they miss them again!!

Have also begun to change to a Cahoot bank account, getting rid of the TSB all together, as when i had a Cahoot loan they were very nice and told me because of my job etc i didnt need / couldnt have PPI.:T

maxdp

mlucyminx wrote: »

Hi everyone. Hope you are all well.

Have just posted this question in wrong forum so going to now ask it here.


I'm sure I saw someone else ask this question but cant remember replies and cant find in forum.

Can you claim PPI on an overdraft?

I was unemployed when I took my overdraft out and also did it on line.

It definately states overdraft protection on my statement and is working out at about £18.00 per month

Yes you can claim back PPI on overdraft. Just look through the ways you can be miss sold. If any of these apply to you then you will have a case.

Good Luck

mlucyminx

maxdp wrote: »

Yes you can claim back PPI on overdraft. Just look through the ways you can be miss sold. If any of these apply to you then you will have a case.

Good Luck

Thanks for that.

Guess whats next on my list

And I have all my statements too from when I wrote over bank charges.

Although I have a funny feeling I'm going to get the time barred thingy again

But going to try anyway