PPI Reclaiming discussion Part III

di3004

marshallka wrote: »

I'm here Di, been to watch my daughter at the theatre...

No Dreamer though and that is unusual . Hope she is OK..

Wow bet you had a very good night then?:D
Tell your daughter well done.........:T , and I bet you feel ever so proud.:A x

I hope dreamer is okay too, not sure if she has posted once today........

di3004

drinkupretty wrote: »

He took out a loan for £750 13 months ago to be repaid over 36 months he pays £58 per month £15 of which is the PPI the rest is the arrangement fee and paying off the actual debt. We used the template letter from this site which asks for 8% interest to be paid also.

Thanks for adding this hun.
It seems like you have this all under control.:T , well done.
If you want this double checked if Marshallka has time I am sure she will check over the calculations for you, I know Marshallka has been extremely busy at the moment but when she has 5 and if you want it checked out then just post up ready.;)

Good luck anyway and please keep us posted, cheers.

Di

gowfer

Hi there just about to start the process of reclaiming the PPI. However i am looking for information about the loans being applied for over the internet. I am certain i applied over the internet however i can recall the answer was not given over the internet and that an A&L representative called me with the answer and that i would only be accepted if i took the PPI. Does this sound similar to anyone and also will i have any problems getting a refund after A&L has paid out so much already?

God Bless Martin L:rotfl:

singlep

See their website where they today announce a ban on the sale of Single Premium PPI, which is a big win for this thread and it should make it easier to get your money back. (I will reply to all private messages asap)

chatnoir

Hi all,

I have just started the process of reclaiming PPI from northern rock. However I have just notcied that on my loan agreement form I have not signed and ticked the box agreeing to PPI. I have signed and agree'd the loan but they specifically ask you to sign and agree the PPI. As this has not been signed does this make the agreement void? and would it make my reclaim case stronger?

Rufiesmum

Hello,

I made a claim to my bank in August 2007 and made a claim for PPI x 2. This was turned down by the bank so I appealed to the banking ombudsman, although it has take well over a year I have now been offered a refund on one but not the other (the bank states that the other had clearly laid out Terms and Conditions).

I'm now not sure whether to accept the offer or not.
My question is, does anyone know whether this is a tactic used by the banks?

Many thanks
Rufies mum

maxdp

marshallka wrote: »

I see what you are on about and they ARE wrong, very WRONG... I have only just got back and I understand what they have done. They have not calculated anything of what you have paid against the PPI. They have just taken the PPI figure without the interest and deducted the rebate and that is it and added the statutory interest. This is no way fair maxdp. I will have a go tomorrow though cause too tired tonight.

Just confirm to me that the amount of PPI that they write about are all without interest...??

Thank you Karen. Yes the amounts are all without interest. If you go further down the e mail I have:D set out the agreement figures on Loans 2 and 3 and you can see that is what they have used.

Appreciate your help.

maxdp

singlep wrote: »

See their website where they today announce a ban on the sale of Single Premium PPI, which is a big win for this thread and it should make it easier to get your money back. (I will reply to all private messages asap)

Hi Singlep. iGreat to see you again. Hope you are OK am sure you have been very busy. Will look at website.:Di

di3004

singlep wrote: »

See their website where they today announce a ban on the sale of Single Premium PPI, which is a big win for this thread and it should make it easier to get your money back. (I will reply to all private messages asap)

Thank you Singlep your input here is much appreciated. Yes your right this is a big win on this thread, thank you Singlep.
Hope your well and speak soon.;)

Di

maxdp

This is the link Singlep mentioned i believe


http://www.competition-commission.org.uk/press_rel/2008/nov/pdf/33-08.pdf