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PPI Reclaiming discussion Part III

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  • dreamer33
    dreamer33 Posts: 1,475 Forumite
    sparky0107 wrote: »
    Hi
    Here is the iplayer link to last night panorama


    http://www.bbc.co.uk/iplayer/episode..._Pay_Wont_Pay/

    Just watched it did not know it was own, interesting.
    :wave:
  • di3004
    di3004 Posts: 42,579 Forumite
    Got carried away with the cleaning......:D , all done for now, hubby gone to pick up Daniel from school, so its quiet again.....:j lol.

    Hubby is due to see the works doctor tomorrow afternoon, with a bit of luck he will also see some improvement because he needs to go back.;)
    The one and only "Dizzy Di" :D
  • pinknico
    pinknico Posts: 3,261 Forumite
    Just spent the last few hours sorting out claims I want to send to the FOS as Egg is denying all my mis selling claims on 2 loans and one credit card.
    I thought the word optional had to appear on your credit agreement and the SAR contain all information on how PPI was selected? Mine contained
    nothing about PPI ,except the loan agreements have it on but doesnt say optional against the amount.
    The credit card agreement has no mention of PPI and they say I took this out on line but have sent nothing to support this and why is this not on the agreement.
    Why cant they just admit to it?

    From the post on here yesterday looks like I have along wait.:mad:

    Piece of advice ring the FOS with your complaint as you immediatly get a reference number and are immediatly on the system.
    If you send in a form from on line and post it , it has no reference number and hangs about for a week or more:eek:
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • di3004
    di3004 Posts: 42,579 Forumite
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    pinknico wrote: »
    Just spent the last few hours sorting out claims I want to send to the FOS as Egg is denying all my mis selling claims on 2 loans and one credit card.
    I thought the word optional had to appear on your credit agreement and the SAR contain all information on how PPI was selected? Mine contained
    nothing about PPI ,except the loan agreements have it on but doesnt say optional against the amount.
    The credit card agreement has no mention of PPI and they say I took this out on line but have sent nothing to support this and why is this not on the agreement.
    Why cant they just admit to it?

    From the post on here yesterday looks like I have along wait.:mad:

    Piece of advice ring the FOS with your complaint as you immediatly get a reference number and are immediatly on the system.
    If you send in a form from on line and post it , it has no reference number and hangs about for a week or more:eek:


    Good luck Pinknico, go and get em hun.......:j :D;) .
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Got carried away with the cleaning......:D , all done for now, hubby gone to pick up Daniel from school, so its quiet again.....:j lol.

    Hubby is due to see the works doctor tomorrow afternoon, with a bit of luck he will also see some improvement because he needs to go back.;)
    Hiya Di, is this the same doc that told him last week no way til after christmas:eek: .
  • marshallka
    marshallka Posts: 14,585 Forumite
    pinknico wrote: »
    Just spent the last few hours sorting out claims I want to send to the FOS as Egg is denying all my mis selling claims on 2 loans and one credit card.
    I thought the word optional had to appear on your credit agreement and the SAR contain all information on how PPI was selected? Mine contained
    nothing about PPI ,except the loan agreements have it on but doesnt say optional against the amount.
    The credit card agreement has no mention of PPI and they say I took this out on line but have sent nothing to support this and why is this not on the agreement.
    Why cant they just admit to it?

    From the post on here yesterday looks like I have along wait.:mad:

    Piece of advice ring the FOS with your complaint as you immediatly get a reference number and are immediatly on the system.
    If you send in a form from on line and post it , it has no reference number and hangs about for a week or more:eek:
    Cause they have no need to admit to you but they will to the FOS:mad: .
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Hiya Di, is this the same doc that told him last week no way til after christmas:eek: .

    Nope hun, but hubby did go back to his own GP and explained he has an appointment this Wednesday, and his own GP then said to see what the works doctor thinks, hubby told the doctor he feels like he is improving, his GP said they will lower his meds as from next month if he still feels this way then.:eek:
    He also has physio in the morning too up the hospital up the road, I am hoping its the last one, this is his 10th session now.......:rolleyes:

    His physio at our local hospital is at 9.am in the morning and the works hospital appointment appointment to see the works doctor is not until 6:30pm tomorrow. This appointment is at a private hospital.
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Nope hun, but hubby did go back to his own GP and explained he has an appointment this Wednesday, and his own GP then said to see what the works doctor thinks, hubby told the doctor he feels like he is improving, his GP said they will lower his meds as from next month if he still feels this way then.:eek:
    He also has physio in the morning too up the hospital up the road, I am hoping its the last one, this is his 10th session now.......:rolleyes:

    His physio at our local hospital is at 9.am in the morning and the works hospital appointment appointment to see the works doctor is not until 6:30pm tomorrow. This appointment is at a private hospital.
    So, if he is able then he can return straight into the job he was doing then I take it as this is sick leave from the job??

    That should be good for you and help with your bills etc..:D .
  • maxdp
    maxdp Posts: 3,873 Forumite
    di3004 wrote: »
    Got carried away with the cleaning......:D , all done for now, hubby gone to pick up Daniel from school, so its quiet again.....:j lol.

    Hubby is due to see the works doctor tomorrow afternoon, with a bit of luck he will also see some improvement because he needs to go back.;)

    Hope it all goes well for him Di. ;)
    :mad:
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