PPI Reclaiming discussion Part III

booi666

pinknico wrote: »

See you later Di and Boo, my bed is calling! Cant wait til my children learn to sleep through the nite! xxxxxxxxxxx

Good night pink,

And im off ma sen so good night di,

and whoever else is still around:A

sacbaby37

Hi Di thanks for your advise yesterday, but was wondering is it right that i cant reclaim my credit card charges from barclaycard as they are saying that they started charging £12 as from 2005 and as my charges are all for £12 then i cant reclaim from them? grateful again for any advice, hope ur well. sarah xxx

di3004

sacbaby37 wrote: »

Hi Di thanks for your advise yesterday, but was wondering is it right that i cant reclaim my credit card charges from barclaycard as they are saying that they started charging £12 as from 2005 and as my charges are all for £12 then i cant reclaim from them? grateful again for any advice, hope ur well. sarah xxx

Hi Sarah.

Not a problem.;)

Is that what they told you Sarah ?

Have you all the statements you need for this, so you can double check on this?

I would also post on the Bank/credit card charges thread as well hun, see what they think on there.;)

Good luck and please let us know how you get on with this.

Di
XX

di3004

booi666 wrote: »

Good night pink,

And im off ma sen so good night di,

and whoever else is still around:A

Night Boo, sorry I missed ya, catch ya tomoz then.:A X

sacbaby37

di3004 wrote: »

Hi Sarah.

Not a problem.;)

Is that what they told you Sarah ?

Have you all the statements you need for this, so you can double check on this?

I would also post on the Bank/credit card charges thread as well hun, see what they think on there.;)

Good luck and please let us know how you get on with this.

Di
XX

Yes i wanted to claim my ppi and credit card charges, asked for statements, sent letters off for both asking for ppi and charges back, and they wrote back saying that ppi wasnt mis-sold and that was there final response and the credit card charges were changed in 2005 to £12 and mine, or so my statements show were all £12 and they were not going to give me that back either, and there final response too. xxx

sacbaby37

di3004 wrote: »

Night Boo, sorry I missed ya, catch ya tomoz then.:A X

nite boo xxx;)

sacbaby37

Hi again everyone but i must be stupid but who is MCOL? lol sarah xx

Incipience

Little Legal Puzzle for you.

You go to a store and buy a TV, you realise that you dont have enough cash for the 100 Inch version, the sales guy in the store tells you about a FIRSTPLUS Hire Purchase that will allow you to take away the TV today . The sales guy tells you that this is the best TV in the market and the most reliable you sign up for the HP, however once you get the TV home it breaks down several times.

Bearing in mind that the sales guy told you that this was the best tv and the most reliable out of all the other TVs.

Who do you honestly think is liable and explain why?

I want to open this up to a discussion

Hawkwind_2

Hello to Di3004 and the rest of the clan... Im beginning to feel at home here after months of lurking! :beer:

Well I have just completed the letter to lloyds and found a few things which I had forgotten I had. Well I took out the loan with lloyds 01/04/2005 and theres my letter I sent on the 14/01/2005 to cancel the ppi in the folder (no recorded delivery unfortunately) but there is also the date of the call I made in August of 2005 when the consultant on the phone confirmed my ppi would be cancelled. So I have requested my ppi back and send a sars request through. Cant wait to see the results of that.

As an aside how is everyone on the thread doing... I havent had chance to properly reply prior to this as I work nights and just back at work hence the ridiculous posting time.

Well keep well my friends and will update you asap and after I have moved onto the credit card charges.

Hawkwind :cool: :j :cool:

booi666

Incipience wrote: »

Little Legal Puzzle for you.

You go to a store and buy a TV, you realise that you dont have enough cash for the 100 Inch version, the sales guy in the store tells you about a FIRSTPLUS Hire Purchase that will allow you to take away the TV today . The sales guy tells you that this is the best TV in the market and the most reliable you sign up for the HP, however once you get the TV home it breaks down several times.

Bearing in mind that the sales guy told you that this was the best tv and the most reliable out of all the other TVs.

Who do you honestly think is liable and explain why?

I want to open this up to a discussion

Finance company,

Your buying the tv of them not the store