PPI Reclaiming discussion Part III

di3004

booi666 wrote: »

I dont need them!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

hehehe, lets hope they don't turn up then :eek: :rotfl: :rotfl: , lol, I think you would have received them by now though...:D

booi666

di3004 wrote: »

hehehe, lets hope they don't turn up then :eek: :rotfl: :rotfl: , lol, I think you would have received them by now though...:D

They dont have them remember!!! (my email of the request i sent you):rotfl: :rotfl: :rotfl:

di3004

booi666 wrote: »

They dont have them remember!!! (my email of the request i sent you):rotfl: :rotfl: :rotfl:

:rotfl: :rotfl: :rotfl: , I remember really Boo, I was having you going lmao :rotfl: :rotfl: :rotfl:

booi666

rete i must go now :eek:



goodnight:A :A :A

di3004

booi666 wrote: »

rete i must go now :eek:



goodnight:A :A :A

okay Boo, you know me I can talk a glass eye to sleep.....:eek: :rotfl: , catch ya tomorrow, night hun.:A :A :A XX

tafstar71

tylerlewis wrote: »

HFC Have changed their minds Yaaaaaaaaayyyyyy!!!

After telling me I could only have my refund by offsetting against what I still owe and me being on the phone everyday until they told me what I wanted to hear, they're sending me the forms today for me to sign to say I agree with the refund amount, now they've added the 8% interest, and to confirm I want a chq.

Then I need to sort my remaining payments so reduce them by a messly £4 a month but hey its better in my pocket.

Just wondering now how long it'll take for the chq to arrive??????

Tylerlewis, I have a similar scenario with loans.co.uk, they want to offset against the loan if my claim is upheld, my ppi was £8100 added onto the loan at the start in one lump sum.. I too want a cheque, not to have it offset against the loan, what arguments did you use to succeed in getting them to offer a cheque instead?

tunathe_cat

hi
barcalycard
b.c has been taken out by o.h many moons ago self employed ppi was always on each month statement. when finding monthly payments difficult - but still paying i quiried and asked b.c what this amount was as we had never knowingly signed for ppi - they said they would cancel and return 2 months ppi charges this was probably in 2006/2007 summertime. the 2 months was all call handler was allowed to do.............

o.h. continues meeting monthly payments his last statement was on june 2008....... h.h has never received any paperwork to this date re this account again.
in july 10 2008 b.c change names on the account - i receive a formal demand for payment letter.
"as you have not compiled with the recent default notice the outstanding balance shown is now due in full ....
b.c. pppi , this has now been cancelled and no further premiums will be debited to your account .....(this is not my account)

20/08/2008 i sent cca req AND £2.00 track and trace received 21/08/2008 no reply
10/10/2008 is sent you have failed to respond track and trace rec13/10/2008 no reply
when trying to reached b.c and give account number they quote data protection as account is not mine

17/11/2008 ccj received THIS IS IN MY NAME
complete defence section with help of c.a.b. return to court

21/11/2008 adviced to speak with f.o.s. they gave me a non indian telephone number to ring at bc to make a formal complaint
two hours later...... informed after a lot of data protection problems
b.c. had made a error and missold this account with incorrect name on it ie mine..... dont worry about ccj it will be cancelled they will investigate to see what is wrong and write and inform myself of the outcome and also correct named person who the account belongs to..

25/11/2008 receive confirmation from court re defence. claimant must contact court with 28 days after that time elapsed calaim will be stayed...

letter dated 19/11/2008 from solicitor of cl finance you will have now received a ccj payment due in full...

NOTHING HAS BEEN RECEIVED IN POST FOR MYSELF OR ACCOUNT HOLDER HUBBY.

OPEN POST 20/01/2009 I have been sent an allocation questionnaire to be completed and returned to court by 02/02/2008

20/01/2009 contacted bc english number to be told offical complaint closed as they had not heard from me re 3 letters sent. nov dec 2008 jan 2009
spoke with next manager who agreed to resent dec and jan letters recorded del ( only recd dec letter) ... looking into case thankyou for being patience will wrtie to you in jan with outcome.
b.c will not allow me to open another complaint as it is linked to the closed complaint.

21/01/2009 F.o.s have given ref number and making offical complaint to b.c.

help re above please re allocation questionnaire - have appointment cith cab this thurs to fill in a.q

scrumcious

Morning to everyone, I just thought I would post up whilst having my toast and coffee, but ive been thinking (oh dangerous) I am in the process of claiming ppi with hsbc i have sent second letter after receiving first letter of decline, anyway been thinking I have been a customer with this bank for over 20 years and we have our mortgage and a loan ontop of the mortgage , my current account, overdraft facility and savings account (with nowt in it mind) but my thinking for the day is that they get loads of money from me from interest to bank charges ect, so i think its now time to get something back from them eg ppi. Anyway dont want to blab on but there's my thoughts of the day. Its better in my pocket than theres.
I will post up if I have any luck, here's hoping.
thanks to you all and this forum.

Spacey1971

Just wondering if anyone has any idea on the following.... Some months ago I realised I was paying PPI on a Credit Card which I cannot remember signing up for as I usually dont. Anyway, I cancelled this payment no problem but was just wondering if I had any case for reclaiming these PPI payments even if I am not sure if I agreed to them in the first place?

amersall

marshallka wrote: »

Yeah, Firstplus do refund post 2005 sales and they refund misselling but if they know that you are not in jurisdiction then they send you on a wild goose chase to get anything back. They are soo bad and need a thorough investigation into the going on in the firm and how they handle complaints. They lie, cheat, and steal in my view. They are bad crooks...

Why won't anyone stand up to them from the authorities. :mad:

Makes me wonder...

hear hear! i have never known a company like fp anyone having dealings with this company- take it to the bitter end. they dont pass interest rate reductions on to customers how they get away with it beggers belief. dont even get me started on ppi from these