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PPI Reclaiming discussion Part III

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  • di3004
    di3004 Posts: 42,579 Forumite
    davemchol wrote: »
    why do companies withhold copies of the phone conversations? Have recently recieved my SAR request from the Halifax but there is no copy of the phone conversation


    Hi there
    I know not all companies recorded a few years back, but I think as from 2005 they did more so....

    I would contact the ICO if your having trouble with this and. if you were informed the calls were recorded, and they may have possibly been anyway.

    I see dreamer has already given some info on this for you, good luck.;)
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    kazc wrote: »
    We are in the same position. We paid for a SAR and received loads of paperwork but no recordings. Iv'e written back and requested them so hopefully should have them by the end of the week.


    Hi hun
    Hope you receive these by the end of the week then hun and ring the ICO otherwise, good luck.;)
    The one and only "Dizzy Di" :D
  • booi666
    booi666 Posts: 745 Forumite
    di3004 wrote: »
    Hi everyone.:D


    Good evening sinead:rotfl:
    :j Let him who be deceived ,be deceived:j
  • pinknico
    pinknico Posts: 3,261 Forumite
    Boo, have a :beer: there is too many:mad: :mad: in your post:D
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • pinknico
    pinknico Posts: 3,261 Forumite
    Hello all, any winners today?
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • booi666
    booi666 Posts: 745 Forumite
    pinknico wrote: »
    Boo, have a :beer: there is too many:mad: :mad: in your post:D



    hi Pink,

    I think you may have a good point:rotfl: :rotfl:
    :j Let him who be deceived ,be deceived:j
  • HI ALL,

    I HAD SUCCESS WITH RECLAIM ON PPI WITH HFC LOAN TAKEN OUT IN 2004, THE RECLAIM WAS IN OCT 2008 AND THEY PAID OUT LIKE WITHIN 5 WEEKS:j THE REASON FOR THE RECLAIM WAS IT WAS A HARD SELL AND THAT IT WOULD ONLY COVER 1ST NAMED SO ONLY MY HUSBAND COULD CLAIM.
    WE ALSO HAD A LOAN IN 2003 AND THIS PAPERWORK ALSO SHOWED ONLY 1ST NAMED COVERED EVEN THOUGH LOAN IN BOTH NAMES, SO I DECIDED TO CLAIM FOR THIS, I SENT 1ST CLAIM LETTER OVER NINE WEEKS AGO AND I HAVE HAD 2 RESPONSE LETTERS ADVISING THEY LOOKING INTO IT. I CALLED THE COMPLAINT OFFICE THE OTHER DAY AND THEY ADVISED THEY WERE AWARE THIS HAS GONE OVER THE 8 WEEKS TIME LINE BUT WERE STILL WAITING FOR DOCUMENTATION FROM THE RELEVANT BRANCH !!!!

    MY QUESTION IS SHOULD I NOW SEND 2ND STAGE LETTER OR GIVE THEM SOME MORE TIME, I DONT KNOW WHAT THEIR PROBLEM IS AS THEY PAID OUT ON THE OTHER LOAN FOR SAME REASONS:confused:
  • booi666
    booi666 Posts: 745 Forumite
    pinknico wrote: »
    Hello all, any winners today?



    I won £2 on the scratch card does this count?
    :j Let him who be deceived ,be deceived:j
  • di3004
    di3004 Posts: 42,579 Forumite
    lol Boo......:D

    How's your boiler dreamer?

    Still waiting Pinknico, have you anything exciting to tell us today ?
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    BIKERCHIC wrote: »
    HI ALL,

    I HAD SUCCESS WITH RECLAIM ON PPI WITH HFC LOAN TAKEN OUT IN 2004, THE RECLAIM WAS IN OCT 2008 AND THEY PAID OUT LIKE WITHIN 5 WEEKS:j THE REASON FOR THE RECLAIM WAS IT WAS A HARD SELL AND THAT IT WOULD ONLY COVER 1ST NAMED SO ONLY MY HUSBAND COULD CLAIM.
    WE ALSO HAD A LOAN IN 2003 AND THIS PAPERWORK ALSO SHOWED ONLY 1ST NAMED COVERED EVEN THOUGH LOAN IN BOTH NAMES, SO I DECIDED TO CLAIM FOR THIS, I SENT 1ST CLAIM LETTER OVER NINE WEEKS AGO AND I HAVE HAD 2 RESPONSE LETTERS ADVISING THEY LOOKING INTO IT. I CALLED THE COMPLAINT OFFICE THE OTHER DAY AND THEY ADVISED THEY WERE AWARE THIS HAS GONE OVER THE 8 WEEKS TIME LINE BUT WERE STILL WAITING FOR DOCUMENTATION FROM THE RELEVANT BRANCH !!!!

    MY QUESTION IS SHOULD I NOW SEND 2ND STAGE LETTER OR GIVE THEM SOME MORE TIME, I DONT KNOW WHAT THEIR PROBLEM IS AS THEY PAID OUT ON THE OTHER LOAN FOR SAME REASONS:confused:


    Hi there

    And well done on those claims.....:T :T

    Blimey 9 weeks :eek:
    Do you know at this stage you can take to the FOS if they have not kept to the timescales of your complaint, its up to you if you want to write another letter hun, but this is now your choice.......let us know if you want to know more on this.

    Who were the companies you won these claims with if you don't mind me asking?
    And the company your dealing with now?
    Cheers
    The one and only "Dizzy Di" :D
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