PPI Reclaiming discussion Part III

maxdp

sue149 wrote: »

well done how long did it take you im sending my forms out tomorrow to the ombudsman

Hi Sue

Need to be patient can take 9 months to one year depending on the case. Make sure you send copies of the forms you send to the Ombudsman to your lender. just to keep them in the loop and show them you are serious.

Good Luck:D

maxdp

marshallka wrote: »

Hi maxdp, hope you are doing ok

been on the mortgage forum about the base rate cuts... I got offered 1.8% tracker last month and turned it down cause of the fee they wanted of £1500 to do it and now I am kicking myself. I have the illustration still and want to know if they will still offer the same to me tomorrow. God I feel so annoyed at myself.:mad: :mad:

Thats a stinker Marshallka

Understand if you have tracker or variable then you are on to a winner. I have a fixed until next May, so not so good for me. Give them a go you never know. Good Luck.

pinknico

POC is particulars of claim . Its how you state your case.

I will see what the fisa have to say.Thanks x:A

sue149

maxdp wrote: »

Hi Sue

Need to be patient can take 9 months to one year depending on the case. Make sure you send copies of the forms you send to the Ombudsman to your lender. just to keep them in the loop and show them you are serious.

Good Luck:D

ty i know it takes time but will keep you posted cheers:rolleyes:

maxdp

sparky0107 wrote: »

Hi maxdp
All the salesman asked us was how much we would like to pay each month for the suite, we said about £50, and lo and behold, the payments were £50.40, no mention of ppi or any questions as to whether we were covered anywhere else


Hi again di,
All the letter said that CSL weren't part of the GISC, so they couldn't take the matter any further


Hi dreamer,
Thanks for this, yes it was CSL sofas, I will try these below & see if it gets me anywhere




Thanks to everyone

Hi

Have you got copies of all your agreements and have you just written or have you rung them as well. Am sure somebody else here will be able to tell you where you can try now. Mine have all been in jurisdiction (I think):rolleyes: and have not had that problems but know others have here.

maxdp

sue149 wrote: »

ty i know it takes time but will keep you posted cheers:rolleyes:

Good luck and do not give up. It takes time and patience but hopefully you will get there in the end.:j

marshallka

maxdp wrote: »

Thats a stinker Marshallka

Understand if you have tracker or variable then you are on to a winner. I have a fixed until next May, so not so good for me. Give them a go you never know. Good Luck.

I have got a tracker til next month and then it goes to SVR and I don't think that all lenders are passing the 1.5% onto SVR. Have to wait and see. I really need this....:eek:

sparky0107

maxdp wrote: »

Hi

Have you got copies of all your agreements and have you just written or have you rung them as well. Am sure somebody else here will be able to tell you where you can try now. Mine have all been in jurisdiction (I think):rolleyes: and have not had that problems but know others have here.

Hi maxdp,
I've done the step by step as laid out in the guideline, all recorded delivery etc, I haven't rung them, but I have received their final response letter

di3004

I dosed off, I had a cuppa got too comfy and nodded off.....:o , sorry if I have missed your posts folks.....:o

di3004

information for businesses covered by the ombudsman service

our voluntary jurisdiction

http://www.financial-ombudsman.org.uk/faq/businesses/vj.html


Complaints-handling rules:

dealing with complaints about banks and general insurance companies based outside the UK response to our consultation paper issued in November 2001


http://www.financial-ombudsman.org.uk/news/updates/VJ-eeafirms-feedback.htm