PPI Reclaiming discussion Part III

marshallka

adnjill wrote: »

Hello all, please can someone help me. I took out a loan with RBS which ended May 2003 (so I don't have much time left). I have kept no details of this as it was settled so long ago. I rang RBS and visited the branch but they claim they have no records of me or the loan. I am quite confident I was mis-sold the PPI and would like to reclaim as it was quite a large loan. If anyone has any ideas please can you help?
Many thanks
Jill

When did this actually end Gill...??

marshallka

Gill there is a SAR template here



SAR - SUBJECT ACCESS REQUEST

Dear

Re: Account number:

In the first part under the Data Protection Act 1998:

Under the Data Protection Act 1984 and 1998, and including the right of subject access under these acts, please supply me with a complete list of transactions and charges relating to the above accounts held with you since they were opened.

Additionally where there has been any event in my account history over this period which has required manual intervention by any member of your staff or any other person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention or other evidence of that manual intervention in relation to my business with you.

If you are unable to supply data relating to manual intervention because there has been no such manual intervention then please be kind as to confirm this in your response to this request.


For the avoidance of any and all doubt, I reiterate:

I hereby request that you supply me with any and all historical data in your possession which, in any way appertains to me, including (but not exhaustively) a copy of the original signed executed agreement; statements of account; duplicate statements and/or print outs of all account transactions; all internal and external correspondence sent or received by you including memo’s, logs, notes, screen prints and transcripts; notes of manual interventions such as telephone attendants' notes, copies of stored telephone conversations, internal and external emails; any other information held on any/all types of media in any relevant filing system (microfiche included).

If you have disclosed any information to a third party (with or without my express permission), will you please include details of this in your reply, along with notes of any legal action passed or pending (to include a true copy of default notices, court orders and the like).

Where any information that you provide includes any charges, for example returned payments, late payment fees, and so forth, would you please advise your breakdown of actual costs (liquidated damages) incurred for each charge, and the Term or Condition on which you rely upon to claim such a charge.





I also require that you forward, within the above mentioned time scale, a true copy of the Terms and Conditions that were in force at the time my account was opened, and any subsequent amendments to those Terms and Conditions.

I enclose the statutory maximum fee of £10.00 to access ALL data held by XXXXX about myself. You should be fully aware of your statutory obligations under the Data Protection Act and that any failure to comply with this request will involve a complaint to the ICO as well as potential legal action.

You have 40 days in which to comply with this request.

This communication has been sent Recorded Delivery so I can ensure compliance on these issues within the legislative timeframes.

Yours Sincerely

dreamer33

Where have you been marshallka

marshallka

Natalie6999 wrote: »

We are all friends us regulars on here, you just seem to pop up to cause trouble.

Marshallka is a hundred times the person you are, as for picking on people on benefits you are lower than a worm.

I wish there was somewhere we could report you to & get you banned from this forum.

Natalie, Thanks so much for this and actually posting it in reply to him too:A :A . I admit I am very passionate about this PPI reclaiming... it has taken over my life a bit but honestly until I had read of peoples troubles on what these companies were like had blinkers on. I am not the biggest joker on the thread and the chit chat I admit is not for me most of the time but helping whoever I can with their PPI is and will be. If this thread is not for me then I shall continue to do this elsewhere...He cannot stop me helping people. I admit I find it hard to keep up now myself and the posts are difficult to keep track of.

Natalie6999

marshallka wrote: »

Natalie, Thanks so much for this and actually posting it in reply to him too:A :A . I admit I am very passionate about this PPI reclaiming... it has taken over my life a bit but honestly until I had read of peoples troubles on what these companies were like had blinkers on. I am not the biggest joker on the thread and the chit chat I admit is not for me most of the time but helping whoever I can with their PPI is and will be. If this thread is not for me then I shall continue to do this elsewhere...He cannot stop me helping people. I admit I find it hard to keep up now myself and the posts are difficult to keep track of.

Marshallka please don't leave us all here, we all love to hear from you & appreciate all you do for us. Don't let that t**t Creditcrunched drive you away, we all wish he would crawl back into whatever hole he crawled out of.

dreamer33

marshallka wrote: »

Natalie, Thanks so much for this and actually posting it in reply to him too:A :A . I admit I am very passionate about this PPI reclaiming... it has taken over my life a bit but honestly until I had read of peoples troubles on what these companies were like had blinkers on. I am not the biggest joker on the thread and the chit chat I admit is not for me most of the time but helping whoever I can with their PPI is and will be. If this thread is not for me then I shall continue to do this elsewhere...He cannot stop me helping people. I admit I find it hard to keep up now myself and the posts are difficult to keep track of.

Just to let you know, I've not posted anything in his replies about the arguments because you just gotta ignore what he says when he is causing trouble or winding people up.

Bye for now

marshallka

Natalie6999 wrote: »

Marshallka please don't leave us all here, we all love to hear from you & appreciate all you do for us. Don't let that t**t Creditcrunched drive you away, we all wish he would crawl back into whatever hole he crawled out of.

I won't Natalie, but hes probably right in that i spend too much time on here and must admit the reclaiming has dried up a little and I getting bored:eek: . I like the officey side of it if you know what I mean. thanks again natalie... :A

Natalie6999

di3004 wrote: »

I do not get involved in arguments, I never have, its the best way.

I will make my point and that is it, with too many other things to deal with, its always best to ignore and try not to let bad posts get to you.;)

Turbo told me he will be here 10'ish after.;)

I never used to say boo to anyone, but after years of being bullied I hate bullies, I know that they are cowards at heart & won't pick on anyone who will retaliate.

bathgatebuyer

Absolutely. There's nothing worse in life than a bully - especially not in a forum designed to help people who need it. There's plenty of places around to argue about the rights and wrongs of the banking system without needing to disturb our equilibrium!

di3004

Natalie6999 wrote: »

I never used to say boo to anyone, but after years of being bullied I hate bullies, I know that they are cowards at heart & won't pick on anyone who will retaliate.

Yes hun I agree, when it comes to bullies, sometimes this can be very difficult to ignore.

My youngest son is 14 now and he has been a victim of school bullying since the age of 4, due to his autistic spectrum, we fought and fought and even now this has not been resolved, we will do all we can to protect our son, and even had the police involved in the end, yet this is like letting the bullies win, by us home educating him, and I must admit also due to his high levels of anxiety as well we have never seen him happier.

And its face to face the best way of dealing with these bullies.....:mad: they make me feel mad, sometimes though the more you retaliate the worse it can get but yet its something that cannot be ignored, when it comes to your kids we do all we can to protect them.;)

And good for you to stand up for yourselves with these bullies Natalie.:T :T X