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IA's road to happiness.

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Comments

  • daphne_descends
    daphne_descends Posts: 2,517 Forumite
    Part of the Furniture Combo Breaker
    Well done Sar, that's brilliant!

    FWIW though, me and OH got a car each, tax, MOT, and a years insurance each for £1200 total. I'd be looking on your local Autotrader.
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Fantastic IA, great news after all the hassle you've had! xx
  • MrsMoney_3
    MrsMoney_3 Posts: 24 Forumite
    Well done IA, so happy for you.
    Pay Off £10k In 2009 - So Far £949.70
  • beckseven
    beckseven Posts: 877 Forumite
    Really pleased for you-you did it! Enjoy being debt free!
    HSBC Visa-High interest-£2349.23 Nat West £2605.18
    My Overdraft-£1500
    Barclaycard-1089.77
    Marks and Spencer card- 3331.30 next 92.67
    Total was 11066.29 now £10,968.15
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news Sar.
    Have to agree with Maz on this one ~ put £500 away where you cant get at it apart from direst emmergancy~ the peace of mind it will give you is fab.
    TBH what do the girls need?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • poodlehorse
    poodlehorse Posts: 675 Forumite
    Part of the Furniture Combo Breaker
    WEll done that is fantastic, what a Xmas pressie that is. The only way is up now. Your debt free life starts here.
  • Puzzledbubbles
    Puzzledbubbles Posts: 1,853 Forumite
    fantabulous news hun!!!!!

    Ive been lurking since you helped me out waiting for a chance to be brave and say thanks publicly!

    So glad for you and the girls!!!!!

    xxxxx
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    You know, it's quite weird. It almost feels empty being debt free. I didn't struggle for it... I have been living frugally but that hasn't really contributed to this at all.... Is that wrong :undecided
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • nmm
    nmm Posts: 2,413 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Congratz :T It's Karma, you've helped lots of people on here and with your CAB, its your turn for some good news :)
    Cross Stitch Cafe Member No1WIP: Cross Stitch: - Crochet:
  • poodlehorse
    poodlehorse Posts: 675 Forumite
    Part of the Furniture Combo Breaker
    No I think it is natural, it has come suddenly for a start and then you have spent a lot of time and effort over the last couple of years focussing on TODAY and it can feel a bit odd. I remember my DFD and after the initial thrill I felt much the same but then I decided that it was simply the start of my Mortgage Free journey. We have that Tshirt now too so now I admit we are kicking back a bit. But I have a new goal in mind so in the NY I am going hell for leather to achieve that too. Once the debt is gone though the savings rack up a lot quicker than the debt came down and you can still get a great deal of glee from internet banking and seeing how much was left at the end of the month and not the other way round. Enjoy this moment and then find your next goal. I think it is time for a new budget LOL.
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