📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

IA's road to happiness.

1192022242534

Comments

  • I can finally relax and do a proper budget! Waheeeeeeey!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What a relief for you. At least now you can do your calculations and work out where you stand financially and possibly your dfd!
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Afternoon! God so much has happened since I last caught up with your diary (sorry, been...um......busy.... :rotfl:), but well done babe, you're coping really well. Fantastic news about the credit card too. :)
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • The Official-and-finally-accurate December Budget :T

    Income -
    Tax credits - £365.04
    Income Support - £242
    Child Benefit - £156.75

    = £763.79

    Outgoings -
    Bills - £200 (give or take a few pence.)
    Food - £140 (based on £35 a week)
    Petrol money - £40 (4 mondays worth of CAB)
    Band - £30 (based on 5 practices)
    Swimming - £11.10 (3 weeks at £3.70)
    Social - £100 (5 nights out x £20 a night)

    =£521.10

    = £242.69 leftover

    Cool. :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • excellent, very glad it's all getting sorted.

    I was going to treat myself to a night out and come to your gig - but it's the sunday and I'm teaching the following day :(
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Looking good Sar.
    Better than me!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • whaey- early christmas present for you :D
    bout time it was sorted for you
    The only thing worse than being talked about is not being talked about - Oscar Wilde:beer:
    Big sister to Hayley11 and Before Hollywood and adopted daughter of Vikingero
  • Morning all. I've got the girls this weekend seeing as it's Ste's birthday weekend.. presumably he's going to spend the whole of it p*ssed... and it's me weekend to have the girls anyway. Ste's got them tomorrow night though so might see about going to the cinema or something.. we shall see.
    No real plans for today. Trying not to spend too much money if any at all. I would love to be able to take them out somewhere shopping or to a wacky warehouse or something but there's just no physical way of doing it. The buses around here wouldn't let me on with a double buggy and the girls would freak out by the noise of the trains going past if we got the train... Tell you what, as soon as my debt's paid off I'm saving for a car. :( I never realised how much I'd miss it. It's too cold and wet to go out to the park so looks like it's another indoors day today. I should really do some housework... I spent 4 hours playing the xbox last night instead of doing the washing up or hoovering :eek: So I should really catch up... lol!

    Oh... and I'm currently in mourning.... yesterday the strap gave way on my 5 string bass and it hit the deck.... bouncing off the jack, and now it won't work :( Having a mate look at it on sunday but still :( *sobs* 2 weeks before the gig as well :eek: Noooooooooooooooooo! So currently having to play my Dean 4 string tuned down... but it's weird and feels wrong to play as I always kept it in Drop D tuning instead of B standard... (at this point I'm totally aware I may have lost half the people reading this.. lol). But yea.. hope to get it fixed ASAP... Missing it already :( *sigh*

    Oh well. Hope everyone's well and enjoying the weekend... :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Well you managed to lose me at any rate, but commiserations on the geetar (about the only thing I understood) and fingers crossed your mate can fix it.

    And the budget is looking good for Dec. Do you dare set a DFD?

    I am with you on indoor days. We live in a remote area so I am sick fed up of going to the only local soft play area but other than that there is NOTHING to do if the weather is poor. There is a local aquarium that DS loves but is £5 to get for me and it is tiny so not good value and I don't think I can bear doing it again, yeah a haddock exciting! Does the local library do any storytimes on a weekend for littlies? Ours aren't even open today mind you.

    I tell you what I think you could turn your housework into a game for them, DS loves puddling in soapy water and apparently some kids will match socks happily although he just throws them everywhere. Attach a duster to each of their feet and they can sweep the kitchen floor while "skating"? (look away now Health and Safety people). If things get grim this afternoon DS and I will make gingerbread shapes IF I have all the ingredients in. I need to start a list of possible activities for days like these as there are going to be a lot between now and the fine days starting. Urgh
  • Well you managed to lose me at any rate, but commiserations on the geetar (about the only thing I understood) and fingers crossed your mate can fix it.

    And the budget is looking good for Dec. Do you dare set a DFD?

    I am with you on indoor days. We live in a remote area so I am sick fed up of going to the only local soft play area but other than that there is NOTHING to do if the weather is poor. There is a local aquarium that DS loves but is £5 to get for me and it is tiny so not good value and I don't think I can bear doing it again, yeah a haddock exciting! Does the local library do any storytimes on a weekend for littlies? Ours aren't even open today mind you.

    I tell you what I think you could turn your housework into a game for them, DS loves puddling in soapy water and apparently some kids will match socks happily although he just throws them everywhere. Attach a duster to each of their feet and they can sweep the kitchen floor while "skating"? (look away now Health and Safety people). If things get grim this afternoon DS and I will make gingerbread shapes IF I have all the ingredients in. I need to start a list of possible activities for days like these as there are going to be a lot between now and the fine days starting. Urgh
    Our local library is useless... we're in a rural town too and like you, nothing to do without going to local towns a good 5-6 miles away. Can't even let them out in the garden as the weather is so rubbish. I sent another day of cbeebies/wii/xbox... frustrating as there's tonnes of new toys upstairs they could be playing with... damn you christmas...
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.