Ex-ICEsavers - where now?

blizeH

Hmm, thanks dude - where to for ISA transfers then!? HSBC? Principality?

Baldur

blizeH wrote: »

where to for ISA transfers then!? HSBC? Principality?

Those that accept inward transfers are also shown on the above link (many more than those which don't accept them) - depends whether you want variable/fixed rates, etc.

London05

I am going to spread my savings around (they are under £50K) so I will always have access to one of them.
I am putting my spending money for my hols next year in Birmingham & Midshires 6 month fixed, some in the E savers I already have with them. Some in my HSBC regular Saver (10%), a little with Egg and will look at maybe another Banking group (or Building Society)
I hate the term Rate Tart but how else are our savings meant to keep pace with inflation if we don't look for a good interest rate.
I no longer have a mortgage, finished & paid up the House is ours, but I need the savings to at least keep their value so there is a chance I can retire at 60/65.
The Channel 4 exposure programme on the Icelandic Banks looks like it will be interesting especially if it turns out MK & GB knew Landsbank was in trouble last March - before a lot of us (including me) invested.

Baldur

blizeH wrote: »

...it seems that a lot of those have changed now though....

I suspect that more changes will occur after this week's monetary policy committee meeting.

ed123_2

...put it in a nice "safe...........not" british bank/bsoc. like a&l b&b,Hbos, cheshire & derbyshire bsoc.....with base rates set to go down to 2%...I shall be fixing for two years.....icici 7% and anglo irish 7%...(just to complete the set having had money in Northern Crock, Icewaver & London Scottish.)

ebyard

jem16 wrote: »

Ruffler Bank is fully subscribed to the FSCS so you would have no problem there at all. They were far safer than Icesave with its Passport Scheme. They have extremely good customer service which very few other banks even come near to. They treat their customers very well.

They run an excellent company that is not involved in all this sub-prime nonsense that has led to all the problems. Perhaps you should find out more before being a "little disappointed".

Agreed. If there is a problem with my Ruffler account, I can just pick up the phone and call the CEO. Try doing that with any other bank.

THAT'S what I call service.

Patr100

Minimum investment £10,000...That's not so much as a problem but the Driving licence /passport required to open an account is, as I have neither. They obviously don't want my money....

jem16

Patr100 wrote: »

Minimum investment £10,000...

For ISAs the minimum is £3600.

That's not so much as a problem but the Driving licence /passport required to open an account is, as I have neither.

None needed when transferring an ISA.

They obviously don't want my money....

Being picky about who they take on is what has made them extremely reliable.

LGG_2

thinking of puting some in inteligent finance and maybe the natwest ISA if they are still doing the good deal when i get my money back

does anoyone know who owns capital one. is it a name on its own?

Patr100

jem16 wrote: »

For ISAs the minimum is £3600.



None needed when transferring an ISA.



Being picky about who they take on is what has made them extremely reliable.

Not very convincing. I know the ISa limit is 3600 . I already have an ISA for this year. I want to save over 10K - why not having travelled abroad recently or learnt to drive should exclude me is a question you have been unable to answer. There are plenty of people who have done both that are worse prospective customers than me so the "pickiness" argument doesn't stand up.