Nichelette wants her own house (and to be overdraft free)

Nichelette

Thanks Gemma, if I come across a pinecone link I'll let you know...

The good news for today is that I had my last ipoints click through I needed, so I've ordered the DVD I was after for my sister. I've also put another £1.60 in my ISA. Oh, also I got crown of the day on dooyoo .

The other news is that I've had some forms through from the Princes Trust for me to fill in, but I'm not sure what to think. For a start although the Boots job is only for 7 weeks I will technically still have a job, so I guess I'll have to wait til that is over before I send them back anyway. Also, there is a participant profile thing that I have to fill out. It has things about your work status, it asks how many months I've been unemployed for, and technically when I fill it out I'll have to say 0, even though I haven't had a permanent job since August last year.

Then it asks about my qualifications, and what the highest one is, so I'm going to have to say I've got a 2.1 in politics. That is followed by it asking what the highest qualifications I have in English & Maths are, so I'm going to have to say I've got 2 A's at GCSE. On paper I'm going to look like an awful candidate . After that it gets even worse as there is a 'What challenges do you face?' section. I obviously don't have problems with reading & maths, I have no history of offending and I'm not an alcoholic or drug user. There is a bit about mental heath issues, and I guess to be honest that's the main reason I'm applying to them.

Basically, I know on paper it looks ridiculous, but I feel like I'm unemployable and was lucky to get a job in Boots. I feel like my qulifications are completely useless because I don't have the personal attributes to match them, and to be honest politics isn't a lot of use to me anyway.

I have no self esteem and have suffered with depression & anxiety in the past, it runs all down my mum's side, and there is a history of suicide in my immediate family. In my last temp job the night before I started I got really nervous and upset that I wouldn't be able to do the job, so I spent ages crying about it. Basically I just feel like I'm useless, and on the odd occasion where I have been interviewed I usually start shaking like crazy. This even happened when I went to the job centre back in July . I applied for loads of jobs that I didn't get, and haven't even attemped to apply for graduate jobs (bar one which I didn't get) because I know I'll never get them. What makes it even more ridiculous is that when I have had jobs I've been really good at them, and my productivity has been much higher than was expected of me (I'm talking about double roughly). I just can't put it across to people.

Really I'm completely directionless and want the chance to be my own boss because I need to be in control of what I'm doing. I'm pretty sure I could make a go of it too. Also, the form asks about a loan. To be honest I don't really want a loan, and if I did it would be tiny, I just really want their help as I'm too scared to start up a business alone. I don't want to accidently screw up the tax or break laws which I find a bit scary. Argh!

ISA Total - £1,711.60

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Free money/vouchers from 21/10/08:

Consumer Pulse - £10
Lightspeed - £2
Free Scratchcards - £20
IPSOS - £10
Dooyoo - £15
Toluna - £12
Pinecone - £4
Ipoints - £11

Total - £84

Nichelette

Morning everyone,

Today has got off to a really good start, I've got just over £8 worth of points on dooyoo, and they have only taken me three or four days to accumulate. I've also moved £7.35 into my ISA (basically the profit from the ring I sold the other day).

The make-up pallet I ordered for my sister the other day has arrived, I think it was sent first class as well, unlike the second class I paid for. It's SO nice, if it wasn't one per customer, and the code hadn't possibly expired, I'd have bought myself the black one. I also got a cheque for £8 in the post which is a refund for the train fair to an interview. I'm going to town in a bit so I'll pay that in.

The down side is that my credit card bill arrived....for a whole £2.87. Although I cut it up I still have to use it online to pay my etsy fees as they are in US$ and they only accept credit cards. That isn't a problem though. I can't believe how well I've managed to survive without it. Although I'd always pay it off in full which was sometimes a struggle, I'm sure just having it made me spend a lot more as I never really thought about what I was buying like I do now. I'm never getting another one, they're evil!

I'm also feeling better about the Prince's Trust today, I'm going to send a covering letter explaining my sporadic employment of late, and my self confidence issues. I guess the worst they can do is tell me where to go.

I think that's everything for now, I'm up to £8.30 on one of my scratchcards so I'll be able to withdraw from that soon .

ISA Total - £1,718.95

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Free money/vouchers from 21/10/08:

Consumer Pulse - £10
Lightspeed - £2
Free Scratchcards - £20
IPSOS - £10
Dooyoo - £15
Toluna - £12
Pinecone - £4
Ipoints - £11

Total - £84

Nichelette

Right, I've just been having a bit of a brainstorm about any more free money I should get this year, so far I should have the following coming to me at some point:

£55 - Quidco
£30ish - Global Test Market
At least £10 Valued Opinions ( have another £6 in there already so will probably hit another £10 before the end of the year)
Will probably hit £25 on Pure Profile
£50 - Dooyoo, this should be quite easily achievable as I have nearly two months and already have over £8
At least £7 from Autoinsight
£40 if I reach payout on Onepoll
£26.19 from Homepage Friends (due to be paid mid December)
£40-50 from free scratchcards
£20 from Consumer Pulse
Plus anything else from Toluna, IPSOS (will probably reach a £10 voucher by the end of the year) and Lightspeed

That all adds up to around £300, not bad!

Nichelette

Afternoon all ,

I've paid my credit card bill this morning for my etsy fees. I paid that out of the £8 I got yesterday, so I've added the remaining £5.13 to my ISA.

I've also written one of my dooyoo reviews for today, so I'm over the £9 mark now (yay). After much deliberating I've finally decided what to get my boyfriend for christmas. I've already got him series 6 of the simpsons, series 5 of peep show and jam. I'm also going to get:

Wii play (HMV) - £25 with student discount then probably free with e-voucher
Pro Evo 2009 (HMV) - £16 with student discount & again probably free with voucher
LOTR Box set - (Amazon) - £18, I have £12 in vouchers, so may or may not get another dooyoo one to make it free
Arrested Development series 2 & 3 - I'll only get these if they go back to £9.99 on HMV, then I can get them for £9 each with student discount & again possibly free using e-voucher

So that's it for him...

I think that's all to say now really, am still waiting for a Boots voucher from valued opinions, though that should arrive soon as it has nearly been a month. I'm going to use it to get one of the half price no7 magnifying light up mirrors for my little sisters bday. They are £20, but with my voucher & discount it will be just over £5 . I've already dealt with her xmas presents so I'm going to stash that away for her birthday. After that I have 2 friends I need to get pesents for, then I'm done. Oh, and my nan, but she never wants anything so I will probably make her some jewellery.

ISA Total - £1,724.08

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Free money/vouchers from 21/10/08:

Consumer Pulse - £10
Lightspeed - £2
Free Scratchcards - £20
IPSOS - £10
Dooyoo - £15
Toluna - £12
Pinecone - £4
Ipoints - £11

Total - £84

Nichelette

Morning everyone,

I haven't written in here for a few days, mainly because I'm having to work 9-6, so by the time I've sat in traffic getting home, eaten and showered I'm not really in the mood to do a lot. The people at Boots are nice, but I wished I finish at 5, I get an hour and a half of breaks which for me is too much, I'd rather have less and finish at 5, but it's only for 7 weeks so I'm putting up with it.

Money wise I can't 100% remember what I've been doing for the last few days. I withdrew £10 from a scratchcard which I've added to my total, and I've added £28 to my ISA today, with other money I've added recently the total is now £1,768.90. I got another dooyoo crown, so that has boosted my points a bit , I nearly have £15 worth in there, but I'm trying to hold out for the £50 I think. Oh, I also made two or three more sales, which is where most of the £28 has come from.

ISA Total - £1,768.90

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Free money/vouchers from 21/10/08:

Consumer Pulse - £10
Lightspeed - £2
Free Scratchcards - £30
IPSOS - £10
Dooyoo - £15
Toluna - £12
Pinecone - £4
Ipoints - £11

Total - £94

Nichelette

Evening everyone,

I've had a good day today. I was hoping that I might get paid by the temp agency as although I do have money I'm running a bit low. It turns out that I was, but I only got my holiday pay and not the tax, so I'll have fun trying to get that back from the inland revenue in April. That said, I got £89 in holiday pay, so I guess the tax can wait. My sister is sending £28 she owes to me for using my paypal funds to pay for something, so that will be alright for me to survive on til I get paid next week. For that reason I've added £80 of the holoiday pay to my ISA, I'm easily going to have over £2000 by christmas which is great.

I've also got another £1 paypal from lightspeed for the shortest survey ever.It was literally 10 questions, and £7 from ciao (finally), which just about takes me over the £100 mark for free money, not bad for under a month. I'm also able to claim another voucher from consumer pulse, but I'm not sure which voucher to get, so I haven't added that to my total, I'll update once I've oredered.

I think that's it for now, my boyfriend managed to get himself a job at the Home Office & had his last day in his old uni job at the campus bookshop today. I haven't seen him for 2 weeks and I can't go tonight because I have work tomorrow, it isn't fair .

ISA Total - £1,848.90

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Free money/vouchers from 21/10/08:

Consumer Pulse - £10
Lightspeed - £3
Free Scratchcards - £30
IPSOS - £10
Dooyoo - £15
Toluna - £12
Pinecone - £4
Ipoints - £11
Ciao - £7

Total - £102

Nichelette

I need to go to bed soon so I wake up in time for work tomorrow, but I'm just popping in quickly to update as I haven't been here recently. Saturday at work was manic, and on Sunday I went to visit my sister in Falmouth so I was up at 4.45 and didn't get to bed til midnight, with 13 hours in the car in the middle. I didn't get enough sleep on Sunday so I wasn't in the best mood yesterday, but I've been much happier today.

I've managed to get a £10 voucher from consumer pulse, another £10 from a scratchcard (I finally won £5 , oddly my sister did on Sunday too), and a £7 amazon voucher from auto insight. I've also sold a £15 necklace . I haven't added anything more to my ISA recently as I haven't got that much in my current account at the moment and don't want to go overdrawn and get charged, especially as I need to buy petrol tomorrow, but I'll add a big lump when I get paid on Friday .

ISA Total - £1,848.90

********************

Free money/vouchers from 21/10/08:

Consumer Pulse - £20
Lightspeed - £3
Free Scratchcards - £40
IPSOS - £10
Dooyoo - £15
Toluna - £12
Pinecone - £4
Ipoints - £11
Ciao - £7
Auto Insight - £7

Total - £129

Nichelette

Morning everyone, lots of good news today ,

On the free money front I've ordered a £10 Amazon voucher from Dooyoo, and a £10 Arcadia one from Consumer Pulse which I will sell to my sister for the cash. I've also done two pinecone surveys which is another £8 for my dads christmas luncheon voucher stash. I'm exactly a month on from when I started counting my free money & I'm already at £157 which doesn't even include the £30ish cheque I'll get from Global Test Market, so it's nearer £200 which is pretty amazing I think.

Also, this morning was double scratches on the free scratchcards, and they gave £1 bonus. I won £5 again on one of the cards (can't quite believe it, I got loads of 10p's since August & now I've had 2 lots of £5 in 4 days!). I guess it's £15 if you count the £5 my sister got on Sunday too. I do hers for her when I do mine, I'm stashing the money away for her secretly and am going to knock it off of her overdraft when she graduates, otherwise I know she will fritter it away on rubbish as she's a bit of a spendaholic. I'm at £9.40 on the card I won £5 on so I'll be able to withdraw soon.

I've also been paid today so I've put £100 in my ISA, but I've been taxed AGAIN. I'm going to get a huge tax cheque come the time I can claim it back. That will be good at the time, but I'd rather have the money sitting in my ISA now. I've managed to sell more earrings & a bracelet, so I have £47.50 in paypal which is a bit irritating, though I'll be able to withdraw soon.

The bad news isthat I spent £25 on petrol yesterday. I went to Asda and was expecting it to be 92.9p but it was 90.9 so I filled the tank up as I was 30 miles away from home & around here it's still about 94/95.9. I also spent £12 in IKEA, but that was on presents. Oh, and I bought two skirts on Tuesday which set me back £14, so they were a bargain & the only luxury as such that I've bought. I wanted them when they were £18 but didn't buy them, went in on Tuesday & found them reduced to £7 each. I could never decide which colour I liked best but couldn't have got them both at £18, so in the end I got both for less than the cost of one at full price .

Anyway, I think that's all for the update now....

ISA Total - £1,948.90

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Free money/vouchers from 21/10/08:

Consumer Pulse - £30
Lightspeed - £3
Free Scratchcards - £40
IPSOS - £10
Dooyoo - £25
Toluna - £12
Pinecone - £12
Ipoints - £11
Ciao - £7
Auto Insight - £7

Total - £157

Nichelette

Morning everyone, lots of good news today ,

On the free money front I've ordered a £10 Amazon voucher from Dooyoo, and a £10 Arcadia one from Consumer Pulse which I will sell to my sister for the cash. I've also done two pinecone surveys which is another £8 for my dads christmas luncheon voucher stash. I'm exactly a month on from when I started counting my free money & I'm already at £157 which doesn't even include the £30ish cheque I'll get from Global Test Market, so it's nearer £200 which is pretty amazing I think.

Also, this morning was double scratches on the free scratchcards, and they gave a £1 bonus. I won £5 again on one of the cards (can't quite believe it, I got loads of 10p's since August & now I've had 2 lots of £5 in 4 days!). I guess it's £15 if you count the £5 my sister got on Sunday too. I do hers for her when I do mine, I'm stashing the money away for her secretly and am going to knock it off of her overdraft when she graduates, otherwise I know she will fritter it away on rubbish as she's a bit of a spendaholic. I'm at £9.40 on the card I won £5 on so I'll be able to withdraw soon.

I've also been paid today so I've put £100 in my ISA, but I've been taxed AGAIN. I'm going to get a huge tax cheque come the time I can claim it back. That will be good at the time, but I'd rather have the money sitting in my ISA now. I've managed to sell more earrings & a bracelet, so I have £47.50 in paypal which is a bit irritating, though I'll be able to withdraw soon.

The bad news isthat I spent £25 on petrol yesterday. I went to Asda and was expecting it to be 92.9p but it was 90.9 so I filled the tank up as I was 30 miles away from home & around here it's still about 94/95.9. I also spent £12 in IKEA, but that was on presents. Oh, and I bought two skirts on Tuesday which set me back £14, so they were a bargain & the only luxury as such that I've bought. I wanted them when they were £18 but didn't buy them, went in on Tuesday & found them reduced to £7 each. I could never decide which colour I liked best but couldn't have got them both at £18, so in the end I got both for less than the cost of one at full price .

Anyway, I think that's all for the update now....

ISA Total - £1,948.90

********************

Free money/vouchers from 21/10/08:

Consumer Pulse - £30
Lightspeed - £3
Free Scratchcards - £40
IPSOS - £10
Dooyoo - £25
Toluna - £12
Pinecone - £12
Ipoints - £11
Ciao - £7
Auto Insight - £7

Total - £157

Nichelette

Just a quick update today. I made 60p on one scratchcard so I could withdraw, won ANOTHER £5.10 (can hardly believe it) so I also withdrew, and finally another 60p on the last card which is almost at withdrawal level. I've added my £20 winnings to my ISA so I'm almost at the £2000 mark in my ISA. When I finally get my tax overpayments back I'll put all of the money into the ISA. At the moment I'll be getting £130, but I expect I'll get taxed for at least another week or two so it will probably be more .

ISA Total - £1,968.90

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Free money/vouchers from 21/10/08:

Consumer Pulse - £30
Lightspeed - £3
Free Scratchcards - £60
IPSOS - £10
Dooyoo - £25
Toluna - £12
Pinecone - £12
Ipoints - £11
Ciao - £7
Auto Insight - £7

Total - £177