First one to clear 15k gets a paper hat

too_much_debt

£70 Paypal money has gone in and still overdrawn by £3.40, that is before any debits come out. Today I've had to reorder a Nationwide credit card as I cut it up but need it more than ever now as I'm going to have to withdraw some cash from it when it comes as I have bills to pay and no more Paypal money going in as I haven't earnt much.

OH bought me two bars of Dairy Milk in this evening but I told him to stick them (in a nicer way of course).

Am annoyed as he's told his brother that he will look after his dog for him on 22 July for a week, the kids and I are going to my parents on 23rd for nearly a week so that means while OH is out at work the dog will be left in our house on his own (he's never been here before), am sure I will come back to find the house trashed as he's only about 2 years old and very energetic, so will have to move all my Ebay boxes upstairs and put all the kids toys away. I hope he's not working the weekend the dog is here.

Just gets better and better.

tirlittan

Oh TMD,

it really sounds you're not having it easy at the moment. Just seems one thing after another. I'm sure it'll get better though.

Had lovely, very healthy dinner and cinema was ok. Nothing amazing, but I did want to go and see it. There were only 10 people watching it.

Got £21.69 from amazon today, it was all supposed to go to student loan pot, but I had to send a mobile back special delivery so it ate into the little money I had left in the account plus amazon money and now only have £19.87. Also have only £4.52 at my current account to last me till pay day on 15th. Methinks that's not going to last me...:( I really need to get back to being tight, this is the second month I'll be going onto my overdraft and I've been so good for ages.

too_much_debt

Having a slightly better day today. DD3 had her MMR this morning so is asleep now on the settee, have to go and finish DD2's Dragonfly costume for Nursery.

No payments today, am £9.30 overdrawn, I have some chicken for dinner need to ask OH for any spare dosh to get some carrots and potatoes.

Will try and Ebay more later on, hopefully DD3 will sleep this afternoon when OH has gone to work so I can have an hour to get things listed.

TMD

tirlittan

Last couple of weeks at work have been really boring and I've been really demotivated, but this week, I'm getting back to positive. I'm planning to list on ebay on Thursday night after badminton. BF usually comes over to mine after, but will see him on Friday instead. The ebay listings need to take priority now as have been meaning to do them for couple of months now.:o

Have bit of a chocolate addiction atm and as I'm trying to cut it out, but can't, I end up buying them from vending machine at work @60p a bar!!!!:eek: Haven't kept my spending diary up to date for ages as everythings so regulated by my tight budget, but will this week work out how much I've wasted on crap,i.e.chocolate,crisps and sh1te like that.I bet I'm on for a surprise. Well, not really, I know it's mounted up a fair bit.:(

Well, at least something positive on the horizon, two weeks tomorrow I'll be off to Scotland for a wee break and now planning to stop at Edinburgh on the way back, unless the festival is on - must go and check.

tirlittan

Just made a withdrawal request from paypal for £26.20. Just want to feel like I'm doing something money/debt wise. When it gets to my bank account it'll go to the student loan pot. (starting to sound like a broken record here...).

tirlittan

poorandindenial wrote: »

No but I have one that you can plug into your computer that I have never used and can send you if you are looking for one. Is not top of the range but will do a job if needs be. Sadly isn't one of the swanky mobile-!!!-skype phones, is just a skype one with usb but of you need one, it is yours ...

Sorry didn't reply to this PAID. THanks, but that's ok.I was going to change from orange to 3 as they would've given me a skype mobile and 4000 free skype minutes with it. Ended up cancelling the contract as that would've been 2hrs of skype calls a day and I don't think I could've used all of them. Also, it was £20 a month contract and I think I can do better than that. Had to send the handset back special delivery and so ended up paying £6.70 for being stupid and getting lured into taking contract over the phone. Should always ask them to call you back in couple of days when have had time to think about all the inns and outs of the offer. Live and learn. However, will call orange and threaten to leave to get a better deal.

too_much_debt

OH gave me a £2 coin and a scratchcard with £2 on it, got some potatoes and carrots to do a Chicken Casserole later, I bought the chicken on Monday. Have done a Tesco order and used my cut up credit card.

One good thing is that the Council have finally come today to cut down the tree which is just outside out garden to the side (we don't have any neighbours on that side as it's the entrance to the park), it was dead and the branches kept falling off, OH asked them if they would cut down the tree in our front garden and he said he would do it for £20 so that is good.

Off to sort out all the kids toys now and see what I can get rid of down the Annex there is just too much stuff about and I have a nightmare trying to get them to tidy up in the evening.

Will be back later.

TMD

tirlittan

Ok, so have transferred £15.91 from the amazon money to student loan pot, making that £330/£600. Had to leave some money in that current account in case I sell any books as postage goes from there and otherwise I wouldn't have the money. I still 'owe' another £5.78 to student loan pot though. Just wanted to feel I've 'done' something towards my debts. This last week will be very hard though till pay day and I'll probably end up on my overdraft.:( Need to plan better for next month.

too_much_debt

I've just relisted 11 items on Ebay and will try and do the small pile I have next to me soon. Just doing dinner (chicken casserole), got to do potatoes now. Am feeling quite tired today as I didn't go to bed until 1.30pm, mind you I did fall asleep on the settee about 11.45 and only woke up when the baby started crying.

I'm feeling much better today. OH mum rang earlier, his brother had his mobile phone nicked from his car, he had only popped into the house for a couple of minutes and left the car unlocked and when he got back it had gone. OH said that she has been enquiring about remortgaging one or both of her houses and that when she does that she will pay off all credit cards which means he will get his credit card money, but his inheritance he said she said he will get it next year (he was meant to be getting it on 31 December this year).

DD3 had her MMR this morning and has slept alot today so hopefully she will be awake now until bed time. I'm starving hungry so am going to do potatoes now so I can eat a decent dinner as we only had oven chips, chicken nuggets and spaghetti hoops yesterday as we were using up stuff in the freezer.

TMD

too_much_debt

Listed 7 more on Ebay and have another 5 on Turbolister to upload about 7.30/8pm.

Had a lovely dinner, will have to do more Casseroles and things as the kids ate it all too which is unusual for them to eat all their dinner. Baby is asleep so she will have to have hers when she wakes up, isn't it funny how injections knock them out for the day, at least it means I've been able to get on.

Roll on kids bedtime!!!!

TMD