First one to clear 15k gets a paper hat

too_much_debt

Great - am overdrawn by £73.40 and all because Prudential decided to take the Direct Debit today that was supposed to come out on 1st - f***ers!!!!!!!!!!!!!

That means no money for a while as my only lot of Paypal money due to go in is £76 and that will just take me back to the black tomorrow.

I've never been so skint in all my life, just don't know what to do, Ebay is so slow and that is my main source of income.

Buuuuugggggeeeeerrrrrr ittttttttt

tirlittan

Hiya all!

Had a friend staying over yesterday. Was nice to see her.

Otherwise just feeling a tad demotivated about everything.

Hope everyone else is feeling good.

too_much_debt

I'm totally demotivated too, am defintely wanting to sell my car at the end of the month now, it's just not funny, at least I will have money in the bank to pay the credit card bills when they come in and won't be paying out for petrol, I've put about £30 in in the last week - it's no joke anymore.

tirlittan

No luck reasoning with OH TMD?

I know I'll feel slightly better in couple of months when the last CC is paid off and only have my student loan to concentrate on. But being in debt and having to live with it all the time just gets so disheartening. I don't even want to think about my future, not paying into pension as really can't afford it, struggling every month to keep withing budget....aaarrrggghhh!!!

too_much_debt

Hopefully someone will come on here with some good news which will cheer us up a bit, the weather is awful today too which doesn't help. Will have to work out my total debt again later as it's at £22,000, how on earth am I going to pay all that off with no job and no money.

I'm starting to resent OH too as his mum owes him £12,000 which he lent her on his credit card (original amount was £9,000 but with interest for the last two years it's gone up). She had the cheek to ring up a week ago and ask him if he had another credit card, she has two properties worth £500k each that she is meant to be selling yet seems to be sitting around getting into more debt and making all her children get into debt too, it's just not funny any more. He was also meant to be getting his inheritance on 31 December this year, he signed a legal contract saying she would pay him then yet she's said he won't be getting it.

When we argue about the money he says that he doesn't want to put his mum under any more stress yet he doesn't mind putting me under stress and me and the kids should be his first priority.

tirlittan

We are not having a good day are we?? Some cheering up would be nice.

too_much_debt

Yes, please someone come and cheer us up. Had a row with OH before he went to work, I hate him so much at the moment, have done for the last 4/5 months, the car will be going at the end of the month whether he likes it or not, will have to look into how to sell cars on Ebay.

tirlittan

Oh, that really sucks TMD. He doesn't seem to understand how hard it is. Have to say my bf has been really good at everything else except verbally expressing his feelings.

tirlittan

Also yesterday noticed a perfect flat advert that I can't take advantage of as I have no one to move in with and can't afford it on my own.

too_much_debt

That is a shame about the flat!

Has your day got any better yet? Mine hasn't!