We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
First one to clear 15k gets a paper hat
Comments
-
Hooray, sold a few more things on Ebay today. Just withdrawn £130 so that should hopefully go into my bank account on Friday ready to pay my Barclaycard payment.
Got lots finishing tomorrow and Tuesday and Wednesday so hopefully will make a bit more, have a few bids on things.
Sorted out a lot more stuff to list on Ebay but haven't got round to listing any yet, not been feeling too special, getting weird sensations in my chest (liver) am hoping it is nothing serious but will find out on Tuesday morning. Will be listing lots after my appointment if all is OK.
Off to bed now, have wrapped up 9 parcels and have another 8 or 9 to wrap tomorrow.Sealed Pot Challenge #0160 -
Have a great debt busting week everyone! we are going away for a couple of days (1 night;) booked thro Q of course) - Try not to miss me too much.:p Hopefully shortly after that I will get paid and be able to make some more progress towards that all elusive paper hat!:rolleyes:
Buffy I hope you bank problems resolve soon. We didn't go for the bank account offer - just the saver one which has paid out £20 for me my first ever Q £ - there seems to be a whole thread tho on problems with A&L....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Buffy hun - I guess the only suggestion is to phone them up and check everything is set up ready for next month.
Its so so much stress and aggro when you tink something ir organised and then it isnt!
I'm day off from work today so I'm going to be sorting out our flat, loads of paperwork everywhere, rubbish to get through etc, loads of laundry everywhere, and then I'm going to whizz off a few reviews on dooyoo, I think Ive left it alone for long enough now for them to not class me as a churner! LOL Hopefully do 4 today, leave it 2moro and wednesday and then another 4 on thursday and friday when im off as well.
So should be a very productive day for me (well productive by my standards LOL)
Enjoy your time away Saving...
Too_Much thats a great amount to be transferring! well done you!
Hope everything is ok with you though, best of luck for tuesdays appointment xxWealth is not measured by currency0 -
Thank you everyone for encouragement. Sometimes you just have one of those days when you think, I'll never be debt free...:( And at the same time you are trying to pay your debts off, you'd like to have some kind of life as well.Feeling better after weekend off taking some time off obsessing about debt. And best of all, didn’t spend anything that wasn’t already budgeted for. Just spent time with my bf. And on Wednesday we’re off to meet my family abroad. When I get back, it’s back into the fray with debt busting! DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
-
Glad to hear you're feeling better Tirl', and sounds like you had a good weekend. Sometime you do just have to take a step back from the money/debts (I mean its not going anywhere sharpish!) and just live a little, otherwise whats the point of it all?!
Hope you have a fab time away with the bf and seeing your family xxWealth is not measured by currency0 -
Thanks. Yep, it's all about balance and no, the debts are not disappearing anywhere fast and nowhere on their own. :)I think I'm gonna update my sig with my DFD which I will beat by years! At least it's a visible reminder how long it will be unless I take action against it now.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
-
Evening All!
How has everyones debt busting day been?
I've been a bit lazy... and I need a kick up the backside to get on dooyoo and do more reviews to get the numbers up and get some money coming in!
Paid £25 off another credit card though, minimum payment for the month so off to add that onWealth is not measured by currency0 -
Hiya,
Not much to report. My sister and her BF were over at the weekend so spent more than usual but I was expecting it, even if I hadn't budgeted for it!
Just wrote a review on dooyoo. Am finding it so hard to get motivated to write the reviews. I am at 8000 miles though so not too more to go and I can redeem another Amazon voucher. Am waiting for my £65 expenses to come into my account and then I can change my signature. I can also change it when I get paid.
How is everyone else?Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
I phone the bank.... they are waiting for me to send back a letter.
a letter which says on it YOU DO NOT NEED TO SEND THIS LETTER BACK.
hmmmm.
so nothing 'll change for a bit so that's ok. but a bit annoying to be honest,
any how its gives me a chance to sort out my various bank accounts and standing orders and what not.
hope all is well with everyone
xxxNevertheless she persisted.0 -
Hey Buffy - At least thats something, like at least it didnt try to pay everything out of 2 accounts etc, like it was all doubled up!
ClearMy-I hit that point as well, but say just 3 more reviews and then wait for the rates to knock you up to the 10k.
How much do they redeem for in amazon vouchers?
I've just wrote out 2 reviews, so hit the 10k now so quite happy but I actually want the 50k so I can withdraw it as cash.... its all about the cash with me!Wealth is not measured by currency0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards