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First one to clear 15k gets a paper hat

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  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    aw hun, love ya! my Dh does exactly the same thing. When I had my hair done, modelling for my hairdressed portfolio (not a trainee) I asked him what he thought (I loved it) and he said "How long do you have to leave it like that before dyeing it again so not to offend your hairdresser?"
    LOL.... i have to laugh otherwise i would cry xx
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you!:T I did feel a bit demoralised... I have done some decluttering today - hypno would be proud - but there is just so much left:rolleyes: ! We're off this week and I want to make the most of it while also having a chill and relax - it's quite hard to get that balance tho...

    I want to make more progress on the paper hat challenge but I don't get paid until part way thro next week. I could theoretically pay some off now but it would just push me into/further into overdraft so would be silly...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • I am having one of those worrying nights about debt. I switched bank accounts and wish I hadn't plus I applied for a cc for cash back and wish I hadn't since it hasn't tracked.

    0000000000000000000000000 need to go to sleep will tackle all this tomorrow.

    xxx
    Nevertheless she persisted.
  • Hi

    Had a good afternoon/evening on Ebay, have £91 in my Paypal account, have made about £50 today maybe more as some people haven't paid me yet. Will transfer that tomorrow night as I have more stuff finishing tomorrow and hopefully will make enough to pay my Barclaycard bill.

    I spent £37 in Primark the other day - all on kids clothing, it was great got 2 pairs of slippers for £2 each, t-shirts for all 3 kiddies, two fleeces for £2 each, two lots of pyjamas, socks.

    Have put some coins in my tins today, probably about £1. Went to ToysRUs and bought two Halloween outfits for my girls for Friday as we are invited round the eldest's friends house for a little party, her friend is an only child so her mum invited mine round so they could play together. The Halloween dresses were buy one get one free so I got two for £14.99 instead of £29.98. Was going to buy Alisha a little devils one but realised while walking to the till that they would ring up two lots of £14.99 and give me the £4.99 devils outfit free so put the Devils one back and she can wear the Pumpkin one I bought a few years ago (although can't find the hat but that doesn't matter if it saves me money). Going to get lots listed on Tuesday after my hospital appointment when I know what is going on.

    At least we get an hour in bed tomorrow, and it's my turn for a lie-in yippee, bf's turn to get up with Alisha, she normally wakes at 7-7.30am so it will be 6.6.30am - ha ha ha.
    Sealed Pot Challenge #016
  • Sorry, that should say today as it's after midnight.
    Sealed Pot Challenge #016
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Moved another £50 to savings account to stooze until 0% runs out... Just hope a) my expenses get paid on time and b) that my payrise is defintely in this month's pay!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • So far have £113.99 in my Paypal account, still waiting for a few payments, got a few more things ending on Ebay tonight, no watchers though so don't think I'll get any bids.

    Hope everyone is having a good day!
    Sealed Pot Challenge #016
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am having one of those worrying nights about debt. I switched bank accounts and wish I hadn't plus I applied for a cc for cash back and wish I hadn't since it hasn't tracked.

    0000000000000000000000000 need to go to sleep will tackle all this tomorrow.

    xxx

    Hey Buffy hun, wassup?
    Let see if we cant devise some sort of plan for you to make it all ok xx

    Not much to report from me.
    Still not spent anything since being paid, another NSD:T
    Need to devise a shopping list for our lunch stuff for me to go and get whilst im off tomorrow.

    Well done on the Halloween costumes Too_Much, its uplifting to hear of someone triumphing over the desire to spend money :rotfl: I hope it rubs off on the rest of us xx
    Wealth is not measured by currency
  • You are all doing very well. We don't have £15,000 debt so can't join, just wishing you all loads of luck.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • CAFCGirl wrote: »
    Hey Buffy hun, wassup?
    Let see if we cant devise some sort of plan for you to make it all ok xx

    Not much to report from me.
    Still not spent anything since being paid, another NSD:T
    Need to devise a shopping list for our lunch stuff for me to go and get whilst im off tomorrow.

    Well done on the Halloween costumes Too_Much, its uplifting to hear of someone triumphing over the desire to spend money :rotfl: I hope it rubs off on the rest of us xx


    thanks CAFC, I switched to A and L and nothing has actually been changed yet, my wages went in to my old account and all my DD are still set up. BUT my wages came early this month and I am going to have to ring A and L to make mure they don't change anything till next month.

    and the card I applied for hasn't shown up yet. I checked all my accounts this morning, and I have enough money to cover everything so long as A and L leave them all alone!!

    I need to have a simpler banking system!!

    Plus I can't make any extra payments till it is all straight again!!

    xxx
    Nevertheless she persisted.
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