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First one to clear 15k gets a paper hat
Comments
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I'm really chuffed - the post just arrived and I've got a voucher from Boots for a free eyesight test. I've been planning to get my eyes tested but didn't want to fork out the £. I'm thinking of using an internet provider to actually make up my glasses next time as they are usually really expensive...
TMD - Is there anything in particular that sparks the kids off arguing or is it something they just do all the time? It might be worth trying to find out if there is a pattern there? Do they need more fresh air or exercise? Are they over-tired? Are they bored - would it help to do a craft based activity together or something similar? Do they want some 1:1 attention and they are just doing whatever they can to get it?
With my kids I tend to find ways of giving them 1:1 attention (at a time that suits me when I'm not already too tired). For my DD that is usually either a Saturday going out with me to the shops (window shopping of course:rolleyes: ) or a craft activity or McDonalds. I think she is a similar age to yours. My DS is a bit older, and OH takes him to the cinema from time to time for his 1:1 time, and I tend to take him to a pub where we normally get a pud and a drink! In my cost saving measures since the summer, I cut a lot of this out but I've found my kids really missed it so have now reinstated it... I just try to make sure that if there is £ involved it is a less frequent activity, and try and find other non-cost ways of also spending time 1:1 with the kids...
HTHAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Morning all i am quitely sprinting to the finish line.... Oh my it is a long way away!!
Does anyone have a day that they are aiming to make the £15k by??
I was looking yesterday and i have made £10 a day everyday for like 6 months. if i can keep it up for the whole of next year i will have £3,650!! wow that is something to aim for !! and i save £25 from my wages each week i may try and put this up to £30 a week next year! (after x mas)!!:j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart
Proven to be a little fighter and battling on with her heart condition :j
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Hi Savingholmes - my girls are 3 and 4 there is 13 months between them, they seem to compete over everything, I think the eldest has picked up attitude from Nursery. Just now when trying on their party dresses I was hanging them up and Stephanie said to do hers first then went to Lexie and said 'Mummy's doing mine first' to deliberately upset her. I have to buy two of everything otherwise the younger one cries and sulks as she doesn't understand she just sees Stephanie getting stuff and not her, not sure how she will be being the middle child especially as I have 3 girls, just wait until they are arguing over boys!!!
I think Lexie just wants to be able to do the things Stephanie is doing but can't yet. Stephanie makes a biscuit at school and when we pick her up Lexie sees it and she wants one but doesn't understand she can't have one, then I have to try and get Stephanie to let her have a bite. Sometimes they play great together but not for long. I can't really take one of them out and not the other as they are only young, if my bf goes to the shop up the road he sometimes takes Stephanie and then Lexie cries as she sees Stephanie going out and she's left behind. Hopefully when they get a bit older it will get better.Sealed Pot Challenge #0160 -
Hi - I think all kids need 1:1 time. Perhaps you could ask them both what kind of things they enjoy doing with you and your boyfriend and talk about giving them one-to-one time. To me it sounds like attention seeking what they are doing... I personally would give each child 1:1 time, even if at first when you do it, the other one complains. They will soon get used to the idea and sort themselves out.
I used to watch that house on tv and and supernanny... that helped some as did Toddler Taming. My two are generally great together - there is 5 years between. Today tho he managed to give her a carpet burn pulling her around the room on her bare back by her legs! Once he realised what he'd done tho he was brill and made her a tiara and stamped princess on it with individual stamps and decorated it for her, he made her a box using a pattern printed from the internet and bought her some sweeties!
My DD is so different from my DS. She is quite tired all the time and whingey and wakes us up all thro the night. With DS we got that under control easily, with DD not found the solution yet. Planning to tackle it again over xmas... So I know a little of what you must be feeling albeit over slightly different issues...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
eurgh.....
not a single thing done money wise and its bugging me now as I want to get on and make some payments and be all RAAAAA, but such us life....Wealth is not measured by currency0 -
Evening :beer:
TMD - my sisters two girls are a similar age gap to yours and they were very similar to your two, they would constantly crave attention and everything we did or bought had to be done in twos.
Now they are older 7 and 5 they are best friends and so happy in each others company.
My sister said it was such hard work to begin with but worth it for their relationship now.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
savingholmes wrote: »Shelley - I'd adopt the parent tone on the HDTV but we've already got one... hmmm where did all those debts come from
Someone was also talking on another thread about getting a wii for xmas and I thought what a lot of £ :eek: and then remembered we'd already got one of them too :rotfl:
The funny thing is my parents especially Dad keep trying to convince me to buy the big telly & get Sky!!
I do have a HDTV & Wii
The reason I want a new one is mines only a wee one and been promising myself I would get big one when I move into ne whouse but that could be ages away given current property market. Fallen :smileyhea with a Phillips one - was going to get it from JL online but no delivery date I could be available for before Christmas. Now all undecided again!! Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
ooooooooooooooooooooooooh dangerous plans are afoot over here?!
Im gonna have to hife before I start talking about all the things I want to buy as well....Wealth is not measured by currency0 -
Shelley - resist?The funny thing is my parents especially Dad keep trying to convince me to buy the big telly & get Sky!!
I do have a HDTV & Wii
The reason I want a new one is mines only a wee one and been promising myself I would get big one when I move into ne whouse but that could be ages away given current property market. Fallen :smileyhea with a Phillips one - was going to get it from JL online but no delivery date I could be available for before Christmas. Now all undecided again!!
Seriously even in our worst days
we bought this kind of thing in the January sales... I think prices will fall further after xmas so in your position I would wait...
CAFCGirl - remember those heavy bags of debt your mum was talking about - resist - you are our leader!:rotfl:Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi all
Nothing to add from me, just a hello and an 'I am still here' I don't get paid until 22nd, hang on, when is that?? A week tuesday??? Argh, not far then. I am going to have to be on basic payments this month so that I can pay off the skiing holiday (and maybe the month after too so that I have spends on the holiday - oh dear, what have I done?)
Past and pesto for January I think (if pesto wasn't so expensive)£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0
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