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First one to clear 15k gets a paper hat
Comments
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Hi - my debt is less than 15k, but once repaid I'll save until I hit 15k.Taking baby-steps :beer:0
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Hi Nitha welcome to our little thread

Trilittan - good luck with Amazon, must admit I have never used it.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hi Nitha,
Welcome to the thread!
Good luck with all the boxes Tirlittan!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hi Nitha - welcome!
I've just withdrawn £10 from Butlins due to free daily scratch cards and the £1 free real money they give you regularly! I must admit I've been sucked into playing bingo on one of my other scratch card sites... oops!
Tirlittan I know what you mean about books - I recently donated 4 crates to charity as I couldn't get anyone to buy them. Was upsetting but there we go...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Early payday for me today as well, 19th... argh thats going to hurt!Wealth is not measured by currency0
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I now get paid begining of the month which is weird but used to hate the low dark skint Jan! Baked beans and value bread once turkey left overs have gone :xmassmileLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
I am determined to eek mine out for the full five weeks and not get to the beans on toast stage lol. I have no more presents to buy but do have to car my car tax :mad:Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
I've still got few pressies (including a big HDTV for me?!) and food shopping to do :rolleyes:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
I've just had to buy 2 party dresses, and presents for 4 little girls. Went to Sainsbury's at 9pm it's nice at that time not busy at all. Got two purple dresses £20 each they had 25% off clothes and accessories so got the dresses for £15 each (will sell on Ebay at a later date), I got a pack of tights to go with the dresses, one pair of shoes as Stephanie's school ones are all scuffed and not really party shoes. Bought some Charlie and Lola slippers they were £6 each with £1.50 off each (25% discount). Got 4 little stockings, 4 necklaces with 25% off so saved 66p per necklace, 4 chocolate father christmas' and some potatoes and veg for dinner tomorrow and Sunday, been an expensive day what with posting the purpleness. Got myself a mini fillet burger and small chips from KFC on my way home it satisfied the fast food urge and only £2.18, I had Pepsi Max here so didn't need a drink.
Bf is working the weekend so a long boring two days ahead with the kids driving me nuts - does anyone else's kids argue from the minute they get up until the minute they go to bed? It's a nightmare!!Sealed Pot Challenge #0160 -
Sounds great on all those bargains TMD
Shelley - I'd adopt the parent tone on the HDTV but we've already got one... hmmm where did all those debts come from
Someone was also talking on another thread about getting a wii for xmas and I thought what a lot of £ :eek: and then remembered we'd already got one of them too :rotfl:
It's easy to tell other people to keep their £ in their pocket when you've already got the things they are talking about
So on xmas we're being quite restrained but since previously we bought a lot of what we fancied it has probably not been that too big a hardship. Luckily lots of other people buy for our kids too so they won't suffer either.
BTW I went to bed at 6pm last night I was so tired.... I'm sure that has to have been cost saving...:rotfl: I knew it was a bit ridiculous when I'd turned the heating up to 30, was wearing 2 fleeces and had the living room gas fire on full blast! Funnily enough, I think the fire went off when I went upstairs and OH turned the heating down!:rolleyes:
Have a great weekend everyone!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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