How many of you have a Cheque Guarantee card?

sofa_surfer

I love the chequebooks facilities on two of the bank accounts I have and find them very useful and convenient

muggleian

:mad: I used my Cheque gaurantee card a couple of months ago, hadn't realised I was a couple of quid short in the account, cheque was for £25 the total after charges was about £100 never never again :eek: I learnt that lesson

bee4321

I have HSBC premier debit card thats £250 limit, Natwest Private debit £250 limit and a Halifax ultimate reward debit that's £100 limit, do Halifax have a £250 cheque card?

savagej

I read there was a preliminary date to phase out the whole cheque guarantee system around 2013, once enough people had access to other payment facilities (prepaid cards and FPS were mentioned).

moneysavingallday

bee4321 wrote: »

I have HSBC premier debit card thats £250 limit, Natwest Private debit £250 limit

How ridiculous

Scousebird_2

In today's climate it's perfectly normal and becoming commonplace. People are spreading their money out in view of the FSCS threasholds and also HSBC and Natwest Premier services are completely different with a whole range of benefits. One does things the other doesn't and vice versa so it's good sense to have two in a way I think. Not that I could ever dream of being Premier with any bank-not at least until my 6 numbers come up!!! LOL!!!

ShelfStacker_3

muggleian wrote: »

:mad: I used my Cheque gaurantee card a couple of months ago, hadn't realised I was a couple of quid short in the account, cheque was for £25 the total after charges was about £100 never never again :eek: I learnt that lesson

I think there's a different lesson there besides "don't guarantee your cheques".

Kavanne

bee4321 wrote: »

I have HSBC premier debit card thats £250 limit, Natwest Private debit £250 limit and a Halifax ultimate reward debit that's £100 limit, do Halifax have a £250 cheque card?

I don't think so... I've always only had a £100 limit with the but have a £250 limit with RBS.

bee4321

moneysavingallday wrote: »

How ridiculous

yes considering I have not written a cheque in many years lol!