HELP! I can't stop opening new savings accounts!!

wagdog

ritchie840 wrote: »

I used to have that problem, so now I keep them all written down on a piece of paper next to my computer titled "Bank Usernames/Passwords".

Also to make it so I have less passwords I have got rid of my computer password, so I can get in to my computer without a password now :money:

Hope this helps.

Oh don't be silly! That's so insecure.

Just do what I do and use the same password on the PC as I use on all the bank accounts I've been opening. I use the same four digit PIN that I've set on all my cash cards and chip&pin. Just one easy number to remember.

I use my birth date which only my friends and family know. I've put it on my facebook page so they'll never forget even if, like, I got amnesia or something...

Hope this helps.

foofi22

I can recommend Keepass (http://keepass.info/) for securely storing all your user names and passwords. It's great and it's free!

wagdog

MrExample wrote: »

It wouldn't be so bad if we didn't have to pick 32,193,624 memorable data for each account.

"Memorable place between 8-10 characters"

How many people even have *a* memorable place, let alone one within that narrow length band?!?

Oh just make one up. A non-existent one is best. Look what happened to Sarah Palin when she used a real answer to that question.

It would even be better if it were unpronounceable however sometimes you need to give it over the phone.

With regard to managing 32,193,624 pieces of "memorable" data, I use Keepass which encrypts login details under a single master password. There are versions that run on a PDA. There is also KeyPassX for Linux and Mac. Both are free.

Mercenary

ritchie840 wrote: »

I used to have that problem, so now I keep them all written down on a piece of paper next to my computer titled "Bank Usernames/Passwords".

Also to make it so I have less passwords I have got rid of my computer password, so I can get in to my computer without a password now :money:

Hope this helps.

OMG I really hope that is a joke? :eek:

I also use the free KeePass encrypted utility for all my passwords as I have hundreds of the darn things for all the shop sites, banks, forums etc. One Master password and all the others are safe and I don't have to remember them. (Backed up too, of course!)

Yes, I too am a member of this happy band of Account-Openers . I now have 2 Sainsbury's Internet Saver accounts, a Tesco one, a Bradford & Bingley one, one with my main bank and a half-opened one with Kaupthing/ING ( Half-opened as I was in the middle of it all when the transfer to ING took place, so I declined to carry on with it).
And all this even though I am not mega-rich and I do not have a huge amount to spread around. I'm just wanting a reasonable pot of dosh buried in several places for safekeeping.....a bit like a squirrel :rotfl:

wagdog

Molotov wrote: »

I do just the same, but I became so paranoid that it would fall out my pocket, that I made a copy and slipped it under the front door mat, right next to the spare keys.

Why not tattoo it to your inner thigh?

I've only gotten arrested once so far at the Internet cafe.

caveman38

foofi22 wrote: »

I can recommend Keepass (http://keepass.info/) for securely storing all your user names and passwords. It's great and it's free!

That's what I use (the memory stick version). All passwords, a/c no.s, telephone no.s on a memory stick with super duper encryption. With a memory stick back-up as well.

dag_2

What about Egg Money Manager?

http://forums.moneysavingexpert.com/showthread.html?t=775761

Clearly something that allows you to encrypt stuff on your own media would be better, though. But is Keepass really the only way of doing it?

dag_2

Just done a link search on the ODP site for the Keepass link that foofi22 posted; there's loads of them.
http://www.dmoz.org/Computers/Security/Products_and_Tools/Password_Tools/
http://directory.google.com/Top/Computers/Security/Products_and_Tools/Password_Tools/

Mercenary

dag wrote: »

....
Clearly something that allows you to encrypt stuff on your own media would be better, though. But is Keepass really the only way of doing it?

KeePass, Truecrypt (www.truecrypt.org) and PassWordSafe (http://passwordsafe.sourceforge.net/) are usually the ones to go for.

KeePass has the option to run (and store) from a USB flash drive key as well as on your HDD. I put it onto a USB key and can run it from there if I'm away from home and also onto my PC's HDD.

Truecrypt can encrypt any amount of space on a USB flash drive key as well as encrypt whatever you choose on your HDD (even portions of drives), but is a little more complicated to set up at first.

PasswordSafe is very like KeePass, but I'm not sure about being able to run from a USB key.

BUT if you forget your Master Password for any of them, then you're stuffed so make sure you choose it wisely (combinations of letters and numbers and the longer the better. I have at least 21) :cool: and ALWAYS regularly backup your data elsewhere (on CD-RW or Ext HDD or even another USB key)so you can restore it in case of computer crashes.

GlasWolf

Is anyone else also furiously transferring money all over the place convinced that the account they want to open will lose the bonus offer (or drop the interest rate, in the case of the fixed deals) before they can get their dosh in? So far I've got NatWest's ISA bonus and Egg's savings bonus, now I urgently want to get something into a B&B bond before the rate drops...