HELP! I can't stop opening new savings accounts!!

MKUX3

i (we) have around 66 different acccounts, keeping track of chopping and changing is a bit of a problem. i must get better organised.
i am 38 with 2 kids and a husband and work part time.

EalingSaver

Speculator wrote: »

I use Excel and religiously update it everytime I make a transaction. I also have a full size 4 drawer filing cabinet to keep all my documents etc.

Not sure whether that was a spoof or not....but I do use Excel and I do religiously update it every time I make a transaction/open a new account/rate changes on an account (assuming I've spotted it..). I don't however have a 4 drawer filing cabinet.

Not started at the top of the thread, so I'm not sure what's being counted as 'an account'. What about multiple accounts at one bank? What about ISAs - are they included?

If its 'only' number of different banks, then despite updating religiously I no longer know. I kind of threw my hands up in the air a few weeks ago and gave up: B&B, does that count now its part of Abbey? What about A&L, does that count as separate from Abbey now they are both part of Santander. Thankfully I don't have an existing account with ING (closed about 12 months back) so at least there is no confusion as to whether my KE account counts as an additional one or just 1.

And the good news is my ISA situation was simplified a bit when I rolled 3 of 'em up into one ISA provider. The bad news is...you guessed it, it was IceSave.

EalingSaver

OK, I had to just go and check.

12 instant access, (OK, one of them has only £1 in it so doesn't really count); 4 term based of varying duration (one less than I had 5 days ago); 3 ISA accounts; 2 regular savers; 3 NS&I sets of index linked certifcates. Plus a set of PBs (but they don't count as an account).

Plus of course my CA.

Not as bad as I thought.

And in danger of getting fewer in number by the day without any action from me.....

baby_boomer

Speculator wrote: »

I have over 150 accounts!

Beginner

evenasus

Opened another account today.
B&B e-saver.
Found it strange though, that instead of logging into the bank you want to transfer funds from to transfer to B&B.
You have to ask B&B to get the money from the other bank.
At least, that's how it appears.
Not done it yet of course, as the account isn't up and running yet.
Although, I did fill in for them to take a dd for the deposit (to be taken next week) to start the account.

Lynt_3

I haven't opened an account for three days


Oops, not strichly true. I opened a Lloyds internet saver, but I already have a c/a with them. It was just somewhere to earn a few pence more than my c/a. I can transfer to and fro instantly.
I also signed up to Save the Change: every little bit counts

amistupid

For once I'll be very serious. It is absolutely imperative that all your bank account passwords and memorable words etc are kept very well hidden. Burglar Bill is no longer interested in the family silver, the contents of your filing cabinet can be much more lucrative.

Brett

Money_Grabber13579 wrote: »

Yep I'm also affected, first Halifax, then Nationwide, Ulster Bank, Ice Save, Kaupthing Edge, ING, A&L and about to go to ICICI as well! lol

Stay clear of ICICI,if your experience is anything like mine has been,they are a waste of Time. Nice rates yes,especially on the Fixed Rate Account,but get a reply to Internal mails on their WebSite. Ask them to do anything, Telephone them,forget it,the are useless! They Ignore mails,fobb you off on the phone with all kinds of promises and do nothing!!

Molotov

agal wrote: »

I do this as well but became worried that a burglar might steal my list of passwords and bank account details so I now slip the page into my back pocket whenever I leave the house. You can't be too careful :rotfl:

I do just the same, but I became so paranoid that it would fall out my pocket, that I made a copy and slipped it under the front door mat, right next to the spare keys.

natman

Thats it we need a Opening bank club. I too have the disease!!!!!!!
Only thing i have stuck with is my Abbey current account.

Had a tesco hi intrest account 18 months ago had it for about 5 years with about 15,000 in it, then decided to open a better interest rate account and get heavy saving- here goes - i am iin trouble

ING Isa opened 18 months ago
ICICI - OPENED 12 MONTHS ago
Kauthping edge opened 12 months ago
Closed ING ISA Opened ICESAVE ISA Account opened 6 months ago
Closed ICESAVE ISA - Opened Newcastle Buid society 5 months ago
Opened ICICI -FIX TERM BOND 5 MONTH AGO
Opened Kauthping Edge fix term bond 5 months ago
Opened yorkshire Build Society instant access account 5 months ago
Opened bank of scotland instant access 5 months ago
Closed Bank of scotland 2 month ago
opened NATWEST Get £50.00 back 2 months ago
closed NATWEST GET £50.00 back 1 month ago.

I currently have -
KAUPTHING - £7000 (ONE SAVINGS ONE BOND)
Yorkshire - £1500
Newcastle - £7000
ICICI - £8000 ( ONE SAVINGS 2 BONDS)

I had just found myself looking at opening a Bradford and bingley one - to perhaps trasnfer my foreign accounts(icici and k/e) to Bradford and Bingley.....................What are we doing???????????????? i propose we set up a help group for tea and biscuits
ps - please bring any leaflets of saving accounts that may proove beneficial( only for supportive purposes):rotfl: