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cheap building and contents discussions (Merged Discussion)

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  • There are others on there offering £120 eg. Barclays and Lloyds but as far as I know they don't insure over here.

    I just setup buildings insurance yesterday through Lloyds (via Quidco), was no problems so they do insure houses over here. £120 quidco tracked within a couple of hours aswell :)
    Why do companies offer you "free gifts?"
    Since when has a gift NOT been free?
  • attritioner
    attritioner Posts: 154 Forumite
    Have you tried Abbey? Cheapest past two years for me. :j
  • declanh
    declanh Posts: 133 Forumite
    I just setup buildings insurance yesterday through Lloyds (via Quidco), was no problems so they do insure houses over here. £120 quidco tracked within a couple of hours aswell :)

    just tried lloyds - 540 quid :eek: so even with quidco this is v dear
    I used to have a signature with links to the League Tables for good/bad shipping charges for Northern Ireland. But I have since learnt that this is against site rules - so they are no longer here! PM me if you need them
  • declanh
    declanh Posts: 133 Forumite
    Have you tried Abbey? Cheapest past two years for me. :j
    just tried this and they wont quote online for 5 bedrooms, if i get the quote based on 4 bedrooms its over 400
    I used to have a signature with links to the League Tables for good/bad shipping charges for Northern Ireland. But I have since learnt that this is against site rules - so they are no longer here! PM me if you need them
  • rrobbo
    rrobbo Posts: 58 Forumite
    It may be worth considering getting contents and buildings separately and going through QUIDCO. I know that normally you get a "discount" from buying buildings and contents together but one or other of the covers can be so weighted that you're not making a real saving. Right now Barclays and Lloyds are offering £125 and £120 respectively as Quidco cashback and this applies if you just buy either contents or buildings, so you could get £245 back in total. I've done this myself and there was no problem. Just look for which combination works best for you, i.e. contents from Lloyds and buildings from Barclays or vice-versa.
  • arkonite_babe
    arkonite_babe Posts: 7,366 Forumite
    1,000 Posts Combo Breaker
    I'll add this to the existing discussion on home insurance :)
  • leds1975
    leds1975 Posts: 13 Forumite
    Hello,

    Anyone had "Household Contents Insurance" only quotes recently.
    I am with Abbey and my insurance is up in mid-April so they have sent out a reminder. Last year my insurance was £80, now I'm quoted £170!

    I have not contacted Abbey yet.

    Thanks.
  • declanh
    declanh Posts: 133 Forumite
    Its insurance renewal time again - just got my renewal notice.
    £440 for 5 bed detatched buildings and contents
    Does this seem like the going rate.
    It was about this last year and I reckoned it was terrible but I was not able to get any better.

    Anyone know of companies I should try to improve on this deal.
    I used to have a signature with links to the League Tables for good/bad shipping charges for Northern Ireland. But I have since learnt that this is against site rules - so they are no longer here! PM me if you need them
  • Belfastbelle
    Belfastbelle Posts: 367 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 12 April 2009 at 10:58AM
    TESCO H+C Insurance is reasonable
  • belfastgirl23
    belfastgirl23 Posts: 8,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    We're detached four bed in central belfast and came in at £236.50 for buildings and contents together through open and direct. We got a number of different quotes in and around this price range but open and direct worked hard to better the lowest quote. My only minor quibble is that they don't work on email But otherwise very good.
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